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I had the same confusion when I first applied! UI is just the technical term. When you're on the phone with NYS Department of Labor agents, they'll say UI. When you're talking to friends, you'll probably just say unemployment. Same program, different names. Make sure you file within the first week of being unemployed to avoid any delays.
If you're having trouble getting through to NYS Department of Labor by phone to ask questions about your UI claim, I used a service called Claimyr that helped me reach an actual agent. They have a demo video at https://youtu.be/qyftW-mnTNI that shows how it works. Made it so much easier than sitting on hold for hours just to get hung up on.
Wait, I thought unemployment wasn't taxable? That's so unfair, we're already struggling and then they tax us on the help we get??
One thing that really helped me was connecting with other people in similar situations. There are actually some good networking groups for unemployed professionals in the NYC area, and many meet virtually now. It helps to talk to people who understand what you're going through instead of just family members who mean well but don't really get it. Also, if you're having trouble reaching NYS Department of Labor for any claim issues, I recently discovered this service called Claimyr (claimyr.com) that helps you get through to agents when the phone lines are jammed. They have a demo video at https://youtu.be/qyftW-mnTNI that shows how it works.
Thanks for the suggestion about networking groups, I'll look into that. And good to know about the phone service - I haven't had issues with my claim yet but it's frustrating when you can't get through to anyone.
Been there and it sucks but it does get better!! What helped me was treating job searching like a part-time job - work on it in the morning when I had the most energy, then give myself permission to do other things in the afternoon. I also kept a journal of small wins - even if it was just 'applied to 3 jobs today' or 'updated my resume.' Those little accomplishments add up and help you see progress even when you're not getting interviews yet.
The system is so messed up. I got denied because they said I didn't do enough job searches even though I applied to like 20 places. They want you to jump through all these hoops and then still find reasons to deny you.
wait I thought if you quit you automatically can't get unemployment? I've been at a terrible job for months because I thought I'd lose benefits
No, that's a common misconception. You can quit and still get benefits if you have 'good cause' - things like unsafe working conditions, significant changes to your job duties or pay, harassment, or other compelling reasons. But you have to be able to prove it and show you tried to resolve the situation first.
Muhammad Hobbs
honestly the whole economic system is rigged anyway, lower rates just help rich people and corporations while we're scraping by on unemployment. my claim got stuck in adjudication for 6 weeks and they act like $400 a week is some kind of luxury
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Noland Curtis
same boat here, been worried about everything affecting my benefits lately
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