Can I still collect NY unemployment with 0 effective days left before BYE date?

0 effective days means you've used up all your available benefits for this claim year. Unfortunately, once you run out of effective days, that's it - even if your BYE hasn't hit yet. The 26 weeks is the maximum you can receive, but it's not guaranteed for the full year. Each week you certified and got paid used up some of those days.

I was in the exact same situation last month. Couldn't get anyone on the phone for days. Eventually I tried this service called Claimyr (claimyr.com) and they actually got me connected to a real live person at unemployment. Talking to the agent, I found out I needed to file a new claim since my benefit days were used up. It was the best money I've ever spent to finally get my benefits paid quickly! Here's a video showing how it works: https://youtu.be/Rdqa1gKtxuE

If you've reached 0 effective days, you've used up your benefits for this benefit year. Even though the BYE date isn't until April, you've used all your allotted days. You might be eligible to file a new claim depending on if you've worked enough quarters since your last claim. Check if you qualify for extended benefits, though I think most of those programs ended.

This happened to me too! The most frustrating thing is that the website doesn't clearly explain what "0 effective days" means. I thought I had until my BYE date too. Spent 3 weeks trying to figure it out. You need to file a new claim if you've worked enough since your last claim started. If not, you're unfortunately out of luck until you work more.

Actually the BYE date is just the end date of your claim year, but your benefits can run out before that. Each week you get paid uses 4 "effective days" (stupid system, I know). So your total benefits would be 104 days (26 weeks). Check your payment history - bet you'll see that you've used all 104 days already.

Look at your monetary determination letter. It should show exactly how many effective days you were eligible for. Some people don't get the full 26 weeks depending on your work history. NY unemployment system calculates this based on your base period wages and employment.

Dude the NY unemployment system is SO BROKEN! I had the same issue last year. 0 effective days means you're done even if your BYE hasn't hit. You have to call them to see if you qualify for any extensions or if you need to file a completely new claim. Good luck getting through tho 💀

Here's what you need to know about effective days and benefit years: The Benefit Year End (BYE) date is just the maximum timeframe your claim is valid, not a guarantee of benefits for that entire period. In NY unemployment, benefits are calculated using "effective days" - each full week of benefits uses 4 effective days. The standard maximum is 104 effective days (26 weeks × 4 days), but some claimants receive fewer based on their work history. Once you've used all your effective days, your benefits end even if your BYE date hasn't arrived. What to do now: 1. Check your payment history to confirm you've used all 104 days 2. See if you've worked enough since filing your original claim to qualify for a new one 3. If you need to contact NYSDOL directly (which I highly recommend), use claimyr.com to get through - it's a service that gets you connected to a live agent without the wait 4. Ask specifically about your options for filing a new claim The most common solution is filing a new claim if you've worked enough quarters since your last claim began. The agent can check this for you. Don't waste time waiting on hold - I spent 3 weeks trying before using Claimyr and got through in one day.

New York's UI system is the WORST. Period. I went through this exact thing and wound up having to take a crappy job because I couldn't get it sorted out fast enough. Call NOW and don't stop until you get someone!!!

If you had any breaks in your claim or weeks you didn't certify, that doesn't extend your benefits. You still only get the maximum effective days you qualified for at the beginning. Check your payment history - it will show exactly how many effective days you were eligible for and how many you've used.

I work in HR and deal with this often. Your BYE date and your effective days are two separate things. Think of effective days as your gas tank and the BYE as the expiration date on your driver's license. Your license might still be valid, but if your tank is empty, you're not driving anywhere!

don't waste ur time trying to call them. complete waste of time. i spent 3 weeks trying to get through for the same issue. a friend told me about claimyr.com and I got a callback within an hour. the agent was able to tell me exactly why my effective days ran out and what to do next. worth. every. penny.

Sometimes your effective days can be less than 104 (26 weeks) if you didn't work enough in your base period. Did you work steady before filing or was your work history spotty? That could be why you ran out sooner than expected.

you might be eligible for SNAP benefits (food stamps) if your unemployment is ending. At least it would help with groceries while you look for a job.

I'm really sorry you're going through this - the NY unemployment system can be incredibly frustrating to navigate. From what everyone is saying, it sounds like you've exhausted your allocated effective days even though your benefit year hasn't ended yet. This is unfortunately more common than people realize. A few quick suggestions that might help: - Check your online account for your original monetary determination letter - it should show exactly how many effective days you were eligible for - If you worked at all since filing your original claim (even part-time), you might qualify to file a new claim - Don't give up on trying to reach them by phone, but maybe try different times of day or consider using one of those callback services others mentioned The most important thing is to get clarity on whether you can file a new claim based on any work you've done since your original filing. That seems to be the main path forward for most people in your situation. Hang in there - I know how stressful this must be when you're depending on these benefits to pay rent.