NY unemployment released payment but nothing in my bank account after 5 days

Same thing happened to me last month. The NYSDOL systems are super backed up right now because they're updating something in their payment processing system. Mine eventually showed up after 7 days even though it said 'payment released' the whole time. Try not to panic yet!

The payment release date isn't always when the money actually transfers. There's been a known issue since the February 2025 system update where the payment status updates correctly but the actual ACH transfer gets delayed. If you check your payment history, does it show the actual deposit date or just the release date? Also, some banks hold these deposits for 24-48 hours after receiving them.

this is happening to alot of ppl right now, my sister and her boyfriend both having same issue. nysdol doing somthing with there system i think

don worry it will come. my payments always take like 3-5 days even when it says released. system is just slow

After trying for DAYS to reach someone about a similar issue (payment showed released but never hit my account), I finally got through to a NYSDOL rep using Claimyr.com - it's a service that holds your spot in the phone queue and calls you when an agent is about to answer. Totally worth it for me because I found out there was a verification flag on my account that was holding up my payment, and they fixed it right away. They have a video demo at https://youtu.be/Rdqa1gKtxuE if you want to see how it works. The agent told me they're experiencing delays due to a new fraud prevention system they implemented, which is why some payments are taking longer than usual.

For everyone in this thread - here's what's happening with NY unemployment payments right now: 1. NYSDOL implemented a new fraud detection system in February 2025 2. This system occasionally flags accounts for additional verification 3. When flagged, payments show as 'released' in the system but are actually held in a pending state 4. The system is backlogged with manual reviews 5. Most payments are being released within 5-7 business days without claimants needing to do anything If it's been more than 7 business days, you should definitely contact NYSDOL directly. Request a supervisor if the first representative can't help, as supervisors have override capabilities for these payment holds.

I had something similar happen but it turned out to be my bank's issue! They were holding the deposit for "verification" or something. Have you called your bank to check if they're holding it? Sometimes they do that and don't even notify you.

Quick update for everyone - NYSDOL just posted an official notice about the payment delays on their Twitter account. They're acknowledging the issue and saying all pending payments should be processed by the end of next week. They're blaming it on the new fraud prevention system implementation.