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Zara Khan

Am I eligible for unemployment if I get fired from my job in Texas?

So I got let go from my warehouse job last Friday and I'm trying to figure out if I can even collect unemployment. My supervisor said I was being terminated for 'performance issues' but honestly I never got any written warnings and my numbers were always within the acceptable range they set. HR just handed me a termination letter that said 'failure to meet performance standards' and walked me out. I've been there four years, never had a formal write-up, and now suddenly I don't meet standards? I'm 41 with two kids and I need to know if Texas TWC is going to approve my claim or just reject me because my employer said performance. Already applied online through UBS but it says a decision is pending. Really scared right now.

Used claimyr.com last week to get through to a live Texas TWC agent about my own fired-for-performance situation. I'd been trying to call the Tele-Center at 800-939-6631 for days and either got a busy signal or sat on hold until the line dropped. With Claimyr, it held the line for me and connected me once an agent picked up. The agent explained that TWC looks at whether what happened counts as actual misconduct, not just 'didn't meet numbers.' There's a demo video at https://youtu.be/V-IMvH88P1U if you want to see how it works before trying it. Ended up being approved about a week after that call.

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Zara Khan

Author

Thank you for this, I've been getting disconnected every time I call too. Going to watch that video and try it because I really need to talk to someone about my specific situation before my determination comes in.

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I need to ask — did the agent actually review your file during that call, or just give general info? My situation involves a written warning right before I was let go and I'm not sure if that changes things.

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The agent pulled up my account and walked through the specific notes on my claim. It wasn't just generic advice, it was about my actual file. So yes, worth calling with your specifics.

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Whether TWC approves you basically comes down to whether what you did counts as misconduct in their eyes. Misconduct isn't just 'we weren't happy with their work' — TWC is looking for things like intentionally breaking company rules, doing something illegal on the job, or just flat-out refusing to do the work even though you could. Your employer saying 'performance issues' without being able to show you willfully neglected your job or violated a policy is very different from misconduct. That said, your employer gets a chance to respond to TWC's inquiry within 14 days of them getting that notice, so what they say matters too. The decision usually takes around four weeks from when you applied.

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Zara Khan

Author

So the fact that I never got a written warning actually helps me here? Because I genuinely don't know what policy I supposedly violated.

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Not having prior warnings doesn't automatically decide it, but it does make it harder for your employer to show there was a pattern of misconduct they addressed. Document everything you remember right now — your performance metrics, any positive feedback, anything showing you were doing what they asked.

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This is accurate. TWC sends a notice to your last employer and gives them 14 days to explain their side. What they write in that response versus what you say in your claim is part of how the decision gets made. The more specific you are in your own account, the better.

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I went through almost this same situation two years ago — fired for 'performance' after six years with no formal discipline on record. TWC approved me. The employer submitted their response talking about productivity numbers but couldn't point to any actual policy I'd broken or any documented warnings. My weekly benefit amount ended up being around $420. The waiting period before the first payment felt like forever but it did come through.

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Zara Khan

Author

This genuinely helps, thank you. Can I ask — did your employer try to fight the determination after TWC approved you?

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They didn't appeal in my case. Some employers do, but once you get the approval, benefits keep coming unless a formal appeal overturns it. Keep doing your payment requests on schedule no matter what though.

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Important point about the payment requests — you're supposed to start requesting about one to two weeks after you apply, and you do it every two weeks after that. Don't wait for your eligibility determination before you start. File on time even while everything is still pending.

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just want to make sure you understand the difference between performance and misconduct bc a lot of people get confused. performance = not doing great at the job. misconduct = breaking rules, acting up, refusing to work. one can get you fired but that doesnt mean twc sees it the same way as the other. your employer might call it performance but twc makes their own call

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Exactly right. The employer's label doesn't bind TWC. They ask both sides and reach their own conclusion about what category the separation falls into. Calling something 'performance-related' in a termination letter doesn't automatically equal misconduct under TWC's definitions.

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Zara Khan

Author

Okay this is making me feel a little better. I was worried that the word 'performance' in my termination letter was going to be the end of it.

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FOUR YEARS with no write-ups and now suddenly you're out the door for not meeting standards?? The timing sounds suspicious to me. Were there any layoffs happening, any reorganization? Sometimes employers dress up a layoff as a performance termination to avoid certain costs. Either way TWC looks at the actual facts, not just what the employer puts on the paperwork. Keep all your documentation — emails, any performance reviews, messages from your supervisor — anything that shows what you were actually told about your job performance.

