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Just wanted to update everyone and say THANK YOU for all the helpful responses! I showed my sister this thread and she's feeling much better. She's going to use that Claimyr service to confirm everything with SSA directly, but it's a huge relief to know her benefits should continue unchanged. You all have saved her so much worry and stress!
glad to hear! good luck to your sis
This is such valuable information! I'm bookmarking this thread because I work as a benefits counselor and get this exact question all the time. The automatic conversion from SSDI to retirement at FRA with no change in benefit amount is one of those things that causes so much unnecessary anxiety. It's great to see people sharing their actual experiences here - it really helps put minds at ease. Your sister is lucky to have you advocating for her and doing the research!
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For those still experiencing delays, I just saw on the SSA website that they've posted an official notice about the February payment delays. They're attributing it to a "processing anomaly" that affected approximately 8% of beneficiaries with payment dates between the 3rd and 8th. All payments should be processed by tomorrow (the 12th). In the meantime, if you have urgent needs, remember that local SSA offices can sometimes issue immediate payment in true hardship situations.
FINALLY some official acknowledgment!! I just checked and my payment came through too. Next time I'm definitely calling that Claimyr service you mentioned before - would have saved me days of anxiety!
I'm so glad to see this discussion! As a newcomer to Social Security benefits, I was absolutely terrified when my first payment didn't show up on schedule. I kept thinking I had done something wrong with my application or bank setup. Reading through everyone's experiences here has been incredibly reassuring - it's helpful to know that these delays do happen occasionally and that the money doesn't just disappear. The information about contacting local SSA offices for emergency payments is really valuable too. Thanks to everyone who shared their knowledge and updates. This community is such a great resource for navigating these situations!
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does anyone know how long it takes for them to add the new money? my mom said she had to wait like 6 months or something
The AERO (Automatic Earnings Recomputation) process typically happens in October of the year following the earnings. So 2024 earnings would be processed around October 2025. Sometimes it can take a bit longer if there are discrepancies in the earnings record or if the SSA is backlogged. Your mom's 6-month wait sounds about right depending on when during the year she was expecting the adjustment.
This is such great information from everyone! I'm in a similar situation but started benefits at 62. Been working part-time for about 2 years now and always wondered about this. It's reassuring to know the recalculations happen automatically, even if the increases are modest. One question though - has anyone noticed if their Medicare premiums also get adjusted when their SS benefits increase? I'm worried that any small increase might just get eaten up by higher Medicare costs.
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One additional point worth mentioning: While your ex-spouse's claim won't affect your son's benefits, if you have any other current family members receiving benefits on your record (like a current spouse or other children), all of you would be subject to the family maximum limit. In that case, benefits might be adjusted proportionally among current beneficiaries to stay within the maximum - but again, this would never include your ex-spouse's benefits, which are calculated separately.
Thankfully it's just my son receiving benefits on my record right now. My current wife has her own Social Security from her work history. This all makes much more sense now - I really appreciate everyone's help!
As someone who works with Social Security disability cases, I can confirm what others have said - your ex-spouse's divorced spouse benefits are completely separate from the family maximum that applies to your son's SSDI. The policy is clear on this: divorced spouse benefits don't reduce benefits for current family members. However, I'd definitely recommend calling SSA to document your concern in your file, especially given some of the processing errors others have mentioned. You can also check your my Social Security account online to monitor any changes to benefit amounts. If you do notice any unexpected changes after your ex files, contact them immediately with your documentation. Your son's benefits should remain stable as long as he continues to meet the disability requirements!
CosmicVoyager
congrats on the pension! extra money is always nice 👍
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Oliver Weber
•Thank you! After years of financial strain from her disability, this pension will make a huge difference for us.
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Everett Tutum
I'm so glad to see this situation worked out well for you! As someone new to navigating Social Security benefits, this thread has been incredibly educational. The distinction between SSDI and SSI income rules is something I never understood before - it's helpful to know that private pensions don't affect SSDI at all. It's also reassuring to hear about services like Claimyr that can help people actually reach SSA representatives when needed. Thanks to everyone who shared their knowledge and experiences here - it's clear this community really looks out for each other!
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