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TWC payment timing with Chime - how soon after first payment request?
Finally got through my approval process for Texas unemployment after waiting SIX long weeks! I submitted my first payment request today at 6:34 AM and I'm wondering about the timing now. I use Chime banking which advertises getting direct deposits up to 2 days early. Has anyone with Chime received TWC benefits before? How quickly did the money show up after your payment request was processed? I'm trying to plan for bills and groceries this week. Thanks for any insight!
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ID.me verification completed but TWC payments still pending - normal wait time?
I finally got through the ID.me verification process for my TWC claim yesterday (what a headache that was!). My account now shows the identity verification is complete, but I'm still not seeing any payments issued to my account. Does anyone know how long it typically takes for payments to start coming through after identity verification? I've been waiting on benefits for almost 4 weeks now and my savings are nearly gone. Bills are piling up and I'm getting really anxious. The TWC website doesn't give any timeline info and I can't get through on the phone.
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I'm in almost the exact same boat! Just finished my ID.me verification 3 days ago and still showing pending payments. Reading through everyone's responses here is really reassuring - sounds like 3-5 business days is pretty normal. I was starting to worry something went wrong with the verification process. The waiting is brutal when you're already stressed about finances, but at least now I know I'm not the only one dealing with these delays. Really appreciate everyone sharing their timelines and experiences!
Same here! Just went through this whole process myself a couple weeks ago. The waiting after ID.me verification is definitely nerve-wracking, especially when you're already financially stressed. From what I've seen in this community, most people get their payments within that 3-5 day window, but there can definitely be hidden issues like what Benjamin discovered. If you don't see movement by early next week, I'd recommend trying to get through to an actual TWC rep - either through the phone marathon or one of those callback services people have mentioned. Hang in there!
Just went through this exact same situation a few weeks ago! After my ID.me verification completed, it took exactly 6 business days before I saw payments hit my account. The key thing is to keep doing your biweekly payment requests even while waiting - I almost made the mistake of skipping one thinking I should wait for verification to clear first. One thing that helped me was checking the "Payment Request Status" section in my TWC account daily. Once it switched from "pending" to "processed" I knew things were moving. If you're still seeing "pending" after a full week, that's when I'd recommend trying to get someone on the phone to check for any hidden issues like what happened with your case. The waiting is absolutely brutal when bills are due, but hang in there - sounds like you're on the right track now!
This is really helpful info! I'm going through the same thing right now - completed ID.me verification 2 days ago and keep obsessively checking my account hoping to see some movement. It's reassuring to hear that 6 business days is still within normal range. I'll definitely keep an eye on that "Payment Request Status" section you mentioned - didn't even know to look for that specifically. The financial stress while waiting is no joke, especially when you're already struggling. Thanks for sharing your timeline and the tip about continuing payment requests!
Missed TWC appeal deadline due to no internet - can I still appeal somehow?
I just realized I missed my deadline to appeal a TWC decision because my internet was out for almost 2 weeks (thanks a lot, construction crew who cut the lines). I only got the determination letter saying I was disqualified for benefits because I 'voluntarily quit' - which is NOT what happened! I was laid off but my employer is claiming otherwise. The appeal deadline was 3 days ago when I finally got back online. Is there ANY way to still appeal this? Can you appeal the fact that you couldn't appeal on time? I'm seriously freaking out because I need these benefits and I have documentation proving I was laid off. Would explaining the internet outage situation help at all or am I completely out of luck?
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UPDATE: I submitted my appeal with the good cause exception request yesterday! I included all documentation of the internet outage from my provider, plus all my evidence about being laid off rather than quitting. Now I'm just anxiously waiting to hear back. Thanks everyone for the advice - will keep you posted on what happens!
Great job taking action quickly! Now be prepared to wait a bit - good cause reviews typically take 2-3 weeks, sometimes longer if they're backlogged. If you don't hear anything after 3 weeks, it might be worth calling to check on the status.
