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I'm at the ID.me verification step for my NY unemployment claim and getting confused about security keys. Does anyone know if I actually NEED to purchase a FIDO security key to complete the verification? If so, where do you even buy these things? And if I'm doing the whole process on my phone, do I still need the security key or is there another option? The instructions aren't clear and I don't want to waste money if I don't have to.
Had the same issue back in January. Got super worried, but checked my bank account 2 days later and the money was deposited on schedule despite the website never updating correctly. The website and the actual payment system seem to be separate sometimes. I wouldn't worry unless your payment doesn't arrive on your usual day.
Thanks, that makes me feel better. I'll wait and see if the payment hits my account on the regular day. Fingers crossed!
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Final advice - if your payment doesn't arrive on schedule, don't wait around hoping it will resolve itself. Call immediately. For issues like this, getting ahead of potential problems can prevent weeks of delayed payments. When you call, mention specifically that you received the 'already certified' error message when trying to certify again, as that's evidence your original certification was recorded.
Thanks for all the advice! I used that Claimyr service someone mentioned above and got through to a rep this morning. They confirmed my certification went through fine and said it's just a display glitch affecting some accounts. Payment should arrive on schedule! Such a relief.
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I wanted to update with some information I just verified. As of 2025, NY unemployment has actually added a new way to check forfeit day balances. If you have the NY.gov ID app on your phone, go to the Documentation section and look for 'Monetary Determinations'. Recent forfeit balance information should be available in the latest determination document. This feature was added in January but isn't widely known yet.
Oh, that's really helpful! I do have the app but haven't checked that section. I'll take a look right now. Thank you!
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Update: I finally got the information! I tried the NY.gov app suggestion first but my documents weren't updated there. Then I used Claimyr to get through to an agent this morning. The agent was able to tell me my exact forfeit day balance (18 days remaining, which equals $972), and they emailed me a statement for my records. Thank you all for your help!
One important thing to note: there are daily and monthly transfer limits when moving money from the KeyBank card to your personal account. I believe the daily limit is $1,000 and monthly is $5,000. This typically isn't an issue for most unemployment payments, but something to be aware of if you have a large backpay amount.
Good to know about the limits. My weekly benefit is way below that, so shouldn't be a problem.
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Watch out for KeyBank's RIDICULOUS inactivity fees! If you don't use the card for 12 months they start charging $1.50 PER MONTH just for having money sitting there. Make sure you either use it or transfer everything out!
This is correct - NY unemployment KeyBank cards do have a $1.50 monthly inactivity fee after 12 months of no transactions. It's always best to either transfer all funds or maintain some activity on the card to avoid these charges.
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my cousin said they pay you more if you have kids is that true?? completely off topic but just wondering lol
New York's unemployment benefit amount is not affected by how many dependents you have. Some states do provide dependent allowances, but NY isn't one of them. Your weekly benefit amount is calculated based on your earnings during your base period (roughly the first four of the last five completed calendar quarters before you filed your claim).
my roomate works for NYSDOL and says they've been having system issues calculating wages correctly for people who worked multiple jobs or had gaps in employment. definitely appeal!!!
I'm glad you're going to appeal! Just wanted to update that my appeal took about 5 weeks from filing to getting a decision. It was stressful waiting, but worth it in the end. Make sure you submit your appeal request through your NY.gov account and keep checking for updates or requests for additional information. For the Partial Unemployment question - it's for people who are working reduced hours (less than 4 days and earning less than $594 per week in 2025). It wouldn't apply if you're completely unemployed, but it's useful for people with very part-time work. Good luck with your appeal! Let us know how it goes.
Thanks for the update and explanation! I've submitted my appeal through my NY.gov account with all my wage documentation. Now the waiting game begins. I'll definitely update once I hear anything.
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i waited 6 weeks to file and lost all that money too. its dumb but thats how it works. the unemployment office told me they only backdate for very specific reasons and "not knowing" isn't one of them. sucks but what can u do
Yeah, seems like I'm hearing the same story from everyone. Really frustrating that they don't make this more clear to people.
