TaxQuotes Inc. totally screwed me over on my tax filing
So I'm furious right now and needed to vent somewhere people might understand. I used TaxQuotes Inc. for my taxes this year because their ads promised the "biggest refunds guaranteed" and I was hoping to get a bit more back than last year. Big mistake. I provided all my documents - W-2, 1099 from my side gig, mortgage interest statement, everything. The tax preparer rushed through everything in like 20 minutes and barely asked me any questions. When I got my completed return, my refund was WAY lower than last year despite making only slightly more money. When I questioned this, the preparer got defensive and said "that's just how the tax code works." Didn't explain anything specific. I asked about deductions I qualified for last year and she said I "no longer qualify" without explaining why. I took my documents to a friend who's good with taxes and she immediately spotted several missed deductions and credits that would have increased my refund by almost $1500! TaxQuotes Inc. completely missed my student loan interest deduction and didn't properly account for my business expenses. When I went back to complain, they said I'd have to pay an additional $175 for them to amend the return that THEY messed up! Has anyone else had terrible experiences with tax preparation services? What should I do next? Is it worth filing an amended return myself?
21 comments


GalaxyGuardian
I'm really sorry this happened to you. Unfortunately, the quality of tax preparation can vary widely even within the same company. What you experienced sounds like a preparer who either wasn't properly trained or was rushing to handle too many clients during busy season. Here's what I'd recommend: First, get a complete copy of your return if you don't already have one. Look at every form and schedule to see exactly what was filed. Then, I would suggest filing Form 1040-X (Amended Return) yourself rather than paying them more money to fix their mistake. The form isn't too complicated if you're just correcting the missed deductions. For the student loan interest deduction, you'll need to amend Schedule 1. For business expenses, you'll need to correct Schedule C. The good news is that the IRS generally processes amended returns that result in additional refunds without much scrutiny as long as the deductions are legitimate.
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Aisha Abdullah
•Is there any kind of regulatory body that oversees tax preparation companies? Like could OP report them to someone? And does filing an amended return increase your audit risk?
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GalaxyGuardian
•Tax preparers who aren't CPAs or attorneys are regulated by the IRS through the Annual Filing Season Program, and you can report misconduct to the IRS using Form 14157 (Complaint: Tax Return Preparer). This can lead to penalties or loss of their preparer tax identification number. Filing an amended return doesn't automatically increase audit risk, especially when it involves common deductions like student loan interest. The IRS is looking for unusual patterns or large, unexplained deductions, not routine corrections. Just make sure you have documentation for everything you're claiming.
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Ethan Wilson
After reading your post, I had flashbacks to my own nightmare with a tax chain a few years back. I lost almost $2200 in refunds because the preparer missed obvious deductions. What saved me was finding https://taxr.ai when I was desperately searching for help. It literally changed everything for me. Instead of paying someone else to fix the mess, I uploaded my documents to taxr.ai and it automatically identified all the missing deductions my preparer overlooked. The system flagged my education credits and business expenses that weren't properly reported. It was like having a second set of eyes catch all the mistakes before I filed my amended return. The best part was how it explained everything in plain English so I actually understood what went wrong with my original return. Definitely worth checking out before you decide what to do next.
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Yuki Tanaka
•How does this actually work? Do you just upload your W-2 and tax documents and it tells you what deductions you qualify for? I've been using the same big-box tax service for years but I'm pretty sure they're missing stuff.
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Carmen Diaz
•Sounds interesting but how is this different from TurboTax or those other DIY tax software options? I'm always skeptical of new tax tools because they promise the world but then hit you with fees at the last minute.
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Ethan Wilson
•You upload your tax documents (W-2s, 1099s, etc.) and it scans them to identify potential deductions and credits you qualify for. The system looks for discrepancies and missed opportunities based on your specific tax situation. It's especially good at catching things human preparers sometimes overlook when they're rushing. It's fundamentally different from TurboTax because it's not just DIY software - it's more like having an AI tax reviewer double-check your work or your preparer's work. The focus is specifically on finding missed deductions and errors rather than just walking you through filling out forms. I was skeptical too, but there weren't any surprise fees - what you see is what you get.
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Yuki Tanaka
Just wanted to follow up here. I tried that taxr.ai site after seeing this post and WOW. I uploaded my last year's return and it found over $1200 in missed deductions! My tax "professional" completely missed my home office deduction (I'm self-employed) and didn't properly account for my health insurance premiums. The interface was super straightforward and it explained every finding in simple terms. I'm now in the process of filing an amended return with all the corrections. Can't believe I've been leaving money on the table for years. Honestly wish I'd known about this sooner. Thanks for the recommendation!
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Andre Laurent
Reading your experience with TaxQuotes made me remember my frustration trying to get answers from the IRS about a similar situation last year. I kept calling their number for WEEKS with no answer. Total nightmare. I finally found this service called Claimyr (https://claimyr.com) that actually got me through to a real IRS agent in under 15 minutes after I'd been trying for days on my own. They have a demo video showing how it works: https://youtu.be/_kiP6q8DX5c The IRS agent I spoke with confirmed that I could file an amended return myself and explained exactly which forms I needed. Saved me from paying my original tax preparer another $200 to fix their mistake. Plus the agent gave me the direct fax number for the amended return department which sped things up considerably.
