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Lucas Adams

Social Security disability backpay denied because of SSI - Is this correct when both started together?

My brother (53) was finally approved for both SSI and Social Security disability benefits on his ex-wife's record after a 14-month battle. Here's where I'm completely baffled by what's happening with his backpay. The SSA is handling his two benefits completely differently: - SSI calculated his qualified amount ($943/month), subtracted his Social Security benefit ($725/month), and is providing backpay based on the difference from his application date. - But Social Security is refusing to provide ANY backpay for his disability benefit, claiming it's because "he was receiving SSI." This makes zero sense to me because both benefits started on the same exact date (March 2025). If SSI is acknowledging both benefit types in their calculation and adjusting accordingly, shouldn't Social Security also provide the backpay he's entitled to from his application date? I feel like someone at the local office doesn't understand how concurrent benefits work. Has anyone dealt with this specific situation before? I'm trying to help him figure this out before appealing.

Harper Hill

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You're absolutely right to question this. When someone receives concurrent benefits (both SSI and Social Security disability), they should receive backpay from BOTH programs, adjusted appropriately. This is especially true when both benefits began on the same date. SSI is means-tested and reduces payments when you have other income (including Social Security). The fact that SSI already calculated the backpay correctly by reducing it to account for the Social Security benefit strongly suggests there's been an error on the Social Security side. Your brother should immediately: 1. Request a detailed explanation in writing about why the SS backpay was denied 2. File a reconsideration if the denial doesn't make sense 3. Contact his local Congressman's office - they can often help resolve SSA errors quickly

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Lucas Adams

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Thank you so much for confirming my suspicions! I knew something wasn't right. I'll help him request that written explanation tomorrow and we'll definitely move forward with reconsideration. The congressional office is a great idea too - wouldn't have thought of that. One question - should he keep accepting the regular monthly payments while we fight this backpay issue?

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Caden Nguyen

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i had almost the exact same thing happen with my cousin last year!!! took us 4 months to get it fixed. they kept saying "but you got SSI" and we kept having to explain that the backpay amount should be different. what worked was getting a supervisor on the phone instead of the regular reps who just kept saying the same wrong thing over and over

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Lucas Adams

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That's so frustrating but also somewhat reassuring that you eventually got it fixed. Did you have to visit the office in person to speak with the supervisor? My brother's mobility is very limited so phone or online options would be much better for him.

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Avery Flores

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The SSA makes these kinds of errors ALL THE TIME with concurrent benefits. Your brother is 100% entitled to backpay from BOTH programs! What's happening is the claims representative is confused because they see SSI was paid, and they're incorrectly assuming that means no Social Security backpay is due. This is a perfect example of why the SSA's systems being separate for SSI and Social Security causes so many problems. Different computer systems, different staff handling each program, and poor communication between them. I'd suggest going to the local office with printed documentation showing both benefit approval dates. Be prepared to explain the situation multiple times until you find someone who understands concurrent benefits.

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Zoe Gonzalez

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This isn't just an administrative error - it's a systemic failure that affects thousands of vulnerable people. My mother went through something similar and ended up losing nearly $4,600 in backpay she was entitled to because she didn't understand she could appeal. The SSA knows exactly what they're doing - deny and hope people don't have the energy or knowledge to fight back!

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Ashley Adams

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Have you tried calling the national SS number? Sometimes the local office folks don't know all the rules about how SSI and regular disability work together. But wow good luck getting through to anyone there these days, I had to call like 30 times last month about my own disability issue.

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Aaron Lee

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did your brother get the letter yet saying exactly why they denied the back pay? sometimes they use different rules depending on if its disability on his own record or on the exwifes record that might be why

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Lucas Adams

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He only received a verbal explanation when he called to ask about the backpay. The representative just kept repeating "you can't get backpay because you were on SSI" without any further details. I'm helping him request a formal explanation in writing now.

