NY unemployment payment timing question - does KeyBank deposit on weekends?
I got released from my restaurant job on Wednesday and filed my claim right away. My first certification was processed yesterday (Friday) and I'm trying to figure out when I'll actually see the money. Does KeyBank make deposits on Saturdays? Or do I have to wait until Monday? Really stressed about bills coming up next week. Normally I would certify on Sunday but this time it's different. Anyone know the timeline for deposits when you certify on a Friday?
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Mae Bennett
KeyBank doesn't deposit on weekends. Your payment will 'release' from NY unemployment usually in 1-2 business days after certification but then KeyBank only actually deposits the money Monday-Friday. It sucks but you'll have to wait until Monday.
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Pedro Sawyer
•Thanks for the info. thats not what I wanted to hear 😩 but at least now I know.
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Beatrice Marshall
•actually sometimes it can show up early monday morning like 1am or 2am if ur lucky. I've had that happen before
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Mae Bennett
•Yeah good point. I've seen mine hit at like 3am Monday before. So check early!
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Melina Haruko
Had the same issue last month getting stuck in payment limbo. After trying to call for DAYS with no luck, I found this service called Claimyr (claimyr.com) that got me a callback with an actual agent. Literally saved me from getting evicted cause talking to an agent got my $ unlocked so fast. They have this video explaining how it works: https://youtu.be/Rdqa1gKtxuE
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Dallas Villalobos
•this sounds sketchy af. you sure this is real?
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Melina Haruko
•100% real. I was desperate after being on hold for like 6 hours spread over 3 days. Their system just keeps dialing until it gets through then connects you to a live person. Worked exactly like they said it would.
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Reina Salazar
•wait hold up - does this actually work or is it just the usual BS? I've been trying to reach someone for 2 weeks 🤦♀️
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Melina Haruko
•Yeah it works. They basically just automate the calling and waiting on hold part. When they get a human they connect you. Saved me hours of my life.
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Saanvi Krishnaswami
•hmm I've been burned by so many of these 'services' before... what makes this different?
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Melina Haruko
•They don't ask for any personal info - they just call and connect you when they get someone. That's all they do. You still talk to the DOL yourself.
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Beatrice Marshall
Deposits only go through on business days even if it shows as released. I usually see mine hit my account Tuesday mornings after Sunday certification. So certifying Friday probably means Monday payment.
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Demi Lagos
It ALWAYS says 'We are processing your payment' for like 24-48 hours after certification. Then it'll show 'Released' status, but even after that KeyBank doesn't actually deposit on weekends. It's the most annoying system ever 🙄
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Mason Lopez
•fr the whole system is designed to make you wait as long as possible. I swear they do this on purpose.
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Pedro Sawyer
•That makes sense. Guess I'll just have to wait. So frustrating when bills are due.
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Dallas Villalobos
Keybank is the WORST. They take forever to process, the website is garbage, and lord help you if you need actual customer service. I hate that NY unemployment forces us to use them. I just transfer the money to my actual bank as soon as it hits.
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Vera Visnjic
•Pro tip: you can actually set up direct deposit to your regular bank instead! Go to your unemployment account settings and look for payment method options. Changed mine last year and it's wayyy better.
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Dallas Villalobos
•WAIT WHAT? how did I not know this 🤯 gonna change mine right now!
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Mason Lopez
Hey so I've been dealing with NY unemployment for years (on and off seasonal work). Here's the actual timeline: Day 1: You certify Day 2-3: Status changes to "We are processing your payment" Day 3-4: Status changes to "Released on [date]" Day 4-5: Money ACTUALLY appears in your account But this is all BUSINESS DAYS. So certifying on Friday means: Friday: Certify Monday: Processing Tuesday: Released Wednesday: In your account Sometimes it's faster but this is typical. If you need help reaching someone about your claim, I've used claimyr.com before and it works great for getting through the phone nightmare.
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Pedro Sawyer
•Thanks for breaking it down like that! This is super helpful. Guess I need to figure something out for the next few days.
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Jake Sinclair
•This is accurate 👆 The timeline always takes longer than they claim. And god forbid there's a holiday!
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Saanvi Krishnaswami
In my experience, even if it says released on friday, the money wont hit ur account till monday or tuesday. The whole system is slow af
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Reina Salazar
Pro tip: if u need emergency cash while waiting, some apps like Dave or Earnin can front you some $$ using your upcoming unemployment deposit as verification. Saved my butt a few times when KeyBank was taking forever.
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Brielle Johnson
•Be careful with those advance apps tho. Some of them charge crazy fees or "optional tips" that aren't really optional. Read the fine print!
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Vera Visnjic
I switched to direct deposit instead of the KeyBank card and its WAY better. Takes 1 less day to process usually. You can change it in ur account settings.
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Pedro Sawyer
•I didn't know this was an option! Definitely gonna look into this for future payments. Thanks!
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Honorah King
•This is the move! KeyBank is trash. Direct deposit is the way to go.
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Jake Sinclair
lmao welcome to the NY unemployment system where everything takes 10x longer than they tell you 🤡 expect your money wednesday and be pleasantly surprised if it comes sooner
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Honorah King
Former bank employee here. ACH transfers (which is what KeyBank uses for these deposits) only process Monday-Friday. Even if NY unemployment releases the payment on a weekend, the actual transfer won't begin processing until Monday morning. Then it depends on your bank's posting policies - some post pending deposits right away, others wait until the transfer fully clears.
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Pedro Sawyer
•Thanks for the insider perspective! This makes a lot of sense.
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Brielle Johnson
Anyone else notice that the ny unemployment system runs slower on Fridays too? I swear its like they start the weekend early 😒
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Mason Lopez
•FACTS! Trying to do anything on the site Friday afternoon is useless. System probably running on some ancient server that needs a weekend nap too 🤣
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