Got a monetary determination from NY unemployment but still waiting for payments - what's next?
Last month I was let go from my job after 2 years due to 'restructuring'. I filed for ny unemployment online immediately and completed all the required steps. About 10 days ago I received a monetary determination letter in the mail showing my weekly benefit amount would be $458. I've been claiming weekly benefits as required for 3 weeks now, but haven't received any payments at all. My account says 'pending' when I log in. Does receiving the monetary determination mean I'm basically approved or is there still something else holding up my benefits? I've tried calling countless times but can't get through to anyone. Really starting to stress about bills piling up and no income coming in.
48 comments

Demi Hall
Monetary determination just means they've calculated what you WOULD get based on your work history. It's not an approval. You're still in the pending phase where they're making sure you're eligible. Could be identity verification, employment verification, or just the usual backlog. Keep claiming each week though!
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Elliott luviBorBatman
AuthorThanks for the info. Do you know how long this pending phase usually lasts? I'm going on week 4 now and getting really worried.
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Demi Hall
It varies wildly tbh. Some ppl get approved in 2-3 weeks, others wait 2+ months 😬 The system is completley overwhelmed
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Mateusius Townsend
Took me 7 weeks last year to get my first payment. system is broken af
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Kara Yoshida
After trying to call for WEEKS and getting nowhere, I finally used this service called Claimyr (claimyr.com). They basically call unemployment for you, wait on hold, then connect you when they get a real person. Got through in about 35 minutes and the agent fixed my pending issue right away. Best money I ever spent considering I was about to lose my apartment waiting for these payments. They have a video explaining how it works: https://youtu.be/Rdqa1gKtxuE
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Philip Cowan
sounds too good to be true. does it actually work? the ny unemployment phone system is literally impossible to navigate
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Kara Yoshida
100% worked for me. My claim was stuck for 5 weeks before I used it. Got through to an agent who fixed it while I was on the phone. Money hit my account 2 days later.
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Caesar Grant
wait is this some kind of scam? how does this even work?
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Kara Yoshida
Not a scam at all. They basically have a system that keeps dialing and navigating the phone tree until it gets a human, then calls your phone. Talking to a actual agent got my payments released immediately after weeks of nothing.
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Lena Schultz
ugh another "miracle solution" 🙄 what's the catch? these things never work
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Gemma Andrews
I was skeptical too but I used it last month when my benefits suddenly stopped. Got connected to an agent who fixed it on the spot. My backpay came through 3 days later.
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Pedro Sawyer
I got my monetary determination like 6 weeks before any actual payments showed up. The system is backed up like crazy. You need to keep certifying every week even if nothing's happening. When it finally went through, I got all the backpay at once.
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Mae Bennett
KEEP CALLING THEM! I was stuck in pending for over a month and it turned out there was a flag on my account that needed to be cleared manually by a rep. They don't tell you about these things! You have to talk to someone.
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Elliott luviBorBatman
AuthorI've called like 50+ times and can never get through. Just disconnects or says call volume too high. So frustrating!
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Beatrice Marshall
Try calling right when they open. Like be dialing at 7:59 am. Thats how I finally got thru after weeks of trying
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Melina Haruko
Here's what's probably happening: Your monetary determination means they've established your benefit rate based on your earnings. BUT there's probably an eligibility issue they're investigating. Common reasons for delay include: - They're verifying why you left your job (especially with 'restructuring' they might be confirming with your employer) - Identity verification issues - Wage verification with previous employer - Random audit (they do these) - System backlog (very common) What you need to do: 1. Keep certifying every week no matter what 2. Check your online account for any messages or action items 3. Check your mail/email constantly for correspondence 4. Try to get through to a human (nearly impossible through normal phone lines) Honestly, the fastest way to resolve it is getting a real person on the phone. I wasted 3 months trying before using claimyr.com to connect with an agent. The agent found the issue in 5 minutes and released all my payments. Whatever was holding up my claim wasn't something I could fix online.