Fingers crossed for you! You did everything right by acting quickly once your internet was restored and getting proper documentation. I went through something similar last year (missed deadline due to being hospitalized) and the good cause exception saved me. The waiting is the hardest part but you've got solid documentation which is what matters most. Keep us updated on how it goes!
TWC denied benefits showing only one employer - new to Texas & confused about appeal
So frustrated right now! I moved to Texas about a year ago from Michigan and recently lost my job. I applied for unemployment and just got a denial letter in the mail that only shows ONE of my employers from the last 6 months. I worked at Amazon warehouse for 3 months and then at a local restaurant for 4 months before being laid off. The TWC determination letter only mentions the restaurant job and says I don't have enough wages to qualify. I KNOW I should qualify if they counted both jobs! Do I need to appeal this? Is there a special process for someone who moved from another state? The letter gives me 14 days to respond but I'm already a week in because it sat in my mailbox while I was staying with my sister. Any help would be really appreciated because my savings are almost gone.
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Just to clarify for everyone: The Combined Wage Claim (CWC) is specifically for combining wages from multiple states. If your Amazon job was in Texas, you don't need a CWC - you just need to appeal and explain that TWC is missing one of your Texas employers. If the Amazon job was in Michigan before you moved, then yes, you need to request a CWC. Either way, filing the appeal within the deadline is crucial to protect your rights while you sort this out.
That makes more sense now. My Amazon job was actually in Michigan right before I moved to Texas, so it sounds like I definitely need the Combined Wage Claim. I'm going to file the appeal online tonight just to make the deadline and then try to call about the CWC tomorrow. Thank you for explaining this so clearly!
Good luck Omar! You're getting great advice here. One more tip - when you file your appeal online, make sure to be very detailed about both jobs in your written statement. Include dates of employment, wage amounts, and specifically state that you believe TWC failed to include wages from your Michigan Amazon employment in your base period calculation. Also, if you have any documentation showing you reported both jobs when you initially filed (like confirmation emails or screenshots), include those too. The more documentation you provide upfront, the stronger your case will be. Keep us updated on how it goes!
TWC reversed denial after ID verification but claim still 'in review' - normal wait time?
Feeling really confused about my TWC claim status right now! I got an email yesterday saying they've reversed their denial decision after my identity was finally verified (took forever with that ID.me nonsense). But when I logged in to check my claim status, it still shows as 'in review' with no other updates. I've been going back and forth with TWC for almost 2 months now after getting laid off from my warehouse job.\n\nDoes anyone know how long it typically takes for a claim to move from 'in review' to actually being approved once they've reversed a denial? The bills are piling up fast and I'm getting nervous. I've already called the TWC number like 30 times but it's always busy or disconnects me. Should I be doing something else at this point? Really appreciate any advice!
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That's awesome news Omar! So glad you finally got through to someone who could give you real answers. It's crazy how the online status can be so misleading - I went through something similar a few months ago where my claim showed "pending" for weeks but was actually already approved internally. Definitely keep checking your bank account because when those back payments hit, it's usually all at once. You've been so patient through this whole mess!
Justin Evans
dude everyones saying different things here lol. my roommate got his in 2 days, i got mine in 4. i think it just depends on the TWC computer gods and how theyre feeling that day 🤷♂️
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Sophia Clark
UPDATE: My payment just hit my Chime account!! It took exactly 3 days from request to deposit. I'm so relieved! Thanks everyone for the info and support. For anyone else wondering about timing with Chime: Monday morning request → Thursday morning deposit. And yes, it looks like the 2-day early deposit feature with Chime actually did make a difference!
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Samantha Hall
Great news! Just as a reminder, make sure you're documenting your 3 required work search activities each week. Your next payment request will require you to certify that you've completed them.
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AstroAce
That's such great news! I'm still waiting for my first payment (submitted yesterday) so this gives me hope that it should hit by Friday or Saturday. Thanks for updating us with your timeline - it really helps when people share their actual results!
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