Will Social Security deny my benefits for not knowing ex-spouse's birthday during interview?
Just had my Social Security benefits interview yesterday and I'm freaking out that I might've ruined my chances! The agent kept asking me details about my ex-wife that I honestly couldn't remember - specifically her exact birthday and whether her second last name ends with S or Z. I told them I wasn't sure about her birthday (we've been divorced for 11 years!) and I thought her name ended with Z but wasn't 100% certain. I DID remember our marriage date correctly though. Could they actually deny my retirement benefits because I couldn't recall these specific details about my ex? Has anyone else been through something similar? What happened in your case? Really worried I messed up my benefits over something so trivial!
20 comments
TillyCombatwarrior
Don't worry too much. They're just verifying your relationship history as part of their standard process. As long as you were truthful about what you do and don't remember, they should be able to verify her information in their system. The SSA has access to marriage and divorce records that will confirm your relationship existed. They're mostly concerned with fraud prevention, not testing your memory. Did you provide your marriage certificate or divorce decree during your application? That documentation is much more important than remembering her birthday.
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Dyllan Nantx
•Thanks for responding! I did give them a copy of our divorce decree but didn't have the marriage certificate (lost in a move years ago). I was just honest and told them I couldn't remember her exact birthday. The agent seemed annoyed though and kept pushing me to guess, which made me even more nervous!
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Anna Xian
This happened to me!!! When I applied 2 years ago they asked about my ex husbands MOTHERS maiden name?!?!? Who remembers that after 20 years divorced??? I told them I had no idea and they still approved me. As long as you were honest about not knowing instead of making something up youll be fine
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Dyllan Nantx
•Oh wow, that's even worse! His mother's maiden name? That's ridiculous. Thanks for sharing - makes me feel a bit better that you still got approved despite not knowing.
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Jungleboo Soletrain
They're just trying to verify your relationship is legitimate. The fact that you remembered your marriage date is actually more important than her birthday. The SSA has access to all their own records and can verify these details themselves - they're just cross-checking against what you provide to ensure consistency and prevent fraud. I've helped dozens of clients through this process, and minor memory issues about ex-spouses from years ago have never been grounds for denial. The critical factors for your benefits are your own work record, age, and documented relationships - not whether you can recall every personal detail about someone you divorced over a decade ago.
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Dyllan Nantx
•That's really reassuring, thank you! Makes sense they'd be more concerned about preventing fraud than testing my memory about someone I haven't had contact with in years.
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Rajan Walker
I couldn't even tell you my CURRENT wife's birthday half the time lol. But seriously I think they're just checking boxes on a form. My benefits got approved even though I messed up a bunch of dates.
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Nadia Zaldivar
While it's natural to be concerned, this type of verification is standard procedure. The SSA is primarily looking to confirm your marital history is accurate since it can affect benefit eligibility calculations, particularly if you might be eligible for spousal benefits based on your ex's record (if you were married 10+ years). They have access to their own verification systems and databases that will confirm these details. As long as you were truthful about what you do and don't recall, and your documented history matches their records, this shouldn't impact your claim. If you're worried about your application status, you might want to check in with them. Unfortunately, getting through to SSA by phone can be incredibly frustrating with wait times often exceeding 2+ hours. I discovered a service called Claimyr (claimyr.com) that helped me get through to an agent in under 10 minutes when I had issues with my own application. They have a video showing how it works at https://youtu.be/Z-BRbJw3puU. Much better than spending half your day on hold!
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Lukas Fitzgerald
•Is that service really worth it? I tried calling SS last week and got disconnected THREE TIMES after waiting over an hour each time. Almost threw my phone out the window lol
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Nadia Zaldivar
•For me it was absolutely worth it. After getting disconnected twice and wasting nearly 3 hours, I was desperate. Using their service, I got through to an agent in minutes and resolved my issue in a single call. Saved me hours of frustration and probably kept my blood pressure in check too!
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Ev Luca
THE SSA DOES THIS ON PURPOSE!!! They ask impossible questions to try to DENY benefits that YOU PAID FOR with your taxes!!! I had an agent demand to know the address of a place I worked at in 1987!!! Who remembers that?? Then they said my application was "suspicious" because I couldn't remember! It's all a SCAM to reduce their backlog by denying legitimate claims!!
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Jungleboo Soletrain
•That's simply not accurate. The SSA has verification protocols to prevent fraud, but they don't deny benefits because someone can't recall minor details from decades ago. They have access to employment records, tax information, and marriage/divorce documentation. While their processes can be frustrating, they're not deliberately trying to deny legitimate claims through memory tests. If you were flagged as suspicious, there were likely other inconsistencies in your application beyond just forgetting an old address.
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Ev Luca
•Maybe YOUR experience was different but I know what happened to ME!! My neighbor had the exact same thing happen! They make it IMPOSSIBLE to get benefits until you APPEAL multiple times!! By then many people just GIVE UP which is what they WANT!!!
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Anna Xian
did u file for benefits on your own record or trying to get benefits from your ex's record? makes a big difference i think
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Dyllan Nantx
•I'm filing on my own record - I worked full-time for almost 40 years. They just asked about her as part of my marital history. We were married for 12 years though, if that matters.
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TillyCombatwarrior
•That's relevant information. Since you were married for more than 10 years, you potentially qualify for spousal benefits on her record if they would be higher than your own. That's likely why they were asking these verification questions. But don't worry - they can still process your application with the information you provided.
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Rajan Walker
wait did u bring your social security card to the interview? i heard they deny people who dont bring the actual card even if u know the number
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Dyllan Nantx
•Yes, I had my SS card plus my driver's license and passport. They didn't seem to have any issue with my identification - just these random questions about my ex!
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Jungleboo Soletrain
Quick update for you - I checked with a colleague who works at our local SSA office. These questions about former spouses are standard procedure, especially for marriages lasting over 10 years (which yours did at 12 years). Since you're eligible for either benefits on your own record OR potentially spousal benefits on your ex-wife's record (whichever is higher), they need to verify the relationship. Not remembering her birthday isn't grounds for denial. They'll verify her information in their system and proceed with your application. No need to worry about this particular issue.
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Dyllan Nantx
•Thank you so much for checking! That's incredibly helpful and puts my mind at ease. I didn't even realize I might be eligible for benefits on her record since I always worked full-time myself. Really appreciate you taking the time to follow up!
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