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So I finally got approved for unemployment after waiting forever!!! TWC sent me the bank card in the mail and already loaded money on it which was a huge relief. I checked my account and see the payment, but I'm confused about the schedule. How often will TWC deposit money on the card? Is it every week or every two weeks? Do I need to keep requesting payment on specific days to keep it coming? This is my first time on unemployment and I'm trying to budget properly. Thanks for any help!!
I'm really confused about how TWC unemployment works. If I get approved, is the money coming from what I've already earned somehow, or is it money that Texas gives out? They're taking FOREVER to approve my claim and I'm wondering if they're just holding MY money hostage. I'm in a desperate situation - about to lose my car which is the only way I can get my kids to school. I've been job hunting like crazy (19 applications in just one month) and I'm fully qualified for these positions but haven't heard back from anyone. My savings are completely gone now. Does TWC purposely delay approvals? I don't understand why it's taking so long when I need this money NOW, not whenever they decide to approve me.
Update: I want to thank everyone for all the helpful advice! I emailed my state representative yesterday with details about my hardship situation. I also tried Claimyr this morning and actually got through to a TWC agent! They found that my claim was delayed because of an employer response issue - my former employer hadn't confirmed the reason for separation. The agent expedited my claim review due to my hardship situation with documentation I provided about my car. They said I should see a determination within 3-5 business days! I'm still nervous but at least feeling hopeful now. I'll keep doing my work searches while I wait.
This is excellent news! The employer response delay is actually one of the most common causes of claim processing delays. Once they receive that information (or the response period expires), your claim should move forward quickly. Keep following up if you don't see movement within the timeframe they promised.
So glad to hear you got through and found the issue! That employer response delay is super common - happened to me too. My former employer took forever to respond about my layoff details. Once that was cleared up, everything moved fast. Really smart move contacting your state rep AND using Claimyr. Hope you get that approval soon and can keep your car! The backpay should help catch you up once it comes through. Keep us posted on how it goes!
Can't believe my luck with TWC right now! After my regular UI benefits ran out on June 15th, I thought I was completely out of options. Everyone kept saying DUA deadlines were over, but I saw someone mention they got through anyway. Figured I had nothing to lose, so I called TWC last Friday (spent 3 hours redialing). Finally connected with an agent who was SUPER helpful. They actually opened a DUA claim for me and backdated it to when my regular benefits exhausted! Completed ID.me verification yesterday (took forever with all the selfie issues), then submitted 6 payment requests this morning. Got the dreaded 'call us' message but the agent said my former employer already responded and everything looked good. APPROVED IN TWO DAYS! After 2 months of stress and empty bank accounts! For anyone else who exhausted regular benefits and hasn't tried for DUA yet - it might still be possible!
Just to clarify for everyone - there's an important distinction between regular Unemployment Insurance (UI) benefits exhaustion and Disaster Unemployment Assistance (DUA). When your regular UI benefits exhaust, you typically don't automatically qualify for DUA unless you're in an area affected by a federally declared disaster AND your continued unemployment is directly related to that disaster. The OP may have qualified because they were in an affected area and could demonstrate their continued unemployment was disaster-related. For most people whose benefits have exhausted, Extended Benefits or other UI extensions would be more appropriate than DUA (when available). If you need to contact TWC about your specific situation, persistence is key. If you're struggling to get through on the phone, consider scheduling an in-person appointment at your local Workforce Solutions office. They can sometimes help facilitate communication with TWC.
This is really helpful to hear! I've been struggling to get through to TWC for weeks after my benefits exhausted in early July. I'm also in one of the flood-affected counties but didn't realize I might still be able to apply for DUA. Did you have to provide any documentation proving your job loss was disaster-related, or was being in an affected county enough? Also, when you say you "completed 6 payment requests" - were those for all the weeks between when your regular benefits ended and when the DUA was approved? I'm trying to figure out how much backpay might be possible if I can get through to someone helpful like you did.
Really frustrated right now! My TWC payment request was processed yesterday, and I'm supposed to receive my funds on my ReliaCard TODAY. It's already 3pm and nothing has posted to my account! I called the ReliaCard number on the back of the card and the automated system says there are no pending deposits. This has never happened before - payments usually hit my card by 9am on the scheduled date. I've got bills due tomorrow and I'm starting to freak out. Has anyone else experienced delays with their payments today? Is TWC having some kind of system issue? I'm worried my claim might have randomly gotten flagged or something.
Hey, just checking back - did your payment ever come through? If not, you should definitely try to speak with someone at TWC directly. Sometimes there are processing delays that aren't visible on your account portal.
Glad to hear your payment finally came through! This seems to be happening more frequently lately - I've noticed several posts about random delays with ReliaCard payments. It's so stressful when you're depending on that money for essential expenses. For anyone else experiencing this issue, it sounds like waiting 24-48 hours is unfortunately becoming the norm, even though payments used to be much more reliable. Definitely keep checking your account throughout the day and evening since payments can post at odd hours now.
I finally got my approval letter from TWC on Sunday and immediately did my payment request that same day. It's now Wednesday and I still haven't received any money in my account. The payment status on the website just shows 'processed' but nothing has hit my bank yet. Is this normal? First time filing unemployment and I'm getting anxious because rent is due next week. Does it usually take this long after approval? My letter said I qualified for $465/week if that matters.
Congrats on getting your first payment! That's such a relief when you're stressed about rent. For anyone else reading this thread who might be in a similar situation - Tyler's experience is pretty typical. First payments usually take 3-4 business days after processing, then subsequent payments are much more predictable (usually 2 business days). The key things to remember are: 1) Sunday doesn't count as a business day, 2) check your Correspondence Inbox for the payment statement to confirm processing date, and 3) make sure your bank info is correct. The waiting is nerve-wracking but the system does work!
Kelsey Chin
anyone else have problems with the TWC website on payment request days?? it always crashes on me right when im trying to submit
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Vincent Bimbach
Try requesting early in the morning (before 8am) or late at night (after 10pm). The site gets overwhelmed during peak hours. Also, use Chrome or Edge browsers - the site has issues with Safari and Firefox sometimes.
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Ethan Brown
Welcome to the unemployment club! ๐ I've been collecting benefits for about 6 months now and learned a lot through trial and error. Just to add to what others have said - TWC also sends text notifications when your payment is processed, so you don't have to keep checking the card constantly. You can sign up for these in your online account under "Contact Preferences." Also, if you ever have issues with the ReliaCard (like it gets damaged or stolen), you can request a replacement through US Bank, not TWC. Keep that customer service number handy because the card sometimes randomly gets declined at certain merchants for no reason. Good luck with your job search!
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