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ugh this form is SO confusing!! why does the NYS Department of Labor make it so complicated??? I've started it like 3 times and keep getting different error messages. Do I really need ALL my employers from the past year and a half?? what if I can't remember exact start dates from my part time job last spring?
Been through this process twice now with NYS Department of Labor. Pro tip - save your application as you go because the system times out. Also double check that your bank routing number is correct for direct deposit. I made a typo and had to wait weeks for a paper check.
You can save progress as you go through the application - there's usually a "Save and Continue Later" button on each page. Just make sure you write down or bookmark the confirmation number they give you so you can pick up where you left off. The system will hold your partial application for about 7 days before timing out completely.
Another important consideration - since this is web development contract work, make sure you understand how NYS Department of Labor handles self-employment income. As a 1099 contractor, you're technically self-employed for those weeks you're working. If you're working full-time hours on the contract (even if it's temporary), you might not be eligible for benefits during those weeks regardless of the income amount. The key is whether you're "totally unemployed" vs "partially unemployed" during each claim week. I'd recommend calling to clarify your specific situation before starting the contract.
This is a really important point about the full-time vs part-time distinction! @Noah Torres raises a key issue - if you re'working 40 hours a week on the contract, NYS Department of Labor might consider you fully employed during those weeks, which could make you ineligible for any benefits regardless of it being temporary. I d'definitely recommend getting clarity on this before accepting the contract. The able "and available for work requirement" can be tricky with intensive contract work.
Great advice from everyone here! I went through something similar with NYS Department of Labor last year. One additional tip - when you're reporting your contract earnings, be very specific about the dates you actually performed the work. Since freelance/contract work can sometimes have irregular schedules, I found it helpful to keep a daily log of hours worked. This made it much easier to accurately report on my weekly claims and avoided any confusion during my certification calls. Also, don't forget that as a 1099 contractor, you'll be responsible for paying self-employment taxes on that income, so set aside about 25-30% of what you earn for tax purposes.
I got a similar suspicious call about 3 months ago and it turned out to be a scam. The dead giveaway for me was that they were asking for my Social Security number "to verify my identity" right off the bat. Legitimate DOL calls usually reference specific claim numbers or dates, and they'll often ask YOU to provide identifying information to them, not the other way around. Since you haven't filed recently and are currently employed, this is almost certainly a scammer trying to either steal your identity or get you to provide personal info they can use fraudulently. Trust your instincts - when something feels off, it usually is.
That's a really good point about how they ask for verification. I didn't even think to pay attention to that detail when I got the call. The person did ask me to "confirm" my SSN which should have been an immediate red flag. Legitimate government agencies already have your information - they don't need you to give it to them over an unsolicited call. Thanks for sharing your experience, it helps confirm this was definitely a scam attempt.
I've been working in fraud prevention for a bank and we see these unemployment scam calls constantly. The scammers have gotten really sophisticated - they'll spoof legitimate government numbers and even have some basic info about you from data breaches. A few red flags to watch for: 1) Calling about claims you didn't file, 2) Asking you to verify SSN/personal info over the phone, 3) Creating urgency like "your benefits will be stopped" or "legal action will be taken." The real NYS DOL is swamped and barely calls people back who ARE actively filing claims, so an unsolicited call to someone who hasn't filed in over a year is almost certainly fraudulent. Good instinct to be suspicious!
This is really helpful information! I had no idea these scams were so common. The urgency tactic makes a lot of sense - they probably try to pressure people into acting quickly before they have time to think it through or verify the call. Since I'm new to this community, I'm wondering if there are other common unemployment-related scams people should be aware of? It seems like scammers are really targeting this system.
One thing to keep in mind is that your weekly benefit amount is calculated based on your earnings during your base period (usually the first 4 of the last 5 completed calendar quarters before you filed). So even though you have 26 weeks maximum, you might exhaust your dollar amount before you reach the time limit if your weekly benefit is high relative to your total benefit amount. You can check your remaining balance on the NYS DOL website when you file your weekly claims.
That's a really good point about the dollar amount vs time limit! I hadn't thought about that. Is there a way to see both your remaining weeks AND your remaining dollar balance somewhere on the DOL site? I want to make sure I'm tracking both so I know which one I might hit first.
Yes, when you log into your NY.gov account and go to the unemployment services section, you can see both your remaining benefit balance in dollars and your remaining weeks. It's usually displayed right on your claim summary page. The system will automatically stop payments when you hit whichever limit comes first - either the 26 weeks or your total benefit amount. Really helpful to keep an eye on both numbers!
Another important thing to remember is that if you do temporary or part-time work while collecting unemployment, you need to report all earnings when you file your weekly claim. NYS allows you to earn up to a certain amount before it affects your benefits (usually around 1/4 of your weekly benefit rate), but anything over that will reduce your weekly payment dollar-for-dollar. Just make sure you're honest about any work you do - they cross-check with employer wage reports and not reporting earnings can result in overpayment that you'll have to pay back with penalties.
This is really helpful information about reporting earnings! I'm curious though - if you work a few hours and earn less than that 1/4 threshold you mentioned, do you still need to report it even if it won't affect your benefit amount? I want to make sure I'm following all the rules correctly since I might pick up some gig work while I'm looking for a full-time position.
Ella Cofer
Just wanted to add my experience here since I went through this exact situation a few months ago. After my 26 weeks ended, I was devastated thinking I was completely cut off. But like others mentioned, definitely check if you qualify for a new benefit year first - that should be your priority. I was able to file a new claim because I had worked some gig work and part-time hours during my original claim period. The key is logging into your NY.gov account and checking your quarterly wage reports. If you see wages from the past 15 months, you might qualify. Also, while you're figuring that out, definitely apply for emergency assistance through your local DSS office - they can help with rent, utilities, and food while you're waiting. Don't be afraid to reach out to local food banks and community organizations too. This gap period is really scary but there are resources available. Hang in there!
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CosmicCrusader
•This is exactly what I needed to hear right now - thank you so much for taking the time to share your experience! It's honestly such a relief to know that other people have gone through this same panic and found ways through it. I'm definitely going to check my quarterly wage reports tonight and see if I have enough to qualify for a new claim. I did do some freelance work and had a part-time job for a few months last year, so maybe there's hope. The emergency assistance through DSS is something I hadn't even thought about - do you remember how long that process took? I'm trying to figure out how to bridge this gap until I can get something sorted out. Really appreciate you mentioning the food banks too, I know it's nothing to be ashamed of but it's still hard to take that step.
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Dylan Campbell
I just went through this same nightmare a few weeks ago and wanted to share what worked for me. First thing - DO NOT PANIC (easier said than done, I know). Here's what you need to do immediately: 1) Log into your NY.gov account and check if you can file a new claim. Look at your base period wages - if you worked ANY hours during your original claim (even part-time or gig work), you might qualify for a fresh 26 weeks. 2) While you're checking that, apply for SNAP TODAY. Don't wait. The application process takes weeks and you need that safety net now. 3) Contact your local DSS office for emergency assistance - they can help with rent and utilities while you sort this out. 4) If you're having trouble getting through to DOL by phone, try calling right at 8 AM when they open, or use the callback feature on their website. I know this feels overwhelming but there are more options than it initially seems. You've been doing everything right with your job search - don't give up now!
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