NY unemployment 1099-G form showing $0 paid when I received benefits for 6 months - system error?
So frustrated right now. I went to download my 1099-G for my tax filing and the system is showing I received $0 in benefits for 2021. This is completely wrong! I was laid off from my job in February 2021 when our company downsized, and I collected unemployment until August 2021 when I found a new position. I definitely received around $2,400 per month for those 6 months and had taxes withheld each payment. When I try to access the form online it shows this weird message saying "No payments were made to you for the tax year requested" which is total BS. I've checked my bank statements and can verify the deposits. Has anyone else run into this? I've tried calling NY unemployment but can't get through to anyone. Tax deadline is coming up fast and I need this document!
55 comments
Ashley Adams
Same exact thing happened to me! My 1099 shows zero but I collected from January through July last year. About $14,000 total that I DEFINITELY received. I've tried emailing them through the contact portal but no response after 3 weeks. The worst part is that the IRS still knows you got the money, so you HAVE to report it or you'll get flagged for audit. I ended up having to manually calculate my benefits from my bank statements. Such a headache.
0 coins
Zoe Gonzalez
Ugh, that's what I was afraid of. Did you end up getting it resolved or did you just file with your own calculations?
0 coins
20d
Ashley Adams
I just filed with my own calculations and kept all my bank statements as proof in case I get audited. I couldn't wait any longer for them to fix it. š
0 coins
18d
Alexis Robinson
this is actually scary af. how are we supposed to know the exact amount with taxes taken out? i'm terrible at math lol
0 coins
17d
Ashley Adams
I downloaded all my bank statements and made an excel sheet. Took me like 3 hours but at least I know its accurate. The withholding was usually about 10% of each payment for me.
0 coins
15d
Write a comment...
Aaron Lee
After 2 weeks of trying to call NY unemployment with zero luck, I used this service called Claimyr (claimyr.com) and they got me connected to an actual human at unemployment in less than an hour. The agent told me there was a system-wide glitch with the 1099-G forms and they're working on fixing it. Apparently loads of people are having this issue. They manually sent me a correct 1099-G in the mail after I spoke with them. Talking to an agent got my tax form issue fixed in one day after weeks of nothing. https://youtu.be/Rdqa1gKtxuE
0 coins
Chloe Mitchell
is this for real? sounds too good to be true tbh. the unemployment phone system is like trying to win the lottery
0 coins
18d
Aaron Lee
Yeah it actually works! I was skeptical too but I was desperate. They basically just stay on hold for you and call you when they get an agent. Worth every penny to not waste hours on hold.
0 coins
16d
Michael Adams
how much does it cost? idk if i should trust some random website with this kinda thing
0 coins
15d
Aaron Lee
I don't remember exactly but it was worth it to finally get my tax form. I tried calling on my own for TWO WEEKS straight and couldn't get through. This got me talking to someone in under an hour and my issue was solved the same day.
0 coins
15d
Natalie Wang
wait this actually worked for you? might have to try this cuz i've been calling nonstop for 3 days and keep getting disconnected š¤¬
0 coins
15d
Aaron Lee
Yep! Best money I've spent to get this tax mess fixed. The time I saved not being on hold was worth it alone.
0 coins
15d
Write a comment...
Noah Torres
this is a known issue with the NY unemployment system right now. there was an announcement about it somewhere on the website but its buried in like 5 pages deep. they had some kind of computer glitch when generating the 2021 1099-G forms. if you call them they can mail you a corrected form but GOOD LUCK getting through on the phone lol. I tried for days and gave up.
0 coins
Write a comment...
Alexis Robinson
YOU'RE SUPPOSED TO REPORT EVEN IF THE 1099 IS WRONG!!! The IRS already knows how much you got paid. If your reported amount doesn't match what they have on file you'll get flagged for audit. This happened to my cousin last year with a different issue and he had to pay penalties. Just calculate what you received from your bank statements and report it accurately even if the 1099 is wrong. SAVE ALL YOUR DOCUMENTATION.
0 coins
Zoe Gonzalez
Thanks for the heads up! I've started going through my bank statements already. Such a pain though - shouldn't have to do this manually.
