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Sean Flanagan

TWC approved claim payment timeline - will past payment requests come all at once or staggered?

I submitted my TWC unemployment claim on February 6, 2025 and I've been dutifully submitting my payment requests every two weeks since then. My claim is still showing as 'pending' in the system. I'm getting worried about paying bills since it's been several weeks with no income. My question is: IF/WHEN my claim finally gets approved, will I receive all my back payments (for the three payment requests I'll have submitted by then) in one lump sum? Or will TWC release them on some kind of staggered schedule that further delays getting all my money? I'm trying to budget and figure out when I might actually see some cash. Anyone been through this recently? How did the back payments work for you?

Zara Mirza

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The good news is that you WILL get paid for all those weeks if your claim is approved. TWC typically releases all backdated payments at once, usually within 2-3 business days after approval. The money should hit your account (direct deposit) or debit card all together, not staggered. Make sure you keep requesting payments on schedule even while waiting for approval. Missing a payment request can cause bigger delays later.

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Sean Flanagan

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Thank you! That's a relief. I've been submitting my payment requests right on schedule, so at least I'm doing that part right. Just hoping the approval comes through soon.

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NebulaNinja

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Went thru this last yr! They paid me all 4 weeks at once when approved but took almost 2 months to get approved ugh

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Sean Flanagan

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2 MONTHS??? Oh no, I can't wait that long! Did you ever figure out what caused the delay in your case?

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NebulaNinja

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They said somethin about needing to verify with my employer. Never got a straight answer tho

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Luca Russo

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I had a pending claim for 5 weeks last year and was freaking out too. When it finally got approved, I got all the payments at once BUT there's a catch - if you have any issues with your work search activities or if there are ANY discrepancies in your application, they might only approve some weeks and put others under review. Have you been documenting your work search activities properly? For each payment request you need at least 3 work search activities per week in Texas. Also, have you tried calling TWC to find out why your claim is pending? That might speed things up.

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Sean Flanagan

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Yes, I've been keeping detailed records of my work search activities - applying to at least 4 jobs per week and documenting everything. I've tried calling TWC every single day but can never get through. It's just busy signals or being on hold forever and then getting disconnected. So frustrating!

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Nia Wilson

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I had the exact same issue in January. My claim was pending for weeks and I couldn't get through to TWC no matter how many times I called. I finally used a service called Claimyr (claimyr.com) that helped me get through to a TWC agent within about 20 minutes. They have a demo video showing how it works: https://youtu.be/V-IMvH88P1U?si=kNxmh025COIlIzKh Turned out there was a simple verification issue that the agent fixed on the spot, and my claim was approved two days later. All my back payments came in a single deposit. Definitely worth it to get the issue resolved instead of waiting in limbo.

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Mateo Sanchez

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Does this really work? I've been trying to call TWC for days about my messed up payment request.

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Nia Wilson

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It worked for me! My brother also used it when he had an ID.me verification issue. Saved us both a ton of headaches.

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Aisha Mahmood

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THE TWC SYSTEM IS INTENTIONALLY DESIGNED TO BE CONFUSING AND DELAY PAYMENTS!!! I waited 7 weeks for my claim to be approved last year and then they only paid me for 4 of those weeks claiming I didn't properly request payment for the first 3 weeks WHICH IS COMPLETE BS!! I had confirmation numbers for EVERY payment request! If you haven't already, DOCUMENT EVERYTHING! Screenshot your payment requests, save confirmation emails, write down who you talk to when you finally reach someone. The system is rigged to deny benefits whenever possible!

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Zara Mirza

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While there can definitely be frustrating delays, most claim issues are due to verification requirements or employer disputes, not intentional denial tactics. The TWC system is overwhelmed but not malicious. Did you appeal the decision on those first 3 weeks? With confirmation numbers, you should have had a strong case.

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Aisha Mahmood

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YES I appealed and got nowhere for MONTHS until I contacted my state representative's office. ONLY THEN did TWC suddenly find my missing payment requests. Funny how that works!!

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Ethan Clark

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mine was pending for like 3 weeks then got approved and the money came all at once. got like $1600 for 4 weeks all in one deposit. but my friend had to wait like 6 weeks so it's different for everyone

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Sean Flanagan

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Thanks for sharing your experience! Did you do anything special to get your claim approved faster, or did it just happen on its own?

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Ethan Clark

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honestly i think it was just luck. i didn't do anything special

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Mateo Sanchez

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This reminds me I need to do my payment request today lol thanks for the reminder

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Luca Russo

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Don't forget to document your work search activities too! That's the #1 reason people get their benefits delayed.