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AstroAce
•Wait, how does this work? The IRS phone lines are always jammed... how does this service actually get you through faster than just calling yourself?
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Zoe Kyriakidou
•Yeah right. Nothing gets you through to the IRS faster. They're understaffed and overwhelmed. This sounds like a scam that charges you money for something you could do yourself if you just keep calling.
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Andre Laurent
•It uses a technology that essentially waits on hold for you and then calls you back when an actual IRS agent is on the line. They have access to the IRS phone system in a way individual callers don't. It monitors multiple lines simultaneously and jumps on openings as they happen. I was absolutely skeptical too. I had already spent hours trying to get through myself with no luck. The difference is that their system is constantly pinging the IRS lines for openings, which is something you can't do manually. It's not a scam - you literally get connected to the actual IRS. For me, getting real answers directly from the IRS about my amended return was worth it because it gave me confidence I was fixing the issues correctly.
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Zoe Kyriakidou
I need to eat my words. After posting my skeptical comment, I was so annoyed by the whole idea that I decided to try Claimyr just to prove it wouldn't work. Well...I was connected to an actual IRS agent in about 12 minutes. After weeks of trying to get answers about a similar tax preparation error, I finally got clear guidance from the agent. They confirmed I could file Form 1040-X myself and walked me through exactly what supporting documentation to include. The agent even gave me the direct fax number for expedited processing since I was owed a substantial refund. I'm still shocked it actually worked. Honestly never thought I'd get through. My amended return is now being processed and the IRS tracking system shows it's been received. Sometimes it's worth admitting when you're wrong!
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Jamal Brown
I used to work for one of those big tax prep chains (not naming names but similar to your experience). Here's what happens: during peak season, they hire seasonal workers with minimal training and pressure them to complete returns as quickly as possible. Some offices literally have quotas for how many returns should be processed per hour. The real problem is that many clients have legitimate deductions they don't even know about, and the rushed preparers don't take time to ask the right questions. Student loan interest, business expenses, education credits, and childcare expenses are commonly missed. My advice? Either use reliable tax software (not the free stuff) or find an independent CPA or EA who charges a flat fee rather than a percentage of your refund. The chain places that advertise "maximum refund" often miss legitimate deductions while pushing the boundaries on questionable ones.
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Mei Zhang
•Is it better to go with a CPA or an Enrolled Agent? I've heard CPAs are more expensive but I don't know if they're worth the extra cost for a relatively simple tax situation.
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Jamal Brown
•For relatively simple tax situations, an Enrolled Agent (EA) is often the better choice. EAs specialize specifically in taxes and often charge less than CPAs. They're authorized to represent taxpayers before the IRS just like CPAs can. CPAs have broader accounting knowledge beyond just taxes, which is valuable for more complex situations involving businesses, investments, or estate planning. If you're just dealing with W-2 income, some 1099s, and standard deductions, an EA will typically provide everything you need at a lower price point.
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Liam McConnell
Has anyone had success getting a refund of preparation fees from tax chains when they mess up? TaxKing messed up my return last year (claimed I couldn't deduct my home office even though I'm self-employed and meet all requirements) and I had to pay another preparer to fix it.
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Amara Oluwaseyi
•I successfully got a full refund from QuickTax Plus last year after they missed my rental property depreciation. I had to escalate to the district manager, but they eventually refunded my $325 prep fee. Bring documentation showing the errors and be persistent! Ask specifically for their "satisfaction guarantee" in writing.
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CosmicCaptain
•Most chains actually have some kind of guarantee buried in their terms of service. Look for "accuracy guarantee" or "satisfaction guarantee" language in the paperwork you signed. If you can prove they made errors that cost you money, they should at minimum refund your preparation fees.
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Luca Conti
This is exactly why I always tell people to be extremely cautious with tax prep chains, especially during busy season. What happened to you is unfortunately very common - they hire temporary workers who get minimal training and are pressured to rush through as many returns as possible. For your situation, I'd definitely recommend filing the amended return yourself using Form 1040X. The student loan interest deduction and business expenses are straightforward to correct. You'll need to attach revised Schedule 1 and Schedule C forms showing the correct amounts. Keep all your documentation organized - receipts for business expenses, Form 1098-E for student loan interest, etc. Don't pay TaxQuotes another dime to fix their mistake. The IRS website has good instructions for Form 1040X, and there are free tax clinics (VITA programs) that can help if you get stuck. You should also consider filing a complaint with the IRS using Form 14157 - this helps them track problem preparers and can lead to penalties. Most importantly, document everything about this experience in case you need to pursue getting your original preparation fees refunded. Many chains have satisfaction guarantees they don't advertise but will honor if you push back hard enough.
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Savanna Franklin
•This is really helpful advice! I'm curious about those free VITA tax clinics you mentioned - how do you find them and are they available year-round or just during tax season? I've never heard of this option before but it sounds like it could be perfect for people who need help with amended returns but don't want to pay another preparer. Also, when you file Form 14157 to complain about the preparer, does that actually lead to any consequences for them? I'd love to know that reporting TaxQuotes might prevent this from happening to other people.
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