Does NYS Department of Labor unemployment deposit on holidays - confused about payment timing
I'm supposed to get my unemployment payment this week but Monday was Martin Luther King Day. Does the NYS Department of Labor still process deposits on federal holidays or do I have to wait until Tuesday? My bank account is pretty much empty and I need to know if I should expect the money today or if it gets delayed. I filed my weekly claim on Sunday like always but I'm not sure how holidays affect the deposit schedule.
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Miranda Singer
No, NYS Department of Labor doesn't process payments on federal holidays. If your normal deposit day falls on a holiday, it usually comes the next business day. So if you normally get paid on Monday and it was MLK Day, you should see it today (Tuesday) instead.
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Aliyah Debovski
•Thank you! That's what I was hoping to hear. I'll check my account later today then.
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Cass Green
same thing happened to me over Christmas, had to wait an extra day for each holiday
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Finley Garrett
The NYS Department of Labor follows federal banking holidays for all electronic deposits. This means if your payment date falls on a federal holiday, it will be processed on the next business day. Keep in mind that some banks may also have additional delays depending on their own processing schedules, so if you don't see it by end of business Tuesday, check with your bank before panicking.
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Madison Tipne
•This is good to know! I was wondering the same thing about Presidents Day coming up next month.
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Holly Lascelles
If you're having trouble reaching NYS Department of Labor to verify payment status or have other questions about your claim, I used a service called Claimyr that helped me get through to an actual agent. They have a video demo at https://youtu.be/qyftW-mnTNI showing how it works. Way easier than sitting on hold for hours or getting disconnected. Check out claimyr.com if you need to speak with someone at the department.
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Aliyah Debovski
•Interesting, I might need that if my payment doesn't show up. The phone lines are always so busy.
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Malia Ponder
ugh the whole system is so confusing!! why cant they just tell us exactly when we'll get paid instead of making us guess
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Aisha Hussain
•I totally get your frustration! It would be so much easier if they just sent automatic notifications about holiday delays. Maybe they could add that feature to their online portal or send text alerts to claimants when there's going to be a delay due to holidays.
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CosmicCadet
I've been dealing with this same issue for months now. The holiday delays are frustrating but at least they're consistent. One tip - if you have direct deposit, check your account early in the morning on the expected day because sometimes the payments post overnight even if the department processes them the day before. Also, the NYS DOL website has a calendar showing federal holidays that affect payment processing if you want to plan ahead for future delays.
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Ava Garcia
•That's really helpful about checking early in the morning! I didn't know payments could post overnight. Do you happen to know if the calendar on their website shows all the federal holidays for the year? I'd love to bookmark it so I can plan better for future delays.
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Yuki Kobayashi
•Yes, the NYS DOL website does have a full federal holiday calendar! I found it super useful for planning ahead. You can find it in their FAQ section under payment schedules. It shows all the holidays that will affect unemployment payments for the whole year, so you won't be caught off guard like we were with MLK Day.
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McKenzie Shade
Just wanted to add that if you're getting your unemployment via debit card instead of direct deposit, those delays can sometimes be even longer during holidays. The card issuer (KeyBank for NYS) has their own processing schedule on top of the DOL's schedule. I learned this the hard way last Veterans Day when my payment was delayed an extra day beyond what I expected. If you're in a tight spot financially, it might be worth calling KeyBank directly to ask about their holiday processing schedule too.
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Giovanni Ricci
•Oh wow, I didn't realize the debit card could have even longer delays! That's really good to know. I use direct deposit but my friend uses the KeyBank card and she's always complaining about delays. I'll definitely pass this info along to her. It's crazy how many different layers of processing can affect when we actually get our money.
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