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Zara Khan

Author

There was actually a new regional manager who came in about three months ago and started changing everything. I hadn't even had my annual review under the new standards before they let me go. That feels relevant.

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VERY relevant. Tell TWC exactly that. If the standards changed and you were never formally evaluated under the new ones, your employer is going to have a hard time showing you violated something you barely knew about.

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New management shaking things up and suddenly long-tenured employees start getting let go — that's a pattern a lot of us have seen. Document that timeline of when the new manager arrived and when your termination happened. Put that in your TWC account notes if you can.

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Something that really matters here: your base period for calculating your benefit amount is the first four of the last five completed calendar quarters before your claim date. For a claim filed now in late 2026, that roughly covers July 2025 through June 2026. Your weekly benefit amount gets calculated from your highest-earning quarter in that period — specifically that quarter's wages divided by 25. The cap right now is $619 a week. If you worked four years at a warehouse, your wages were probably solid enough to get you a reasonable weekly amount.

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Zara Khan

Author

I was making around $22 an hour full time, so hopefully that works out to something meaningful. I didn't even realize the calculation was based on a specific quarter rather than my full work history.

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Yeah a lot of people assume it's based on everything they ever earned. It's just that best quarter divided by 25, so a quarter where you worked a lot of overtime can actually bump up your amount. The maximum you can collect total is 26 times your weekly amount, or 27 percent of everything you earned in the base period, whichever is less.

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The weekly math is straightforward once you see it. If your highest quarter was say $14,000, you'd divide that by 25 and get $560 a week. Figure out your best quarter from your pay stubs and you'll have a rough sense of what to expect.

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Make sure you're registered on WorkInTexas.com too if you haven't already. That's part of what TWC requires from the start. And every week you need to do a certain number of job search activities — how many depends on your county. TWC mails you a letter with your specific number, and that letter is what you go by. Keep a log of everything you do, like who you applied to, the date, the job title. TWC can ask to see that log at any time.

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Zara Khan

Author

I signed up for WorkInTexas.com when I applied. The number of activities my letter says is five a week — I'm in Harris County. That feels like a lot when you're also trying to sort out the eligibility question.

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Harris County is five a week, yes. It sounds like a lot but applying online to jobs counts, so if you're actively looking it goes faster than you'd think. Just make sure you're logging each one with the employer name, position, date, and how you applied.

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Keep that log even if TWC never asks for it. The cases where people lose benefits they should have kept are often the ones where the activities were done but never written down. Even a basic spreadsheet works.

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my cousin got fired for performance last year and twc denied him i don't want to scare you but just saying it doesn't always go the way people say. i think it depends on what the employer writes in their response

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What you're describing is real — employer responses do matter. But the reason a claim gets denied isn't just 'performance' as a label. It depends on whether the employer was able to show actual misconduct: a policy violation, negligence, something the person deliberately did wrong. If your cousin's employer gave specific documented evidence of that, that's different from an employer just writing 'didn't meet standards' with nothing to back it up.

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fair point I don't actually know what his employer submitted. he didn't appeal it which I keep telling him he should have

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Appeals have a 14-day window from the date printed on the determination letter — not from when you receive it, from when it was mailed. If your cousin's 14 days have passed he'd need to look at the next level of appeal, which is the Commission. But honestly the best first step is just reading what the determination actually said to understand why it was denied.

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Don't forget that whatever comes out of this determination, you have the right to appeal if TWC denies you. You file the appeal in writing within 14 calendar days of the date on the determination letter. You can do it right in UBS. The first hearing is a phone call with a Hearing Officer — they call it the Appeal Tribunal. You'd get a packet explaining the process mailed to you a few days before the hearing. No lawyer required.

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Zara Khan

Author

How long does it usually take between filing an appeal and the actual hearing? I'm trying to figure out how long I might be without income if they deny me and I appeal.

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The hearing packet typically takes six to eight weeks to arrive, and it's mailed five to ten days before the actual hearing date. The written decision after the hearing usually comes within five to ten working days. Keep requesting your payments the whole time even if you're appealing — TWC only pays weeks you requested on time.

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That part about keeping up with payment requests during an appeal is crucial. A lot of people stop requesting because they think there's no point while the appeal is going. If the appeal goes your way, they can only pay you for weeks where a timely payment request was on file.

