Part-time job not withholding any federal taxes - is this normal?
Hey everyone! I just need some guidance here. I started working at this coffee shop back in September 2024, and it's super part-time - just weekends mostly. I've earned about $2,100 gross for the entire year so far, but I just noticed something weird on my paystub. They haven't taken out ANY federal taxes from my paychecks at all. Like literally $0 in federal withholding for the whole year. Is there some minimum threshold before they start withholding federal taxes? I filled out a W-4 when I started, but I'm confused why there's no federal withholding happening. I don't want to end up with a surprise tax bill when I file next year. Any help would be really appreciated! Thanks in advance!
39 comments


Amaya Watson
This is actually normal for your situation! When you earn a small amount from a part-time job, you might not have any federal income tax withheld due to how the withholding tables work. The reason is that everyone gets a standard deduction ($13,850 for single filers in 2024, going up to $14,600 for 2025). If your annual income from all sources will be less than the standard deduction, you won't owe any federal income tax, so there's no need for withholding. Your employer is using your W-4 and your estimated annual income to calculate withholding. Since you're only earning about $2,100 for the year, the system correctly determines you'll be under the standard deduction threshold. However, if you have other jobs or income sources that push you over the standard deduction, you might want to fill out a new W-4 and request additional withholding to avoid owing at tax time.
0 coins
Tristan Carpenter
•Thanks for explaining! This is my only job right now, so it sounds like I should be fine. Just to be 100% clear, if I stay under that standard deduction amount for the whole year, I won't owe any federal taxes when I file, right?
0 coins
Amaya Watson
•You're exactly right! If your total income for the year stays under the standard deduction amount ($13,850 for 2024 if you're filing as single), you won't owe any federal income tax when you file. Just keep in mind that even with no federal income tax, you'll still see FICA taxes (Social Security and Medicare) being withheld at 7.65% of your earnings. Those are required regardless of how much you make and don't have the same threshold exemption.
0 coins
Grant Vikers
I had the exact same issue last year when I was working part-time at a retail shop. I was freaking out thinking I'd owe a bunch at tax time, but then I learned about the standard deduction thing. If you're worried about making sure your taxes are correct, I've been using https://taxr.ai to double-check my withholding and tax situation. It analyzed my paystubs and confirmed I was good with $0 federal withholding since I was only making around $200/week. The tool explained exactly how the withholding is calculated based on your W-4 and projected annual income. Super helpful for peace of mind, especially if this is your first time dealing with a job that doesn't withhold federal taxes.
0 coins
Giovanni Martello
•Does this tool actually work for unusual situations? I'm working 2 part time jobs and neither takes out enough taxes. I've tried adjusting my W-4 but it still seems wrong.
0 coins
Savannah Weiner
•I'm always skeptical of tax tools. How does it know the actual IRS rules? Like, what if tax laws change and the tool doesn't update? I'm tired of being burned by incorrect tax advice.
0 coins
Grant Vikers
•The tool handles multiple income sources really well. You upload paystubs from both jobs and it calculates the correct withholding across your total income. It helped me fix my withholding when I was in exactly your situation with two part-time jobs that weren't withholding enough. As for keeping up with tax law changes, that's actually one of the best features. They update whenever IRS rules change, and they explain exactly which tax regulations apply to your specific situation with citations to IRS publications. I was impressed that it caught a recent change to the withholding tables that even my HR department missed.
0 coins
Giovanni Martello
Just wanted to follow up on my taxr.ai experience! I finally tried it after struggling to figure out my withholding situation with my two part-time jobs. It analyzed both my paystubs and showed me exactly why I wasn't having enough withheld. Turns out the issue was that each employer was calculating withholding as if their job was my only income, so neither was withholding enough. The tool generated a customized W-4 form for each job that I just handed to my managers, and now my withholding is fixed! Super glad I gave it a try instead of waiting for a surprise tax bill next April.
