Can't reach Social Security Administration? Claimyr connects you to a live SSA agent in minutes.
Claimyr is a pay-as-you-go service. We do not charge a recurring subscription.
Using Claimyr will:
- Connect you to a human agent at the SSA
- Skip the long phone menu
- Call the correct department
- Redial until on hold
- Forward a call to your phone with reduced hold time
- Give you free callbacks if the SSA drops your call
If I could give 10 stars I would
If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
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Really made a difference, save me time and energy from going to a local office for making the call.
Worth not wasting your time calling for hours.
Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.
An incredibly helpful service
An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
Consistent,frustration free, quality Service.
Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
IT WORKS!! Not a scam!
I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
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my cousin had hep c too and got it treated thank goodness! but he never thought about disability either, it's rough but he got through it too. glad your husband is doing better now!
Thank you! Yes, the treatments have improved a lot over the years but it was still a really tough time. I'm glad your cousin recovered too!
One thing worth noting: If your husband's current benefit is lower than what you're entitled to as a spouse (potentially up to 50% of his full retirement age benefit), you might want to look into spousal benefits when you reach eligibility age. This could help maximize your household's total Social Security income, even if the disability option isn't available.
Thank you for that suggestion! I'm actually 59 now and planning to work until at least 62, maybe longer depending on how things go. But I'll definitely look into the spousal benefit option when I get closer to retirement age.
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just another way the govt takes our money. they should stop taxing retirement age people completey imo
One more thing to consider: Even though your continued contributions might not increase your monthly benefit, they're still supporting the overall Social Security system that you and others rely on. The system is designed so current workers support current beneficiaries, so your contributions are helping sustain benefits for everyone in the program.
But we're ALREADY collecting! Seems like DOUBLE TAXATION to me!!!!
That's a good perspective. I hadn't thought about it that way.
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Smart approach! One more thing to consider in your decision: If you're still working and plan to continue past age 65, option #3 (waiting until FRA) might be best because you avoid the earnings limit completely. But if you're not working or earning under the threshold, then comparing the actual benefit amounts for options 1 and 2 makes the most sense. And remember that spousal benefits don't earn delayed retirement credits past FRA, so there's no advantage to waiting beyond your FRA of 67.
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BEWARE about those survivor benefits - they don't tell you this but if you remarry before age 60 you LOSE THEM ALL!!!! My friend lost $175,000 in benefits because she remarried at 59 and they never warned her! The whole system is rigged against us.
You're correct that remarriage before 60 affects survivor benefits, but there's an important clarification: the beneficiary wouldn't lose ALL potential benefits, just eligibility for survivor benefits on the ex-spouse's record. If the new marriage ends (divorce or death), eligibility for the previous survivor benefits can be reinstated. Additionally, at FRA, they could still potentially claim spousal benefits on the new spouse's record if that would be higher. The rules are complex but designed to prevent collecting multiple benefits simultaneously rather than to penalize remarriage.
Maybe technically but try telling that to my friend who lost everything! The SSA representative literally told her "sorry, nothing we can do" and she's struggling financially now. They should WARN people about this before it happens!
Update: I found the W-4V form online and filled it out. I opted for 10% withholding to start. I was nervous about mailing such an important document, so I made an appointment at my local office (earliest was 3 weeks out) to drop it off in person. Thank you everyone for your helpful advice - especially about the earnings limit. I'm going to carefully track my consulting income this year to make sure I don't go too far over the limit.
smart choice! its so much better than dealing with quarterly payments. one less thing to worry about!
Great decision! Remember you can always adjust the withholding percentage later if 10% turns out to be too much or too little. And good thinking about tracking your earnings - that'll help you avoid any surprises at year-end.
Amara Nnamani
I just wanted to thank everyone for all this helpful information! I feel much better knowing I probably won't owe taxes on my benefits. I'm also going to look into that disability freeze option that was mentioned, and maybe reconsider applying for disability benefits with better medical documentation. I appreciate all the advice!
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Dylan Mitchell
•Good plan. One more tip: If you do decide to pursue the disability angle, consider getting a copy of your medical records first. Make sure they clearly document your vision limitation and any functional restrictions. Sometimes doctors don't include enough detail about how conditions affect daily activities, which is what SSA focuses on. Good luck!
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Sofia Morales
my aunt had to pay taxes on her SS and she only made like 30k total so it really depends on ur other income. its so confusing!!!
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Giovanni Mancini
•That's correct. At $30k combined income (counting half her SS benefits), your aunt would be over the $25,000 threshold where taxation begins for single filers. Up to 50% of benefits become taxable between $25,000-$34,000, and up to 85% above $34,000. The exact percentage depends on the specific calculations on the IRS worksheet.
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