0 coins
17d
Samantha Hall
Is this tru for real? How would the IRS know if the state unemployment office reported $0? That doesn't make sense.
0 coins
15d
Alexis Robinson
The system glitch is just on the forms they generated for us. Their internal reporting to the IRS is probably correct. Trust me, you don't wanna mess with this - my cousin paid like $800 in penalties for a similar mistake.
0 coins
15d
Write a comment...
Samantha Hall
yall why does it feel like the NY unemployment system is INTENTIONALLY broken?? like they make it impossible to talk to anyone, the website is from 1997, and now they cant even generate basic tax forms correctly. i swear they do this on purpose to make people give up on benefits they deserve. smh my head š¤¦āāļø
0 coins
Natalie Wang
FOR REAL! this is the third major issue I've had with them in the past year. its almost like they want us to fail š¤
0 coins
17d
Ryan Young
It's not intentional, it's just decades of underfunding and outdated technology. Most state unemployment systems run on COBOL which is a programming language from the 1950s. Hardly anyone knows how to program it anymore.
0 coins
16d
Samantha Hall
whatever the reason, it's still BS that we have to deal with this. other states seem to manage just fine!
0 coins
15d
Write a comment...
Sophia Clark
Let me share what I learned after dealing with this exact same issue (and eventually solving it). The NY unemployment 1099-G error is affecting thousands of people who received benefits in 2021. Here's what I found out and how I fixed it: ā¢ This is a confirmed system-wide glitch - NOT your error ā¢ The DOL is aware but overwhelmed with cases ā¢ The online system may show $0 but their internal records are correct ā¢ You MUST report your actual benefits on your taxes regardless of what the 1099-G says ā¢ Getting a corrected form requires speaking to an actual agent After multiple failed attempts to reach anyone, I finally used claimyr.com which got me connected to a live agent. The agent confirmed this is a known issue and manually generated a corrected 1099-G for me that showed the right amount (about $11,600 in my case). They mailed it within 3 days. If you're in a hurry for tax filing, you can calculate your benefits from bank statements, but I highly recommend getting the official corrected form for your records in case of audit. The phone service was a lifesaver after wasting days trying to get through myself. Hope this helps someone else caught in this frustrating situation!
0 coins
Zoe Gonzalez
Thank you so much for this detailed information! I'm going to try Claimyr - at this point I just need to talk to someone who can fix this.
0 coins
15d
Katherine Harris
This was really helpful, thanks for taking the time to write it all out. Been pulling my hair out over this for weeks!
0 coins
15d
Write a comment...
Madison Allen
i filed my taxes already with the incorrect $0 amount because i didn't know what else to do...am i screwed? should i file an amendment? š°
0 coins
Joshua Wood
You definitely need to file an amendment! The IRS will notice the discrepancy and you could end up with penalties or worse. Don't wait.
0 coins
15d
Madison Allen
fuuuuuuck. that's gonna cost me more money to have my tax person do an amendment. this whole system is a joke.
0 coins
15d
Alexis Robinson
Yeah definitely amend ASAP. It's better to pay a little now to your tax preparer than deal with IRS penalties later.
0 coins
15d
Write a comment...
Justin Evans
FYI - I just got off the phone with unemployment (took me 2 hrs to get through) and they said this is affecting about 40% of all people who received benefits in 2021. They're sending out corrected forms but it could take up to 30 days. The agent told me we can request an extension on tax filing if needed. Just thought everyone should know.
0 coins
Zoe Gonzalez
Thanks for the update! Did they say if we need to specifically request the corrected form or if they're automatically sending them?
0 coins
15d
Justin Evans
They said they're automatically sending them out but if you want to expedite you need to specifically request it by calling. Such a mess!
0 coins
15d
Write a comment...
Joshua Wood
Sorry you're dealing with this. Just to add some context - I work in tax preparation and we're seeing this issue with MULTIPLE states, not just NY. There seems to have been some kind of nationwide glitch in the unemployment reporting systems. If you're affected, you should: 1. Calculate your actual unemployment income from bank statements 2. Report the CORRECT amount on your tax return regardless of what the 1099-G says 3. File IRS Form 4852 as a substitute for the incorrect 1099-G 4. Keep ALL documentation of your unemployment payments 5. Try to get a corrected 1099-G from your state for your records Don't delay filing just because of this issue - the IRS will understand as long as you report accurately.