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Had a question for anyone who knows — if TWC approves your claim and then your employer appeals the decision, do you have to pay anything back while the employer's appeal is being processed? I'm asking because I might be in a similar situation soon and the idea of getting paid and then owing it all back terrifies me.

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Benefits paid during a pending appeal don't automatically become an overpayment just because the employer filed. If the appeal ultimately reverses the decision, TWC issues an overpayment determination at that point. What happens after that depends on the specifics. The important thing is that TWC mails a determination on any overpayment and you can appeal that too if you believe it's wrong.

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Okay that's helpful to know. I was imagining I'd have to immediately write a check if the employer won their appeal. Good to know there's a process around it.

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Quick clarification on something I saw upthread — someone said their employer 'has to prove misconduct' to get you denied. That's not exactly how it works. TWC looks at what both sides tell them and makes their own determination. It's not like a trial where one party has to prove something to the other. Just make sure your own account of what happened is as clear and specific as possible, because your statement matters just as much as your employer's.

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Well said. Both sides submit their account and TWC weighs the whole picture. The claimant's statement isn't just filler — it's genuinely part of what TWC considers. Being vague or just saying 'I didn't do anything wrong' without specifics is a missed opportunity.

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Zara Khan

Author

So I should write out everything I remember in as much detail as possible in my UBS account? Like the actual metrics I was hitting, what my supervisor said, the fact that I never received formal discipline?

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Exactly that. Dates, specific numbers if you have them, the name of anyone who gave you positive feedback, any review scores you can recall. The more concrete the better. If you have any emails or texts that back this up, save them.

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One thing that's worth knowing about the waiting week — your first week of benefits gets held by TWC until you either go back to full-time work or use up your benefits. That week isn't gone forever, but you don't see it at the start. If you do go back to work before exhausting everything, you'd have to specifically request that waiting week through UBS or Tele-Serv. Tripped me up my first time on unemployment.

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To add to that — the waiting week gets released after you've been paid two times your weekly benefit amount AND one of those two conditions happens. It's both things, not just the payments.

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You're right, I oversimplified it. It's not just getting paid twice — you also need to either exhaust your benefits or return to full-time work. Good correction.

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Zara Khan

Author

So the waiting week isn't something I'll just automatically see show up — I actually have to request it at the end? That's not how I understood it at all. Glad I know now.

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My layoff situation dragged on for weeks before TWC made a determination and I ended up calling them because I needed to understand a question on my payment request form about 'other income.' I got through using claimyr.com — no long hold, the agent just called me when someone picked up. The agent walked me through exactly which income sources I needed to report and how the reduction formula works. Saved me from probably messing up my payment requests.

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Zara Khan

Author

The income reporting part confuses me too. I might have some freelance work coming up and I'm not sure how that gets handled alongside unemployment.

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Freelance income gets reported as net profit for the week you do the work, not when you get paid. And there's a 25-percent threshold — you can earn up to 25 percent of your weekly benefit amount without it reducing your payment. Above that it starts coming off your check dollar for dollar. If you earn more than your weekly amount plus that 25 percent, you get nothing that week.

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That math trips a lot of people up. If your weekly benefit is $500, you can make $125 on the side with no reduction. Earn $200 and your payment drops by $75 — the amount over $125. Earn more than $625 for the week and you don't get a payment for that week at all.

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my brother in law got fired and he said he 'paid into unemployment for years so he had a right to it' — my response was that actually only employers pay unemployment tax in Texas, not workers. workers don't have anything withheld from their paycheck for it. i get why people think that but it's just not true

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You're correct. Texas unemployment tax is paid entirely by employers, calculated on the first $9,000 of each employee's wages per year. Nothing comes out of an employee's paycheck for it. That said, it doesn't change whether someone is eligible — eligibility is based on how you left the job and your earnings history, not on some personal account you built up.

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Yeah I tried to explain that but he was convinced. Either way it doesn't affect whether he gets approved, just thought it was worth mentioning since people believe it so strongly.

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The thing nobody talks about enough is the actual UBS portal — make sure your contact information is current in there, because TWC mails determination letters and your phone number is what they'd use if you need to do an appeal hearing. I had a friend who almost missed her appeal window because a letter went to an old address and by the time she found out the 14 days were nearly up.

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Zara Khan

Author

I updated my address when I applied but I should double-check the phone number too. Good reminder.

