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Can I keep my deceased father's Social Security payment that arrived same day he died?

My father passed away at 73 on April 15th, which happens to be the exact same day his March Social Security retirement benefits hit his checking account. I'm the executor of his estate and trying to figure out if I need to return these funds to SSA or if they can stay in the account to help with the $8,900 funeral costs we're facing. I've gotten completely contradictory answers from the funeral director (who says I must return it) and my dad's neighbor (who says the money is part of the estate). Does anyone know the official rule about benefits that arrive on the day of death? The payment was around $2,350. Any guidance would be really appreciated since every dollar helps right now.

make sure u save some of that money just in case until everything is sorted out. my aunt spent all the money and then had to come up with it later when ssa wanted it back and it was a whole thing

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I'm so sorry for your loss. I work in estate administration and can confirm what others have said - that March payment that arrived on April 15th belongs to your father's estate since he was alive for the entire month of March. Social Security pays in arrears, so you're legally entitled to keep it. The funeral director was incorrect. However, I'd recommend setting aside a portion of those funds in a separate account labeled "estate - SSA payment" until you get official confirmation from SSA, just to have a paper trail showing you handled it properly. This protects you if there are any questions later. You can absolutely use it for funeral expenses once you've reported the death and confirmed with SSA.

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Social Security DAC benefits nightmare - daughter marked as deceased while application pending for a year

I'm at my wit's end with SSA and don't know what to do next. In January 2025, I applied for Disabled Adult Child (DAC) benefits for my 35-year-old severely autistic daughter under my late husband's record (he was a veteran). The SSA rep took all our information, warned it could take up to a year to process because of reviewing all her medical records, and gave me paperwork to complete about her medical history since diagnosis. They scheduled a phone appointment for March. Then in February, complete disaster - SSA sent a letter saying my daughter was DECEASED! She is very much alive! This threw everything into chaos. It's taken over 6 months just to get them to correct this error, despite them acknowledging the mistake and apologizing. Meanwhile, it's now been a full year since we first applied, and I can't get anyone on the phone to check the status or even make an appointment. It took interventions from my congressional office AND the ombudsman's office PLUS two hearings just to get the deceased status corrected. My daughter has been on SSI for 33 years, but she has significant health issues not covered by Medicaid. I'm on survivor benefits myself (for over 10 years) after becoming disabled from a fall while caring for her. An SSA worker advised me to take survivor benefits instead of disability since my own work credits were limited. Any advice on what to do next? How do I push this DAC application forward after all this chaos?

I've been through this exact nightmare with my brother. The DAC benefits are worth fighting for though. Have you followed up with the congressional office recently? They can request something called a "congressional inquiry status report" which forces SSA to provide updates. In our case, we found out the application was just sitting on someone's desk for MONTHS with no action. Also, don't forget to ask about retroactive benefits. Since your application has been pending for a year, they should backpay from the application date. Make sure they don't try to reset the clock because of their error!

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Thank you for mentioning backpay! I hadn't even thought about them potentially resetting the clock. I'll definitely bring this up in my next congressional inquiry. My rep's office said they'd check again in a month, but maybe I should ask them to follow up sooner.

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I'm so sorry you're dealing with this bureaucratic nightmare. As someone who works with disability advocates, I've seen the "deceased" error cause massive delays because it corrupts multiple database entries that need to be manually corrected across different SSA systems. A few additional suggestions beyond what others have mentioned: 1. Request a "case summary printout" from SSA showing all actions taken on your daughter's file since the original application. This will help you identify where exactly the process stalled. 2. Ask specifically if the DAC application is in "pending status" or if it needs to be resubmitted due to the death record error. Sometimes these errors require starting over completely. 3. Contact your state's Protection & Advocacy organization - they specialize in disability rights and often have direct contacts within SSA who can expedite complex cases like yours. 4. Document everything with timestamps. Create a log of every phone call, letter, and interaction. This becomes crucial evidence if you need to escalate further. The fact that your daughter has 33 years of established SSI history should work in your favor - there's no question about her disability status. The holdup is likely purely administrative at this point. Hang in there. These cases do eventually get resolved, especially with congressional pressure.

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Can I collect Social Security survivor benefits from ex-husband's disability while remarried after 50?

