


Ask the community...
just a heads up - if you received unemployment in 2024 make sure youre using the right tax forms. the rules changed a bit from covid years. also check if you qualify for any credits that might offset what you owe
One thing that might help is to look into making quarterly estimated tax payments if you think you might need unemployment benefits again in the future. Since UI benefits don't have automatic withholding like regular paychecks, you can avoid a big tax bill by setting aside money throughout the year. I also recommend keeping detailed records of all your unemployment payments in case there are any discrepancies with the 1099-G form you receive.
That's really smart advice about quarterly payments! I wish I had known about that option earlier. Setting aside money throughout the year definitely sounds better than getting hit with a surprise tax bill. Do you know if there's a specific percentage you'd recommend putting aside from each unemployment payment?
I went through this exact situation about 6 months ago with my two kids. You can definitely get both - I'm still receiving SNAP even while getting unemployment. The key thing is to be completely honest on your SNAP application about receiving unemployment. They'll calculate your SNAP benefits based on your total household income including the unemployment payments. For a family of 3, you might still qualify for a decent amount even with unemployment income. Also, don't forget to look into WIC if your kids are under 5 - that's separate from SNAP and really helpful for families. The whole process takes a few weeks so definitely get both applications in as soon as possible.
This is really helpful to hear from someone who's been through the same situation recently! I didn't even think about WIC - my youngest is 3 so that could definitely help too. Thanks for mentioning being honest about the unemployment income on the SNAP application. I was worried they might just automatically deny me if I reported it, but it sounds like they actually factor it in properly. Did you have any issues with the timing of when you started getting the benefits?
I'm in a similar situation and just wanted to add that the local DSS offices can be really helpful if you can get there in person. I know it's hard with kids but when I applied for SNAP, the caseworker walked me through exactly how my unemployment benefits would affect my food stamp amount. They have calculators that show you right away what you'd qualify for. Also, if you're having trouble with childcare for job searching while on unemployment, some counties have emergency childcare assistance programs that can help bridge the gap. Don't give up if the first application seems overwhelming - there are people there to help you navigate it all.
That's really good advice about going in person to the DSS office! I hadn't thought about that but it makes sense that they could walk you through the calculations right there. Do you know if most counties have those emergency childcare assistance programs you mentioned? I'm in Nassau County and that would be incredibly helpful while I'm job searching. It's been such a stressful time trying to figure out all these different programs while also dealing with suddenly losing my income.
just be honest about everything and you'll be fine, the system is set up to catch people who try to cheat but if you report your work they usually just reduce your benefits for that week
Just to add to what others have said - NYS Department of Labor also receives data from the State Directory of New Hires, which employers must report to within 20 days of hiring someone. They also do periodic cross-matches with Social Security Administration records and state tax databases. The bottom line is they have multiple ways to detect unreported work, so transparency is definitely your best policy. When you certify for benefits each week, report ANY work you did during that week, even if it was just a few hours or you haven't been paid yet. It's much better to have your benefits reduced correctly than to face fraud charges later.
This is really helpful information! I didn't realize there were so many different systems they use to cross-check employment. The 20-day new hire reporting requirement is especially important to know about. I'm feeling much more confident now that I understand the process better - it sounds like as long as I'm upfront about any work on my weekly certifications, I should be okay. Thanks for breaking down all the different ways they monitor this!
Congratulations Justin! This is such great news and proves that persistence really pays off. The fact that your weekly benefit went from $318 to $504 shows just how significant these wage reporting errors can be. For anyone else reading this who might be in a similar situation - Justin's success story shows that even though the process can be frustrating and time-consuming, it's absolutely worth fighting for your correct benefits. The difference between what you should receive versus what they initially offer can be life-changing when you're unemployed. Also want to emphasize what Justin did right: he kept detailed records, got employer verification, and didn't give up even when it took 5 weeks. That retroactive payment is going to make a huge difference for his financial situation right now. Thanks for sharing your journey with us - posts like this help the whole community!