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Also keep an eye on your UBS account daily — TWC updates the system overnight, so if something changes on your claim you'll see it reflected there the next morning. Don't rely on waiting for mail; check the portal regularly.

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Tele-Serv at 800-558-8321 is another way to check status without sitting on hold waiting for an agent. It's automated but it'll tell you if a determination has been issued or if there's an issue on your account.

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Something about the severance question since you said you were warehouse and sometimes those exits come with a package — if you received any severance, you're supposed to report it when you apply or by calling TWC. Certain kinds of severance stop your benefits while you're receiving it. TWC mails a decision on how your specific severance is treated. Don't assume it's fine to leave it off.

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Zara Khan

Author

They offered me two weeks pay as a 'final paycheck' but HR called it severance. Do I need to report that even though it's just two weeks?

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Yes, report it. What HR calls it matters less than what TWC decides it is. Call the Tele-Center and tell them exactly what you received and what your termination documents say. Let TWC classify it — that's what the determination on severance is for.

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Wages paid in lieu of notice — meaning pay they give you because they didn't give you advance warning before your last day — can stop benefits for the period it covers. Two weeks of pay-in-lieu of notice would stop benefits for those two weeks. But severance structured differently gets treated differently. That's why you tell TWC the specifics and let them decide.

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reading through this thread and I had the same fear when I got fired from my IT job last spring — that the word 'performance' was going to sink my claim automatically. Turns out the determination came back approved. My employer's response to TWC was vague and didn't point to any specific policy I violated. Took about three and a half weeks from application to determination letter arriving. The first payment request I did before the determination even came through, like you're supposed to.

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Zara Khan

Author

Three and a half weeks for the determination, that tracks with what a few people here have said. I'm two weeks in right now. The uncertainty is the hardest part.

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Use that time to get your work search log going and document everything you remember about how the termination happened. If you end up needing to appeal, you'll already have your notes organized.

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Regarding the taxes side of things — unemployment benefits are federally taxable income. TWC mails a 1099-G each January showing what you collected. You can opt into voluntary 10 percent federal withholding through UBS if you don't want a surprise at tax time. Texas doesn't have a state income tax so at least there's nothing to worry about on the state side.

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Zara Khan

Author

I had no idea unemployment counted as taxable income. I would have been blindsided by that at tax time. Setting up withholding now.

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It's one of those things people don't find out until they get the 1099-G in January. The withholding option is under your preferences in UBS — just 10 percent flat but it at least gets you partway there.

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TWC also makes the 1099-G available in UBS under the IRS Tax Information section, so you don't have to wait for the mail if you need it earlier in the year.

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Just to summarize the key points for anyone finding this thread later: fired for performance isn't automatic disqualification — misconduct has a specific meaning under TWC rules, not just 'didn't do well enough.' Apply right away, don't wait on a pending decision to start your payment requests, keep up your work search activities every week, log them all, and report any income including freelance work. If you're denied, appeal within 14 days of the date on the determination letter.

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Zara Khan

Author

This is the clearest summary of everything. I went from completely panicked when I posted this to actually understanding the process. Thank you everyone. Still waiting on my determination but I feel like I know what I'm doing now.

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Glad it helped. The process feels opaque at first but it follows a pretty consistent pattern. Keep your payment requests coming every two weeks on schedule and check UBS daily.

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And remember that getting a determination you disagree with isn't the end of it. The appeal process exists and plenty of people have flipped denials on appeal. The 14-day window is tight though, so if a denial comes, act fast.

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Has anyone dealt with TWC when the fired-for-performance situation also involved a new manager who changed the standards right before the termination? That's exactly where I am and I'm trying to figure out if I should mention that context in my claim or just focus on the fact that there were no prior write-ups.

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Mention both. The lack of prior documentation is relevant, but so is the timing — new manager, changed standards, no formal evaluation under those new standards before they let you go. That context helps TWC understand the full picture of the job separation. Put it all in your account of what happened.

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New management coming in and clearing out long-tenured employees under a 'performance' cover is something TWC has seen before. The more you can show that the standards were new, unwritten, or never formally communicated to you, the weaker your employer's misconduct argument becomes. Write it all down in detail.

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Using claimyr.com to call TWC about this directly — I want to ask an agent whether I should file anything additional or if what I put in my initial application is enough. Sounds like it's worth getting an actual agent's view on my specific situation rather than just hoping the written claim covers it.

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