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Elliott luviBorBatman
AuthorThis is super helpful, thank you! I've checked and don't see any messages or action items in my account. Do they typically tell you if there's an issue they're investigating?
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Melina Haruko
Usually they SHOULD notify you of issues, but the system is so overloaded that communications often fail. I never got any notification about my issue until I finally talked to someone.
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Dallas Villalobos
Same here! They had a flag on my account for "employment verification" but never told me. I only found out after getting through to someone.
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Reina Salazar
having the same EXACT issue. got my monetary determination 3 weeks ago showing $504/week but nothing has been paid. status just says pending. this is my first time on unemployment and its a total nightmare.
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Elliott luviBorBatman
AuthorHave you been able to reach anyone on the phone? I'm completely lost on what to do next.
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Reina Salazar
nope, tried calling everyday for 2 weeks. either busy signal or it hangs up automatically saying "too many calls" 🤬
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Saanvi Krishnaswami
Monetary determination ≠approval. It just means they've calculated your potential benefit amount based on your earnings history. Your claim is still being processed. Could be weeks or months before payment, tbh. The system is trash.
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Demi Lagos
Call your state representative's office!!! I was stuck in pending hell for 5 weeks, called my assemblyman's office, and they have special contacts at unemployment. They escalated my case and I got paid within a week after that.
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Elliott luviBorBatman
AuthorI hadn't thought of that! Did you just call your local district office?
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Demi Lagos
yep just google your district and assemblyperson. call their office, explain your situation. they have special liaisons with the unemployment office to help constituents
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Mason Lopez
Check your spam folder in email too!!! I missed an identity verification request that got filtered to spam and it delayed my claim by 2 months. They're terrible about communication.
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Vera Visnjic
not a single person has mentioned this but DOL is dealing with a TON of fraud right now so they're super slow processing legitimate claims. the 'pending' status might just be part of their anti-fraud measures. keep certifying and eventually you'll get paid all at once with backpay.
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Jake Sinclair
This!!! My brother-in-law works for NY unemployment. They prioritize stopping fraud over processing claims quickly now. It sucks but its reality.
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Brielle Johnson
I hate to say this but its almost impossible to fix these issues without talking to someone. I spent 3 months trying to figure out why mine was pending. Finally got through to them (used claimyr.com after seeing it recommended here) and turns out there was a simple flag on my account they fixed in 30 seconds. Got all my backpay 2 days later.
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Honorah King
I've seen this claimyr thing mentioned before - is it actually legit? desperate enough to try anything at this point 😩
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Brielle Johnson
Worked for me! The system just calls and navigates the phone menus, then connects you when it gets a human. Saved me from literally weeks more of trying to get through.
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Oliver Brown
i used it last month, got through in about an hour. agent fixed my issue immediately. money showed up 3 days later after weeks of nothing happening
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Mary Bates
monetary determination just means u qualify for benefits based on past wages. it doesnt mean ur claim is approved. there could be all kinds of reason ur still pending - separation issue, identity verification, random audit. u gotta keep certifying each week tho so when it does go through, u get paid for all those weeks
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Clay blendedgen
I had the EXACT same situation back in February. Got my monetary determination showing $402/week but sat in pending for 7 weeks. Turned out they had flagged my account for 'employer verification' but never told me! Only found out when I finally got through to a rep who cleared it immediately. Such a broken system.
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Ayla Kumar
Nobody has mentioned this yet but try MESSAGING them through your online account! Sometimes that works better than calling. Go to your account, look for the messaging option, and send a detailed explanation of your issue. I got a response in 3 days when I tried this.
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Elliott luviBorBatman
AuthorI'll try this! Is it the 'secure message' option in the dashboard?