After my first husband passed away last month, I've been trying to figure out my benefit options. We were married for 25 years before divorcing, and he was receiving SSDI (disability benefits) when he died. I'm currently 62 and remarried when I was 54. I've heard conflicting information about whether I can collect any survivor benefits based on my ex's record given that I remarried after age 50. Does anyone know the rules about this specific situation? The SSA website is confusing me with all the different survivor benefit scenarios. I'd really appreciate some clarity before I try calling the SSA office!

good luck! the rules r so complicated with remarriage & survivor benifits. hope u can get thru to someone helpful!

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I've been following this discussion and wanted to share some additional insights. The confusion here highlights why it's so important to get accurate information directly from SSA. From what I understand, the key rule is that for divorced spouse survivor benefits, you generally cannot receive them if you remarried before age 60 (unless you were disabled and remarried after age 50). Since you remarried at 54 and weren't disabled, you likely don't qualify for survivor benefits on your ex-husband's record. However, don't give up hope entirely - there can sometimes be nuances in individual cases that only a trained SSA representative can evaluate. When you call, definitely ask specifically about "divorced spouse survivor benefits" and mention your remarriage age. Also consider that even if you don't qualify for survivor benefits, you may still have good options with your own retirement benefits or future spousal benefits on your current husband's record when he becomes eligible.

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SSA identity verification issues after ID.me discontinuation - need help ASAP!

Hey everyone, I'm having trouble verifying my identity for SSA benefits. They're not using ID.me anymore due to some court case, and now I'm stuck. Has anyone else dealt with this? What are my options for verifying my identity now? I really need to get this sorted out ASAP.

Hey Mateo! I went through this exact same nightmare a few months ago. Here's what finally worked for me: I called the SSA main number (1-800-772-1213) early in the morning (like 8 AM sharp) and kept pressing 0 to get to a human. It took several tries, but I eventually got through to someone who walked me through the new verification process. They can do identity verification over the phone now using a series of questions about your credit history and past addresses. Also, make sure you have your most recent SSA statement handy - they'll ask for specific info from it. Don't give up! The system is messy right now but there are ways through it.

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I'm dealing with this exact same issue right now! It's been such a headache since they stopped using ID.me. I tried calling multiple times but kept getting disconnected or stuck on hold forever. Reading through these comments, I'm definitely going to try the early morning calling strategy and see if I can get the phone verification process. Also thinking about reaching out to my congressperson's office like Giovanni suggested - didn't even know that was an option. Thanks everyone for sharing your experiences, it's helpful to know I'm not alone in this mess!

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Can my remarried ex-husband still collect Social Security benefits based on my earnings record?

I just found out something that's really bothering me. My ex-husband (divorced 8 years now) started collecting Social Security benefits last year at 62 - that's before his full retirement age. I earn substantially more than him, so he's apparently collecting based on MY earnings record! The thing is, I'm pretty sure he was already remarried when he applied. Can he even DO that? I thought remarriage would disqualify him from claiming on my record. Does anyone know the rules about this? I'm not eligible to collect for another 4 years myself, so it feels unfair that he's already benefiting from my higher earnings while I'm still working full-time.

Thank you all for the helpful information! I tried calling SSA this morning but couldn't get through after waiting for over an hour. I'll try again tomorrow and might try that Claimyr service if I can't get through. I'm still working and have decent income, so I'm not worried about my own benefits, but it bothers me if he's getting something he's not entitled to. I'll update once I learn more about what's actually going on.

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Definitely give us an update! I'm curious what you find out. And yeah, don't waste days trying to get through - that Claimyr service saved me SO much frustration.

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Just wanted to add some perspective from someone who works in benefits administration - this situation is actually more common than you might think. SSA processes millions of claims and sometimes errors do slip through, especially with complex eligibility rules like divorced spouse benefits. When you do get through to them, be prepared with specific information: your ex-husband's full name, approximate date he started receiving benefits, and the fact that he remarried before age 60 while still married. Also, don't be surprised if the first representative you speak with needs to transfer you to someone more specialized - divorced spouse benefit rules are tricky and not all front-line staff are fully trained on them. The good news is that once you report a potential issue, they take it seriously and will investigate thoroughly.

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