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Zoe Gonzalez

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The WHOLE system is broken!! My daughter waited 18 months for her disability approval and then they 'accidentally' only backdated 6 months of her payments!!! It took FIVE trips to the office and THREE supervisors to finally get someone who admitted it was THEIR ERROR!!! And even then we had to wait another 2 months to actually get the money!! DON'T give up!! They WANT you to just accept whatever they say but you HAVE TO FIGHT for what you're owed!!!

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Caden Nguyen

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omg yes!!! this is exactly what happens! they make it so hard that they hope people just give up. my aunt did give up on getting her back pay fixed and probably lost like $3000 she shouldve gotten 😡

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Harper Hill

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To follow up on my earlier comment - there's an important technical detail here about how concurrent benefits work: When you qualify for both SSI and Social Security, you're legally entitled to receive both, but SSI is reduced by the Social Security amount minus an $20 exclusion. For backpay purposes, each program follows its own rules for the retroactive period, but both should provide backpay. SSI can go back to the application date, while Social Security disability can potentially go back 12 months before the application if disability began during that period. Since your brother started receiving both benefits at the same time, and SSI correctly calculated their portion, Social Security should absolutely be providing backpay as well. This sounds like a simple administrative error that needs correction.

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Lucas Adams

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Thank you for that detailed explanation. One thing I'm not clear on - if his disability date was determined to be March 2024 (a year before benefits started), should the backpay from Social Security potentially cover that entire period? The SSI backpay only went back to his application date in July 2024, but now I'm wondering if he should be getting even more from Social Security.

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This is definitely an SSA error. Here's what's happening technically: SSI (administered under Title XVI of the Social Security Act) correctly reduced your brother's payment due to his Title II benefit (regular Social Security). Meanwhile, the Title II side is incorrectly applying a limitation that doesn't exist. There is no rule stating that receiving SSI eliminates entitlement to Title II backpay. Both benefits have different rules for retroactivity, but both can pay for past periods. I'd recommend requesting a formal reconsideration within 60 days of receiving notice of the decision. Include documentation showing: 1) Approval dates for both benefits, 2) The SSI calculation showing they factored in his SS benefit, and 3) The alleged onset date of disability. Be very clear in your appeal that you're disputing the denial of Title II backpay for a concurrent beneficiary.

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Avery Flores

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Exactly right, and it's concerning how often the SSA makes this specific error with concurrent benefits. I've seen this exact situation repeatedly with claimants who qualify under both programs. The SSA's fragmented administrative structure (with different teams handling Title II and Title XVI claims) leads to these contradictory decisions. The reconsideration process is essential here - and document EVERYTHING in writing.

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Ashley Adams

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Did they give him a written notice about the backpay denial? If not demand one before you do anything else. They have to give you something in writing that you can appeal.

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Lucas Adams

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No written notice yet - just verbal explanation when he called. Will definitely request the formal written notice tomorrow first thing. Thanks for the reminder!

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Ava Garcia

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I'm dealing with something very similar right now with my sister's case! She was approved for both SSI and SSDI in February, and we're getting the exact same runaround about the backpay. The SSA representative told us "you can't get both" which is completely wrong - you can absolutely receive concurrent benefits. What's really helped us is keeping detailed records of every phone call (date, time, representative name if they give it, and exactly what was said). We also started requesting supervisor callbacks instead of just accepting what the first person tells us. One thing that might help your brother - if he has any advocacy organizations in your area that help with disability cases, they often know exactly how to navigate these SSA errors. The National Organization of Social Security Claimants' Representatives (NOSSCR) has a directory of advocates who specialize in these situations. Don't let them wear you down - your brother is absolutely entitled to that backpay from both programs!

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I was volunteering helping the homeless at a clothing center, I tripped fell and didn't sue. Dec 7 2023. I broke my leg in 27 places. This had been a battle. I was denied back pay, here in Pulaski County, for my mother passed and there's no home on this property, because there's no will, it's considered cash value of $2200. There's no home only a barn. I truly need my back pay. I have Haight a long hard battle staying in the barn and with friends and family after my injury. Nothing is there only a security light and a barn.

