Thank you all so much for your help! We just submitted his application online yesterday. The hardest part was gathering all the medical documentation, but we made sure to include everything from his neurologist, physical therapist, and rehabilitation specialists. I'll update this thread once we hear back about his application. Fingers crossed it goes smoothly!

Good luck with the application! Just wanted to add one more thing that might be helpful - make sure to keep copies of everything you submitted. If they request additional information (which they often do), having organized records will make it much easier to respond quickly. Also, don't be discouraged if you get an initial denial - many legitimate claims get approved on appeal. The stroke documentation sounds thorough, which is exactly what they need to see. Wishing your brother-in-law the best outcome!

Hey OP, don't forget to ask about any state-specific programs too. Some states have additional benefits for kids with disabilities.

@Nia Thompson - I went through this exact same process last year with my daughter. After you submit the online form, you'll definitely need to call SSA to schedule a phone interview. They'll ask detailed questions about your child's condition and daily activities. One thing that really helped me was creating a daily log of how your child's disability affects their life - keep track for at least a week before the call. Also, gather ALL medical records, school records if applicable, and any therapy reports. The more documentation you have, the smoother the process will be. The phone wait times are brutal, but try calling first thing in the morning (8 AM) for your best chance. Good luck - you've got this! 💪

To address your original question more directly: Yes, if the WEP/GPO repeal passes, your spousal benefit would increase, though gradually over time. The bill has bipartisan support, which is rare these days, so there's legitimate hope it might finally pass after many previous attempts. While waiting to see what happens with the legislation, I strongly encourage you to apply for the Medicare Savings Program and Extra Help program. With your described income level, you might qualify for assistance with Medicare premiums, deductibles, and prescription drug costs, which could provide immediate relief.

As someone new to this community, I wanted to thank everyone for sharing such detailed information about the WEP/GPO situation. My grandmother was a teacher who dealt with this same issue until she passed last year, so I understand how frustrating and financially stressful this can be for retired educators and their families. I've been doing some research on this topic myself, and one thing I'd add is that even if the bill doesn't pass this session, it's worth staying engaged with your representatives. The fact that this conversation is happening so widely shows there's real momentum building. Also, for immediate relief while waiting, many states have additional programs beyond the federal Medicare assistance that can help with utility bills, food assistance, and prescription costs for seniors on fixed incomes. Your local Area Agency on Aging would be a good starting point to learn about state-specific programs available in Nevada. Keep advocating - your voices matter and legislators do pay attention when they hear from constituents about real impacts on their daily lives!

Let me clarify a few points about your specific situation: 1. You CAN take your own reduced retirement benefit now ($950) to help with medical expenses 2. After your divorce is finalized, you CAN switch to the higher survivor benefit from your first husband ($1,650) 3. The survivor benefit will NOT be reduced because you took your own retirement early 4. However, your survivor benefit could be reduced if you take it before your FRA - the reduction is based on YOUR age when you claim the survivor benefit, not when you claim your retirement 5. The paperwork to stop your application can be rescinded - call SSA immediately Don't panic about having messed things up permanently. This is fixable. The most important thing is to contact SSA right away to undo the stoppage of your application if you want to receive your own benefits now while waiting for the divorce to finalize.

I'm glad to see you're getting good advice here! As someone who works with Social Security benefits, I want to emphasize a few key points for your peace of mind: You're absolutely right in your understanding from Sean's breakdown. At 62, you can take your reduced retirement benefit now, and since you're already past 60 (the earliest age for survivor benefits), you won't face additional age-based reductions on the survivor benefit when you switch after your divorce. The important thing to remember is that SSA will always pay you the higher benefit amount - they won't "stack" benefits, but they will ensure you receive the maximum you're entitled to. In your case, that means getting your $950 retirement benefit now to help with medical expenses, then switching to the full $1,650 survivor benefit once eligible. Given your cancer diagnosis and urgent financial needs, this strategy makes perfect sense. Don't let the complexity of the system discourage you - you have a clear path forward. Focus on getting that application reactivated and securing your immediate financial needs while you navigate the divorce process. Stay strong, and don't hesitate to use multiple methods (phone, secure messages, that Claimyr service mentioned) to get official confirmation of your plan.

Thank you all so much for the information and advice. My son and I talked about everything shared here, and he feels much more confident about trying to work knowing he won't automatically owe back all his past benefits. We're going to: 1. Look into the Ticket to Work program and find a WIPA counselor 2. Research our state's re-entry programs for people with felony records 3. Set up a savings account to prepare for any benefit adjustment delays 4. Try to get clear documentation from SSA about his reporting responsibilities He's still nervous about the process but feels hopeful for the first time in years. His therapist agrees that meaningful work could be really beneficial for his recovery, especially if he can find something that accommodates his anxiety triggers. I can't thank this community enough for all the guidance!

This is such a heartwarming update! Your son is so lucky to have such a supportive advocate. One additional resource that might help - many vocational rehabilitation (VR) offices work closely with SSA and can provide job training, workplace accommodations, and even help with employer education about hiring people with disabilities or criminal records. Since he's interested in trades, VR might be able to fund training programs that lead directly to employment. The combination of SSA work incentives + VR services + re-entry programs could really set him up for success. Wishing you both the best on this journey!