This is exactly what I needed to see! I'm dealing with a similar wage discrepancy right now and was starting to lose hope after waiting 3 weeks with no response. Justin's story proves that the system does eventually work if you stay persistent. The jump from $318 to $504 weekly is incredible - that's almost $200 more per week! That really shows how much these "errors" can cost people when they need support most. Going to keep pushing forward with my own appeal now.
Just wanted to add another resource that might help people going through this - if you're having trouble getting through to NYSDOL by phone, try calling different regional offices instead of the main number. The Albany office (518-457-9000) sometimes has shorter wait times than the NYC line. Also, when you're gathering your wage documentation, make sure to include any overtime, bonuses, or commission payments that might not show up on regular pay stubs. I've seen cases where people forgot to include their year-end bonus and it made a significant difference in their benefit calculation. One more tip: if you worked for multiple employers during your base period, you'll need wage verification from ALL of them, not just the most recent one. The system sometimes only picks up wages from employers who filed their quarterly reports on time, so smaller companies or contractors might not show up initially. Keep fighting for what you're owed - these "mistakes" are way too common to be accidental!
This is really helpful advice, especially about calling different regional offices! I never would have thought to try that. The tip about including overtime and bonuses is important too - I actually did receive a decent bonus last December that I should make sure is included in my wage documentation. Thanks for sharing these practical tips that can make a real difference in getting the correct benefit amount calculated!
Rebecca Johnston
I'm new to this community and dealing with the exact same situation! Certified on Sunday, got the "payment released" email on Monday, and it's now been 5 days with no deposit. I've been a nervous wreck thinking I did something wrong with my certification or that there was an issue with my direct deposit info. Finding this thread has been such a relief - it's clear this is a widespread problem affecting tons of people with identical timelines. I can't believe NYSDOL didn't send out any advance notice about potential delays when they implemented their new fraud prevention system. We depend on these payments for rent, groceries, and other essentials - the lack of communication is really unacceptable. I'm going to start by calling my bank tomorrow to rule out any holds on their end, then maybe try that Claimyr service if I need to reach someone at NYSDOL directly. Thanks to everyone for sharing their experiences and keeping each other informed. It really helps to know we're not alone in this!
0 coins
Landon Morgan
•Rebecca, welcome to the community and you're definitely not alone! I'm also new here and going through the exact same timeline - Sunday certification, Monday release email, now day 5 of waiting. This thread has been a lifesaver for my anxiety too. It's incredible how many of us are experiencing identical delays with the new fraud prevention system. The lack of advance warning from NYSDOL is really frustrating, especially when people are counting on these payments for basic necessities. Calling your bank first sounds like a smart approach - several people here have found that helpful. And that Claimyr service Carmen mentioned seems promising if we need to actually reach someone at NYSDOL. Keep us posted on what you find out tomorrow! It's comforting to have this support network while we all navigate this mess together.
0 coins
AstroExplorer
Just wanted to add my voice to this discussion as someone experiencing the exact same issue! I certified last Sunday, got the "payment released" email Monday morning, and here I am on day 5 with nothing in my bank account. Like so many others here, this has never happened to me before - my unemployment payments have always shown up within 24-48 hours of the release notification. I was starting to panic thinking I'd made some mistake or that there was a problem with my account, but reading through all these comments has been such a huge relief. It's clear this is a widespread system issue affecting tons of people with identical timelines. The fact that NYSDOL didn't warn claimants about potential delays when they rolled out this new fraud prevention system is really frustrating - we're already dealing with financial stress and need to be able to plan accordingly. I'm going to call my bank tomorrow morning to make sure they're not holding anything on their end, and if that doesn't resolve it, I'll look into that Claimyr service. Thanks to everyone for sharing their experiences and creating this supportive space. It really helps knowing we're all going through this together!
0 coins