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Ayla Kumar
Yes thats the one! Be super specific about your situation and include all relevant details and dates
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Lorenzo McCormick
the real answer: ny unemployment is completely FUBAR and the only way to fix problems is by talking to a human. good luck with that though since their phone lines are designed to prevent you from reaching anyone 🤡 welcome to bureaucratic hell
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Carmella Popescu
truth 💯 the whole system is designed to make you give up
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Paolo Conti
I went through the exact same thing last year! Got my monetary determination showing $445/week but then sat in pending for almost 6 weeks. It was driving me crazy because like you, I couldn't get through on the phone no matter what I tried. What finally worked for me was sending a detailed message through the secure messaging system in my online account. I explained my situation, included my claim number, and asked specifically what was holding up my payments. Got a response in about 4 days saying there was an "employer separation verification" flag that they cleared manually. My backpay showed up 2 days after that. Definitely try the messaging option if you haven't already - sometimes it's faster than the phone nightmare. Keep certifying every week though, you'll get paid for all those weeks once it goes through!
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Andre Rousseau
I'm dealing with the exact same frustrating situation! Filed about 4 weeks ago after being laid off from my accounting position due to company downsizing, received my monetary determination 2 weeks ago showing $398/week, but I'm completely stuck in pending status with zero payments. Like everyone else here, I've been certifying weekly without fail and have tried calling literally hundreds of times - nothing but busy signals, hangups, and that maddening "call volume too high" message. Reading through all these responses has been incredibly eye-opening. I had no idea that the monetary determination was just them calculating what I'd potentially receive, not actual approval! Now I'm realizing there could be all sorts of hidden verification issues or flags on my account that they haven't even bothered to tell me about. Based on everyone's experiences here, I'm going to try multiple approaches: sending a detailed message through the secure messaging system in my online account, contacting my assemblyperson's office on Monday, and maybe even looking into that Claimyr service that several people have mentioned having success with. The financial stress of bills piling up while stuck in this bureaucratic nightmare is honestly overwhelming. Thanks to everyone for sharing their stories - it's both comforting and terrifying to know this is just how broken the NY unemployment system is right now. At least I know I'm not alone and that I need to keep certifying every week to get that backpay when this mess finally gets resolved!
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Avery Saint
I'm in this exact same nightmare too! Filed 3 weeks ago after getting laid off from my customer service job, got my monetary determination showing $356/week but still completely stuck in pending with no payments whatsoever. I've been certifying every single week and calling obsessively with zero luck - just endless busy signals and automatic disconnects. It's beyond frustrating! After reading everyone's experiences here, I'm realizing this is just how completely broken the system is right now. I'm definitely going to try the secure messaging route today and also look up my assemblyperson's contact info. The stress of not knowing when these payments will actually come through while bills keep piling up is honestly brutal. Thanks for sharing your story - it really helps to know we're all stuck in the same bureaucratic hell and it's not just me doing something wrong!
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Declan Ramirez
I'm going through the exact same nightmare right now! Filed about 3 weeks ago after being laid off from my retail job due to "store restructuring" and I'm stuck in the same pending hell everyone's describing. Got my monetary determination last week showing $378/week but haven't received a single payment despite certifying every week religiously. Like literally everyone else here, I've tried calling probably 60+ times over the past two weeks - nothing but busy signals, immediate hangups, or that infuriating "call volume too high" automated message. It's like the phone system is deliberately designed to prevent you from reaching a human! Reading through all these responses has been both eye-opening and terrifying. I had no idea the monetary determination was just them calculating what I'd potentially get, not actual approval. Now I'm paranoid there's some hidden flag or verification issue they haven't bothered to tell me about, especially since my layoff was labeled as "restructuring" - sounds like they might need to verify that with my former employer. Based on everyone's advice here, I'm definitely going to try the secure messaging route through my online account first thing tomorrow, and also plan to contact my assemblyperson's office on Monday. Might even look into that Claimyr service several people have mentioned if those don't work. The financial stress of bills piling up while stuck in this bureaucratic limbo is honestly worse than being unemployed itself. Thanks to everyone for sharing their experiences - it's oddly comforting to know this is just how completely broken the NY unemployment system is right now and we're all suffering together! Will keep certifying every week no matter what so I can get that backpay when this mess finally resolves.
