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The NYS Department of Labor system is honestly a nightmare to navigate. I've been dealing with UI tax issues for three years and every time I call them it's like starting from scratch. At least the quarterly schedule is straightforward once you know it.
One thing to add - make sure you're keeping track of your wage base limits too. For 2024, the NYS unemployment insurance wage base is $12,300 per employee, so you only pay UI tax on wages up to that amount per worker. Also, if you're using payroll software, most of them will calculate and remind you about the quarterly deposits automatically, which can help avoid missing those deadlines.
The unemployment system is completely broken and has been for years. I had the same issue. Waited 4 days and it resolved itself. if ur really nervous about it, just call them using claimyr.com and confirm everything is ok with your claim. Thats what I did and the peace of mind was worth it.
I'm going through the exact same thing right now! Filed my claim yesterday with a rep who said everything looked good, but I'm getting that same processing message when I try to log in. Reading through all these responses is really helpful - sounds like this is totally normal and I just need to be patient. The system seems to need a few days to sync everything up after a phone filing. Thanks everyone for sharing your experiences, definitely makes me feel less anxious about it!
Just wanted to add that even after you start receiving benefits, sometimes there can be delays with individual payments. I've had weeks where the money showed up on Tuesday and other weeks it was Friday. Don't panic if one payment seems late - the system isn't always consistent with timing.
I'm currently going through the same process - filed my claim 10 days ago and still waiting. From what I've gathered talking to others in similar situations, the 2-3 week timeline seems to be accurate if there are no complications. One thing I learned is that you can check your claim status on the ny.gov portal under "View Payment History" - it won't show payments yet but it will indicate if there are any issues or if your claim is being reviewed. Also make sure your direct deposit info is set up correctly because that can cause delays too. Hang in there, it's frustrating but most people do get their first payment within that 3 week window.
chime worked fine for me but takes an extra day compared to my old bank account. not a huge deal unless ur literally down to your last dollar (which i have been lol). the real issue is when ny unemployment randomly decides to "review" your claim and stops payments for no reason. then u gotta spend 5 hours on hold just to talk to someone who has no idea what theyre doing 🤦♀️
I've been using Chime with NY unemployment for about 3 months now and it's been mostly smooth. The first deposit took an extra day but after that it's been consistent. One thing I'd suggest is setting up text alerts in your Chime app so you know immediately when the deposit hits. Also keep your unemployment login info handy because sometimes they'll randomly ask you to verify something and if you don't respond quick enough it can delay your payment. The key is just being proactive about checking both your Chime account and the NY unemployment portal regularly.
Mei Chen
ny unemployment system is straight garbage rn. good luck fam 👀
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CosmicCadet
•facts. its like they want us to give up or something
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Khalid Howes
Hey Luca! I totally get the panic - was in the same boat last year. Filed in March and got my first payment in early May, so about 6 weeks after the questionnaire. The key is staying on top of it. Call every few days, keep certifying weekly even if nothing's happening, and document everything. Also check your online account religiously for any new requests or updates. The horror stories are real but a lot of people do get through faster than that. Hang in there and keep pushing! 💪
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Olivia Clark
•Thanks for the encouragement Khalid! 6 weeks doesn't sound too bad compared to some of these other stories. I've been calling but can never get through - might have to try that claimyr thing people are mentioning. Just hate that we have to pay extra to get our own benefits but if it works... 🤷♂️
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