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worst case scenario - you can file your taxes without the W-2 by estimating the numbers and then file an amended return later when you get the actual document. IRS understands there are delays with government agencies. i had to do this last year.
Can't believe nobody mentioned this yet - but the IRS actually gets a copy of your 1099-G from unemployment directly. If you create an account on IRS.gov you can view your wage and income transcript which shows what was reported to them. Not as good as the actual form, but at least gives you the numbers you need for filing!
While you're dealing with NY unemployment, make sure you're taking steps to protect yourself elsewhere too! Immediately: 1. Place fraud alerts with all 3 credit bureaus (Experian, Equifax, TransUnion) 2. Consider freezing your credit completely 3. Change passwords on ALL your accounts, especially email and banking 4. Set up 2-factor authentication everywhere possible 5. Monitor your bank accounts daily for suspicious activity 6. Check your credit reports weekly (they're free right now) 7. File an identity theft report at identitytheft.gov If someone has enough of your info to file an unemployment claim, they might try other types of fraud too. I learned this the hard way after my unemployment account was compromised last year and then they tried opening credit cards in my name too. Be proactive! For dealing with NY unemployment specifically, after wasting DAYS trying to call them myself, I finally used claimyr.com which got me through to a rep who could actually help. Talking to an agent got my account secured immediately which was crucial to stopping the fraudsters.
Fraud alert just means creditors have to take extra steps to verify your identity before opening new accounts. A freeze completely blocks access to your credit report so no new accounts can be opened at all until you lift it. Freeze is stronger protection but slightly more hassle when you legitimately need credit.
Pro tip: document EVERYTHING. Take screenshots of your account showing the fraudulent claim, write down dates and times of all calls, get names of representatives you speak with, and save case numbers. I'm still dealing with tax issues from a fraudulent claim that happened to me last year because I didn't have enough documentation to prove it wasn't me who received the benefits.
Thanks for this advice - just took screenshots of everything. Are you still having to pay taxes on benefits you never received??
just got mine after TWO AND A HALF months lmaooo. the envelope was dated 3 weeks ago so it's been sitting in postal hell too. ny unemployment AND usps both failing us 👏👏👏
I'm an accountant and see this issue ALL THE TIME with unemployment benefits. Here's what you need to know: 1. Yes, unemployment is fully taxable income at both federal and state levels 2. The default in NY is NO withholding (dumb, I know) 3. Even if you set up withholding, they only take 10% for federal which is often not enough 4. You can still set up withholding now for any future payments 5. For the taxes you owe now, definitely set up a payment plan with the IRS Also, many of my clients have had success using Claimyr.com to actually get through to an unemployment agent to help navigate these issues. When you need to talk to someone directly at unemployment, it's worth checking out.
do u know if theres any penalty abatement for this? or are we just stuck paying the full amount plus penalties? 😩
this post giving me anxiety cuz I just started unemployment last month and didnt check any tax withholding box 🙃 gonna log in right now and see if I can change that before it becomes a problem next year
Keisha Williams
Almost certain this is related to your hearing. There's an automatic hold placed on accounts during the decision finalization process even if you won the hearing. Stupid policy but that's how it works.
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Paolo Ricci
•Absolutely this ☝️ Had the same experience after winning my hearing last fall
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Amina Toure
fyi u can request an emergency payment if ur in dire need. there's a specific phrase to use when u call: "i need to request a hardship advance due to pending determination" - they're required to respond to these within 72 hrs
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Ethan Taylor
•Thank you! If I don't see any movement in the next couple days I'll definitely try this
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