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Mateo Rodriguez
I'm literally in the exact same situation and it's so frustrating! Filed about 2.5 weeks ago after getting laid off from my healthcare admin job due to "departmental restructuring" and I'm stuck in this same pending nightmare. Got my monetary determination showing $389/week about a week ago but absolutely zero payments despite certifying every single week. I've probably called 40+ times with nothing but busy signals and hangups - it's like they don't want anyone to actually reach them! After reading everyone's experiences here, I'm realizing this could drag on for months which is terrifying when bills are already piling up. I'm definitely going to try the secure messaging route tomorrow and also look up my assemblyperson's contact info. The uncertainty of not knowing what's holding things up or how long this will take is honestly the worst part. Thanks for sharing your story - it really helps to know we're all stuck in this broken system together! Please keep us updated if you have any luck with the messaging or assemblyperson approaches.
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Diez Ellis
I'm in the exact same nightmare situation! Filed 3 weeks ago after being laid off from my finance job due to "company downsizing" and got my monetary determination showing $434/week about 10 days ago, but I'm completely stuck in pending with zero payments coming through. Like everyone else here, I've been certifying religiously every week and have tried calling probably 80+ times - nothing but busy signals, immediate hangups, and that maddening automated message about call volume. Reading through all these experiences has been incredibly helpful but also nerve-wracking - I had no idea the monetary determination was just step one and that there could be all these hidden verification issues they don't tell you about! Since my layoff was due to "downsizing" I'm wondering if they're stuck verifying that with my former employer like some people mentioned. Based on everyone's advice here, I'm definitely going to try the secure messaging approach through my online account first thing tomorrow and also contact my assemblyperson's office on Monday. Several people have had success with those routes. Might even look into that Claimyr service if those don't work - desperate times! The financial stress of bills piling up while stuck in this bureaucratic black hole is honestly brutal when you're already dealing with unemployment anxiety. Thanks to everyone for sharing their stories - it's both terrifying and oddly comforting to know this is just how completely broken the NY unemployment system is right now. Will definitely keep certifying every week and update if I have any luck with these approaches!
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Adrian Connor
I'm going through this exact same thing and it's such a relief to find this thread! Filed about 2 weeks ago after being laid off from my nonprofit job due to "budget restructuring" and got my monetary determination showing $356/week just 3 days ago, but already feeling anxious about being stuck in pending forever. Haven't tried calling yet after reading all these horror stories about the phone system! I'm definitely going straight to the secure messaging route and contacting my assemblyperson's office based on everyone's advice here. The fact that "restructuring" layoffs might need extra employer verification makes total sense and explains why so many of us seem to be in the same boat. Thanks to everyone for sharing - this community has been more helpful than any official NY unemployment resource! Will keep certifying religiously and update if I have any success with those approaches.
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GalacticGladiator
I'm going through this exact same nightmare right now! Filed about 2.5 weeks ago after being laid off from my retail management position due to "company restructuring" and I'm stuck in the same pending hell as everyone else here. Got my monetary determination showing $381/week about a week ago but haven't seen a single payment despite certifying religiously every week. Like literally everyone else, I've tried calling probably 40+ times with nothing but busy signals and automatic hangups - it's like they designed the phone system specifically to prevent you from reaching anyone! After reading through all these responses, I'm realizing the monetary determination is just step one and there could be weeks or months more waiting ahead. I'm definitely going to try the secure messaging approach through my online account first thing tomorrow based on all the success stories here. Also planning to contact my assemblyperson's office on Monday since several people have had luck with that route. Might even look into that Claimyr service if those don't work - at this point I'm desperate! The financial stress of bills piling up while stuck in this bureaucratic limbo is honestly brutal when you're already dealing with unemployment anxiety. Thanks to everyone for sharing their experiences - it's both terrifying and oddly comforting to know we're all stuck in the same completely broken system. Will definitely keep certifying every week and update if any of these approaches work!
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