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Zara Mirza

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One important thing to know: when your claim is approved, you might see the payment status change to "processed" in your account before the money actually hits your bank or debit card. This is normal - there's usually a 2-3 business day delay between when TWC processes the payment and when it's available in your account. Also, if you filed on February 6, there's something called a "waiting week" for your first week of unemployment. You don't get paid for that week until after you've received benefits for three weeks AND returned to full-time work. That trips up a lot of people who are expecting payment for every week they've claimed.

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Sean Flanagan

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Wait, what? I've never heard of this "waiting week" thing. So I won't get paid for my first week at all until I'm working again? That seems really counterproductive when people need the money while they're unemployed, not after they're employed again.

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Zara Mirza

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Yes, it is frustrating but that's how the Texas system works. You'll still eventually get paid for that week, but not until later. The good news is that all your other weeks should be paid normally once approved. Just keep requesting payments every two weeks and documenting your work search activities.

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Aisha Mahmood

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Another example of how the system is DESIGNED to withhold benefits! They hold your first week hostage to force you to take any job you can find!

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Luca Russo

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Based on recent claims I've helped people with, here's what's likely happening with your February 6th claim: It's probably under review because TWC is verifying your employment history and reason for separation with your employer(s). This typically takes 3-4 weeks but can take longer if: 1. Your employer disputes your reason for separation 2. You worked for multiple employers in your base period 3. There are wage verification issues 4. Your identity verification (ID.me) has any flags If it's been more than 4 weeks, I would definitely try to speak with a TWC agent. When they do approve your claim, you should receive all back payments at once, minus the waiting week as someone else mentioned.

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Sean Flanagan

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Thank you for this detailed explanation. My separation was a straightforward layoff (budget cuts), and I worked for the same company for 3 years, so I wouldn't think there would be disputes. I did complete the ID.me verification when I applied, but who knows if there were issues with that. I'll keep trying to reach TWC.

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Cedric Chung

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I'm going through something similar right now - filed my claim in mid-February and still waiting for approval. It's so stressful not knowing when the money will come through! From what I've read here and experienced with friends who've been through this, it sounds like when your claim does get approved, you'll get all your back payments in one lump sum rather than staggered. That's at least one less thing to worry about. Have you tried calling TWC first thing in the morning right when they open? I've heard that's when you have the best chance of getting through, though it's still really hit or miss. The waiting is the worst part - hang in there!

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NeonNova

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I feel you on the stress! The uncertainty is really tough when you're trying to budget and plan ahead. I haven't tried calling right when they open yet - that's a good tip. I've been calling randomly throughout the day and just getting busy signals or disconnected after waiting on hold forever. I'll definitely try the early morning strategy tomorrow. Thanks for the encouragement!

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Lola Perez

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I just went through this exact situation a few months ago! Filed in December and my claim was pending for about 6 weeks. I was getting so anxious about bills piling up. When it finally got approved, I received ALL my back payments in one direct deposit - it was like $2,800 for 7 weeks all at once (minus that waiting week everyone mentioned). TWC doesn't stagger the payments, they release everything you're owed in a single lump sum. The key thing that helped me was keeping a detailed spreadsheet of every payment request I submitted with confirmation numbers and dates. Also kept screenshots of everything just in case. When I finally got through to an agent (took calling 50+ times over several days), they were able to see all my requests in their system and confirm everything was properly documented. Don't give up on calling - it's frustrating but it's really the only way to get answers about what's causing the delay. Good luck!

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This is really helpful to hear from someone who went through the exact same thing! $2,800 in one lump sum must have been such a relief after waiting so long. I love the idea of keeping a detailed spreadsheet - I've been saving screenshots but hadn't thought to organize everything in a spreadsheet format. That sounds like it would be really useful when I finally do get through to an agent. Did you find that having all that documentation actually helped speed up the process once you talked to someone, or was it more just for your own peace of mind?

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Diego Chavez

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I'm in almost the exact same boat as you! Filed my claim on February 10th and have been submitting payment requests religiously every two weeks. Still showing as pending and it's driving me crazy not knowing when I'll see any money. From everything I've read here and other forums, it sounds like once TWC finally approves your claim, you'll get all your back payments in one lump sum deposit - not staggered over time. That's at least some good news in this frustrating process. I've been trying the early morning calling strategy that someone mentioned, and while I still can't get through most days, I did manage to stay on hold for about 45 minutes yesterday before getting disconnected. Progress, I guess? The waiting week thing was news to me too - seems like such a cruel policy when people are already stressed about money. But at least we know what to expect now. Keep hanging in there and don't stop submitting those payment requests!

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