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The NYS Department of Labor system is such a nightmare for small business owners. I spent three months going back and forth with different departments just to get my unemployment tax number straightened out. They kept sending me forms that didn't apply to my situation.
I went through this exact process last year and it was definitely confusing at first! Here's what worked for me: Start with the my.ny.gov portal and look for "Register a Business" under the business services section. You'll need your Federal EIN ready, then you can apply for both your State Unemployment Insurance (SUI) number and Workers' Compensation at the same time. The key is to register as soon as you think you might become liable - you don't have to wait until you actually hire someone. I found it much easier to do everything online rather than trying to call. The whole process took about 2 weeks to get my account numbers back. Don't stress too much about missing deadlines - as long as you register before you're actually liable for payments, you should be fine.
This is really helpful! I'm in a similar situation and was also worried about the timing. Just to clarify - when you say "as soon as you think you might become liable," does that mean I should register now even if I'm still in the planning stages of hiring? I'm probably 2-3 months away from actually bringing on my first employee but want to get all my paperwork in order early.
I went through this exact situation about 2 years ago and learned some hard lessons. You definitely cannot get unemployment while on medical leave - the weekly certification questions will trip you up immediately since you have to confirm you're able and available to work. Here's what I wish someone had told me from the start: apply for NY State Disability AND check if your employer offers short-term disability insurance at the same time. The state disability is pathetic at $170/week, but if your company has a supplemental policy, it can pay 60-70% of your salary. Also, look into NY Paid Family Leave if you have a family member who can help care for you during recovery. It pays way better than regular disability (around 67% of salary). The key is understanding that these programs can sometimes overlap or supplement each other. One more thing - document EVERYTHING with your doctor. The way they describe your condition and limitations on the paperwork makes a huge difference in approvals and benefit amounts. My first disability application got denied because the forms weren't detailed enough. The financial stress during medical recovery is real, but don't risk unemployment fraud charges by applying for UI when you know you're not able to work. Focus on the legitimate programs designed for your situation. Wishing you a smooth recovery! 🙏
This is exactly the kind of comprehensive advice I needed! I had no idea that these programs could potentially overlap or supplement each other. The part about documenting everything with your doctor is especially important - I can see how the wording on medical forms could make or break an application. I'm definitely going to ask my doctor to be more specific about my limitations when we fill out the paperwork. It's frustrating that you have to become an expert in all these different programs when you're already dealing with health issues, but your experience gives me a roadmap to follow. Thank you for taking the time to share all these details - it's incredibly helpful for someone just starting to navigate this system!
I'm dealing with something similar and this thread has been incredibly eye-opening! I had no idea there were so many different programs and that they could potentially work together. The gap between unemployment benefits and disability is absolutely crazy - $170/week in NY is basically nothing. From reading everyone's experiences, it sounds like the key is to cast a wide net and apply for multiple programs simultaneously rather than just focusing on one. I'm definitely going to check with my HR about supplemental disability insurance and look into that Paid Family Leave option too. Has anyone had luck with the appeals process if you get initially denied for disability? I'm worried about the paperwork being filled out correctly the first time since it seems like the doctor's wording makes such a huge difference in whether you get approved. Also, for those who mentioned claimyr.com - is there a similar service for the disability system or do you just have to deal with those phone lines yourself? The unemployment system seems impossible to reach, so I'm assuming disability isn't much better. Thanks to everyone for sharing their experiences. It's making a stressful situation feel a lot more manageable knowing there are actual options out there!
Great questions! I can share some experience with the appeals process - I had to go through it when my initial disability application got denied. The key is getting your doctor to provide much more detailed documentation about your functional limitations, not just the diagnosis. Think specific examples like "unable to sit for more than 30 minutes" rather than just "back pain." As for phone systems, unfortunately there's no claimyr equivalent for disability that I know of. The NY Workers' Compensation Board handles disability claims and their phone system is just as frustrating as unemployment. You pretty much have to keep calling or try early morning/late afternoon when volume might be lower. One tip I learned - if you get denied initially, don't wait to appeal. The timeframes are strict and you want to get that appeal in quickly while gathering better medical documentation. Also consider reaching out to a disability attorney for a consultation if the appeal gets complicated. Many work on contingency so no upfront costs. You're right about casting a wide net - apply for everything you might qualify for simultaneously rather than waiting to see what happens with one program first. The worst they can do is say no, but you might be surprised what you actually qualify for!
same boat here, filed twice in 18 months and no problems. just make sure you file within the right timeframe after getting laid off
I was in a similar situation - filed my first claim in early 2023, then got rehired for about 6 months before being laid off again. The key thing is making sure you earned enough wages between claims to establish a new benefit year. NYS DOL will automatically calculate whether you qualify based on your work history. Don't worry about being "flagged" - layoffs are unfortunately common and they understand people may need to file multiple legitimate claims. Just be honest about your work dates and wages on the application.
mine is next week too! so nervous about it. did you get the packet of documents from your employer yet? they're supposed to send you copies of everything they plan to use
Just went through this process two months ago and won my appeal! A few practical tips: 1) Write down your key points beforehand and stick to them - don't let the employer's accusations throw you off track. 2) If you have any witnesses (coworkers who can verify the safety issues), make sure they're available during the hearing time. 3) The judge will ask you directly about the circumstances of your termination, so practice explaining the timeline clearly. 4) Don't be afraid to ask the judge to repeat questions if you didn't hear clearly - it's a phone hearing so audio can be spotty. Most importantly, emphasize that your safety complaints were made in good faith and that the "performance issues" only came up after you complained. Good luck!
This is really helpful advice! I'm especially worried about staying focused during the hearing. Did you find that having witnesses made a big difference in your case? I have one coworker who might be willing to testify about the safety issues but I'm not sure if it's worth the hassle of coordinating that during a phone hearing.
Aisha Patel
You should report your "active hours" when certifying for UI benefits while working for Uber or DoorDash. Active hours are the time you're actually performing paid work (actively delivering food or transporting passengers), not just the time you have the app open waiting for orders/rides. The distinction is important because NYSDOL wants to know how many hours you're actually working and earning money. If you reported all dash/online hours (including time just waiting), you'd be overstating your work hours, which could unnecessarily reduce your benefits. When certifying, calculate and report: - Hours actively completing deliveries/rides - All earnings from these gigs (before expenses) Keep detailed records of your active work time and earnings each day. The NYSDOL may request documentation if there are questions about your certifications. The Uber/DoorDash apps typically provide reports showing your active time versus total online time, which can help you accurately report your hours.
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GalaxyGlider
Just to add to Aisha's excellent response - make sure you're also keeping track of your mileage and any business expenses related to your gig work. While you report your gross earnings to NYSDOL, you can deduct legitimate business expenses on your taxes later. Also, if you're working multiple gig apps simultaneously (like having both Uber and DoorDash running), be careful not to double-count overlapping active hours. Only count the time you're actually completing deliveries or rides, not the time you have multiple apps open waiting for requests. The key is being consistent and accurate with your reporting. NYSDOL audits are random but thorough, so having good records from day one will save you headaches later if you're selected for review.
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Liam O'Donnell
•This is really helpful advice about tracking expenses and avoiding double-counting hours! I'm new to gig work while on unemployment and hadn't thought about the complexity of running multiple apps. Quick question - when you mention keeping mileage records, should I track all miles driven while the apps are on, or only the miles during active deliveries? Also, is there a recommended app or method for tracking this efficiently? I want to make sure I'm doing everything correctly from the start.
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