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Sofia Price

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I'm so sorry to hear about your injury and the difficulties you're facing with your backpay situation. Property issues can definitely complicate SSI eligibility, but it sounds like there might be some confusion about how the SSA is valuing that property. A few things to consider: If there's truly no livable structure and it's just raw land with a barn, the valuation might be incorrect. Also, if you're not receiving any income from the property and can't actually live there safely, that should factor into their assessment. Have you been able to get a formal property appraisal showing the actual market value? Sometimes the SSA's initial valuations are way off. You might also want to contact a local legal aid office or disability advocate - many have experience specifically with property-related SSI denials and can help you navigate the appeal process. Don't give up on fighting for your backpay - you deserve those benefits after everything you've been through.

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Emma Wilson

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This is a textbook example of SSA administrative confusion with concurrent benefits. I work in disability advocacy and see this exact error regularly. The key issue is that different SSA departments handle Title II (Social Security disability) and Title XVI (SSI) claims, and they often don't communicate properly. Your brother is absolutely entitled to backpay from BOTH programs. The fact that SSI correctly calculated their portion by reducing for the Social Security benefit proves that both benefits are legitimate and should provide retroactive payments. Here's what I'd recommend doing immediately: 1. Request a formal written denial notice for the Social Security backpay (you need this to appeal) 2. File a Request for Reconsideration (Form SSA-561) within 60 days 3. In your appeal, specifically cite that he's a "concurrent beneficiary" entitled to both Title II and Title XVI backpay 4. Include documentation showing both benefits started the same date The SSA manual (POMS DI 52150.001) is clear that concurrent benefits don't eliminate each other's backpay entitlements. This is simply an undertrained representative making an incorrect determination. With proper documentation and persistence, this should be correctable.

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Zoe Wang

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This is incredibly helpful information - thank you for citing the specific POMS reference! I'll definitely use that when we file the reconsideration. It's reassuring to hear from someone who works in disability advocacy that this is a known issue with undertrained representatives. One question: when filing the SSA-561, should we include copies of both the SSI award letter and the Social Security approval notice to demonstrate the concurrent benefit status? And is there any specific language we should use in the reconsideration request to make it clear this is about concurrent benefits rather than a standard backpay dispute? I really appreciate you taking the time to provide such detailed guidance. It gives me confidence that we can get this resolved for my brother.

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Absolutely include copies of both award letters - that documentation is crucial for establishing concurrent benefit status. For the SSA-561, I'd recommend using language like: "Claimant requests reconsideration of the denial of Title II disability backpay. Claimant is a concurrent beneficiary approved for both Title II and Title XVI benefits with the same onset date. The denial appears to be based on the erroneous belief that SSI receipt precludes Title II backpay, which contradicts established policy in POMS DI 52150.001." Also attach a timeline showing: application date, alleged onset date, approval dates for both programs, and SSI backpay calculation. The key is making it crystal clear that this isn't a typical backpay dispute - it's specifically about concurrent benefits administration. Most appeals reviewers will immediately recognize this as a common training error once it's framed properly. One more tip: if the local office continues to give you trouble, you can also file a complaint with your regional SSA office. Sometimes a fresh set of eyes from outside the local office catches these errors faster.

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Sara Unger

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I'm new to navigating SSA benefits but this situation sounds incredibly frustrating and unfortunately all too common from what I'm reading here. As someone who's dealt with bureaucratic mix-ups before (though not with SSA), I wanted to ask - when you do get this resolved (and it sounds like you absolutely will with all the great advice here), is there anything you can do to prevent this from happening to others? It seems like this specific error with concurrent benefits happens frequently enough that there should be better training for SSA representatives. Maybe once you get through the appeals process, it would be worth documenting the whole experience and sharing it with disability advocacy groups? I'm really hoping your brother gets every penny of backpay he's entitled to. The stress of dealing with these errors on top of managing a disability must be overwhelming.

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