0 coins
Write a comment...
Emily Parker
I had exact same problem!!! I just got my corrected 1099-G in the mail yesterday after calling NY unemployment non-stop for a week. Keep trying the phone number at exactly 8:00 AM when they open - that's the only time I've ever gotten through. Once I got someone on the phone, they fixed it in like 5 minutes and mailed me the corrected form.
0 coins
Ezra Collins
or just use claimyr.com instead of wasting a week of your life on hold lol
0 coins
15d
Emily Parker
Didn't know about that when I was calling! wish I had š©
0 coins
15d
Write a comment...
Victoria Scott
This whole system is such a joke. These incompetent agencies collect crazy amounts of our tax money yet can't even handle basic functions like sending out correct tax forms. And then WE have to deal with the consequences and potentially get in trouble with the IRS because of THEIR mistakes. Make it make sense!!! š¤¬
0 coins
Benjamin Johnson
preach š then they have the nerve to make it impossible to reach them to fix THEIR errors
0 coins
15d
Aaron Lee
For real. I was about to have a breakdown before I finally talked to someone through claimyr.com - it's ridiculous we have to pay extra just to reach a government agency WE fund with our taxes
0 coins
15d
Write a comment...
Zara Perez
anybody else keep getting disconnected after waiting on hold for like an hour? i've tried calling 6 different times and the same thing happens every time. this is beyond frustrating!!!
0 coins
Daniel Rogers
YES! It's like their system is programmed to hang up after a certain amount of time. I got disconnected twice after 45+ minutes on hold. I'm about to lose my mind.
0 coins
15d
Aaron Lee
That's why I finally gave up and used claimyr.com - they literally just wait on hold for you and call when they get a human. Changed my life lol
0 coins
15d
Zara Perez
omg thank you, checking this out now. i cant waste another day on this nightmare
0 coins
15d
Write a comment...
Aaliyah Reed
Protip: if you cant get your corrected 1099-G in time, you can use your bank statements + the weekly benefit amount confirmation emails they sent when you certified each week. Add it all up, and make sure to account for the tax withholding (usually 10% if you opted for withholding). That's what my accountant told me to do.
0 coins
Write a comment...
Ella Russell
same issue here in jersey so its not just a NY problem. unemployment systems across the country are a dumpster fire rn š„
0 coins
Zoe Gonzalez
Ugh, sorry you're dealing with it too. Seems like a widespread issue.
0 coins
15d
Write a comment...
Mohammed Khan
hot take: the fact that we even NEED unemployment systems to work properly shows how broken our economy is. in a functioning society people wouldn't lose their jobs randomly and have to beg for basic support through dysfunctional government systems.
0 coins
Gavin King
Sir this is a Wendy's
0 coins
15d
Mohammed Khan
lmao fair enough, just mad at the whole situation š¤·āāļø
0 coins
15d
Nathan Kim
unemployment insurance exists in literally every developed country but go off i guess
0 coins
15d
Write a comment...
Eleanor Foster
The system is showing zero for everyone who stopped claiming before December 2021. It's some kind of calendar year programming error. If you claimed through December 31, your form is fine. If you stopped before then (like you did in September), it shows zero. Complete trash programming but that's NY unemployment for ya! šļø
0 coins
Zoe Gonzalez
That actually makes sense with my situation - I stopped in August. Thanks for pointing this out!
0 coins
15d
Lucas Turner
that's... not how programming works lol. a competent system would pull data for the entire year regardless of when you stopped claiming
0 coins
15d
Eleanor Foster
i know that lol. i'm just saying what the pattern seems to be based on everyone I've talked to with this issue. obviously its a badly designed system
0 coins
15d
Write a comment...
Kai Rivera
LPT: Skip the frustration and use claimyr.com when you need to reach ny unemployment. just did it yesterday for this exact issue and got my corrected 1099 being mailed to me. talking to a human fixed everything in 10 mins after days of trying to call myself.
0 coins
Zoe Gonzalez
Just checked them out - definitely going to try this. At this point I'd do anything to get this resolved.
0 coins
15d
Write a comment...