Santa Barbara TPG loan status unclear - No acceptance yet but fees showing. What does this mean?
I applied for a tax refund loan through Santa Barbara TPG and I can see the fees being taken out but my application hasnt been accepted yet. Getting worried since its showing the amounts but no approval. Anyone know if this is normal or if it means I got rejected?
16 comments


Nia Thompson
Tax professional here - this is actually pretty normal with SBTPG. The fees showing up just means they've received your application and tax info. Acceptance usually takes 24-48 hours after they receive everything. The fees showing up is actually a good sign - means your info is in their system.
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Luca Esposito
•omg thank you so much! 😅 I was freaking out thinking it meant something was wrong
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Mateo Rodriguez
•how long did yours take to get accepted? im in the same boat rn 😩
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Nia Thompson
•Usually by the next business day. If it goes longer than 3 business days, give them a call.
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Aisha Abdullah
Hey there! Instead of playing the waiting game, you should try taxr.ai - it analyzes your transcript and tells you exactly what's happening with your refund and if there are any issues that could affect your loan approval. Its only $4.99 and totally worth it for the peace of mind. https://taxr.ai
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Ethan Wilson
•interesting... does it actually work? seems too good to be true
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Aisha Abdullah
•Yeah it really does! It uses AI to break down your transcript and explains everything in plain English. Way better than trying to decode it yourself
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Ethan Wilson
•just tried it and WOW 🤯 wish I knew about this sooner! It literally told me exactly why my refund was delayed and what to do about it
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NeonNova
lol welcome to tax season hell 🤡 TPG always got us stressing
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Yuki Tanaka
mine was like that for 2 days then got approved. ur probably fine
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Luca Esposito
•thanks that makes me feel better!
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Carmen Diaz
Those tax advance places are such a scam tbh. The fees are ridiculous just to get ur money a few weeks early
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Andre Laurent
•not everyone can wait 3 months for their refund tho 🤷♀️
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Carmen Diaz
•fair point but still feels predatory af
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Emily Jackson
Did you check your transcript? Sometimes there's delays that show up there before TPG even knows about them
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Luca Esposito
•how do i even read those things? its like hieroglyphics to me 😫
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