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For future reference (or for anyone else reading this thread), here's what everyone should know about NY unemployment timing: 1. File immediately after job loss - benefits start from filing date, not job loss date 2. There's a mandatory unpaid waiting week after filing (first week is never paid) 3. File your weekly claim certifications on time, even if your initial application is still pending 4. If you have a legitimate reason for late filing, request backdating immediately 5. Keep records of all attempts to file, including screenshots of errors The system definitely favors those who understand these rules from the beginning.
dont forget they also take taxes out unless u opt out! and the website crashes every sunday when everyones trying to certify lol
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I'm a seasonal worker for New York State and just got laid off for the season. I tried filing for NY unemployment but I'm completely stuck on this ID.me verification step. The instructions specifically say DO NOT call the unemployment office for help with ID.me because they can't help with this step. So who am I supposed to contact?? I've tried the ID.me support but they're taking forever to respond. It's frustrating because I'm literally a State Employee and they're making this unnecessarily difficult! Has anyone else dealt with this ID.me verification process? Did you find any workarounds or someone who can actually help?
im also a seasonal worker for parks and rec every summer they lay us off and every winter its the same headache with unemployment. idk why they dont have a special system for state workers who they KNOW are legitimate???
Right? You'd think there would be an easier verification pathway for state employees. It's like the left hand doesn't know what the right hand is doing.
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Just wanted to follow up - were you able to get your ID.me verification sorted out? If you're still having issues, there's a specific pathway for state employees. You can request a referral code from your agency's HR department that can sometimes expedite the ID.me process. Not all HR reps know about this, so you might need to specifically ask for the "Trusted Referee Vouching" option.
I got it working! After trying multiple browsers and following the lighting suggestions, it finally accepted my verification. Now I'm just waiting for NYSDOL to process my claim. Thanks everyone for your help - this community saved me so much frustration!
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Great to hear you got it working! For anyone else reading this thread in the future - the ID.me issues are usually technical (browser compatibility, camera settings, lighting) rather than eligibility-related. And as a tip, your ID.me verification will be valid for future years, so you won't have to go through this again next season.
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UPDATE: My son just got an email from his HR department about this program! They said they'll be providing all current employees who had hour reductions with the documentation they need for the application. So at least for larger hotel chains, it seems like they're being proactive about helping employees apply. His HR said applications should open June 15th and they expect high demand, so be ready to apply early!
That's great news! It's smart of them to be proactive. Make sure your son submits his application as soon as it opens - these programs sometimes run out of funding if too many people apply.
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thx for the update! i wish my company would do that
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ANOTHER UPDATE: I just saw on the news that they're now saying it might be delayed until July because they're "finalizing the application system" which is just code for THEY MESSED SOMETHING UP AGAIN!! I'm so sick of these constant delays. People are struggling NOW. The hospitality industry has been hit so hard and they keep dangling help in front of us only to pull it away at the last minute. This is the third "assistance program" they've announced for our industry that ends up delayed or so restrictive hardly anyone qualifies.
Oh no, that's disappointing! I'll let my son know about the possible delay. Hopefully they'll still get it sorted out soon.
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how do you even check what they're claiming? my letter didnt have ANY breakdown showing how they calculated the amount!!
You'll need to call and request an itemized statement. The letter should have a reference number - keep that handy. You can also log into your NY.gov account and check your tax documents there. If you have your 2021 tax return and 1099-G, you can calculate roughly what you should owe by multiplying your unemployment income by your tax bracket percentage (minus whatever was already withheld).
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Update: I finally got through to someone at the tax department! For anyone else dealing with this, I set up a 36-month payment plan ($36/month) which is much more manageable than the lump sum. They verified the amount was correct - turns out I had selected federal withholding but not state withholding when I applied for unemployment. Lesson learned the hard way!
thanks for updating! gonna call tomorrow and try to do the same thing. $36/month sounds way more doable.
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Excellent resolution! Just make sure to keep documentation of the payment plan agreement. Sometimes there can be disconnect between the payment processing department and collections. A 36-month plan is the maximum term they usually offer, so you got the best possible outcome.
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Caesar Grant
I HATE ID.me so much!!! It's just another hoop the government makes us jump through to get benefits we're entitled to! Why can't they just use the information they ALREADY HAVE about us?? They have our tax returns, social security info, everything! But nooooo, we have to go through this whole stupid verification process that half the time doesn't even work right!
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Kara Yoshida
fr they just make it hard on purpose so people give up
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Demi Hall
Update: I finally got through the ID.me verification using just my phone! Didn't need to buy anything. The facial recognition part was a bit glitchy but after a couple tries it worked. Thanks everyone for your help!
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Philip Cowan
Great to hear! For anyone else reading this thread in the future: if you get stuck at any point in the ID.me verification process for NY unemployment, remember you can always request a video call verification as a backup option. It takes a bit longer but has a higher success rate for people experiencing technical issues with the automated system.
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