0 coins
Levi Parker
If you're having any withholding issues that need to be resolved quickly, talking directly to the IRS can actually help. But good luck getting through to them! I spent 3 weeks trying to reach someone about a similar withholding problem. I finally found https://claimyr.com which got me through to an IRS agent in under 30 minutes. You can see how it works here: https://youtu.be/_kiP6q8DX5c They basically keep dialing the IRS for you and only connect when they get a human. Saved me hours of hold music and frustration. The agent I spoke with confirmed that under the standard deduction = no federal tax due, and helped me adjust my withholding correctly for my side gig.
0 coins
Libby Hassan
•How does this actually work? Do they just keep calling for you until they get through? Seems like it would still take forever.
0 coins
Hunter Hampton
•Yeah right. No way the IRS gives useful advice over the phone. I've been hung up on multiple times and gotten completely wrong information when I did get through. I'll believe this works when pigs fly.
0 coins
Levi Parker
•They use some automated system that keeps dialing all the IRS numbers and different menu options until it finds a line where someone picks up. Then it calls your phone and connects you. I was skeptical too, but it really did get me through in about 25 minutes when I had been trying for weeks. As for getting useful info, I think it depends on who you get. The agent I spoke with was actually really helpful and walked me through how to fill out my W-4 to account for multiple income sources. She even emailed me a PDF guide afterward. Maybe I just got lucky with who answered.
0 coins
Hunter Hampton
OK I need to eat some humble pie here. After posting my skeptical comment yesterday, I was still desperate to figure out my withholding situation so I tried the Claimyr service. Honestly thought it would be a waste of time. Less than 20 minutes later I was talking to an actual human at the IRS. The agent explained that I needed to use the "Multiple Jobs Worksheet" on the W-4 form, which I had completely overlooked. She also confirmed that for jobs paying under the standard deduction, zero withholding is normal, but warned me that my combined income from all sources is what matters. I'm still shocked this actually worked after spending literal hours on hold myself. Guess pigs do fly sometimes.
0 coins
Sofia Peña
Just a heads up - even if you don't owe federal income tax, your employer should still be withholding Social Security and Medicare taxes (FICA) from your paycheck! Those start from the first dollar you earn. Check if those are being taken out - should be around 7.65% total.
0 coins
Tristan Carpenter
•I just double-checked my paystub and yes, they are taking out Social Security and Medicare! It's the federal income tax line that shows $0. That makes me feel better knowing at least some taxes are being withheld correctly.
0 coins
Sofia Peña
•Good! That means your employer is doing things properly. The Social Security and Medicare taxes don't have the same exemption as federal income tax - they're required on every dollar you earn (with some very limited exceptions). Just FYI, when you file your taxes for 2024 early next year, you'll still need to file a return even if you don't owe any federal tax. Filing confirms that your withholding was calculated correctly and establishes your income for the year.
0 coins
Aaron Boston
Kinda jealous of your situation tbh. My part-time job takes out way too much in taxes and I have to wait until next year to get it back. I changed my W-4 to claim "exempt" since I know I'll make less than the standard deduction, but payroll keeps ignoring it!! 😤
0 coins
Sophia Carter
•Have you tried talking directly to whoever runs payroll? Sometimes those W-4 forms get lost in the shuffle. I had to personally hand mine to our payroll person AND follow up a week later to make sure it was processed.
0 coins
Zara Shah
This is such a helpful thread! I'm in a similar situation with my part-time retail job where I'm only making about $1,800 for the year. Like you, I was worried about zero federal withholding, but reading through everyone's explanations about the standard deduction makes so much sense now. One thing I learned from my tax prep class is that even though you won't owe federal income tax if you stay under the standard deduction, you should still file a tax return. Sometimes you can get refunds of other taxes that were withheld, and it establishes your income record with the IRS. Plus, if you qualify for certain tax credits like the Earned Income Credit, you might actually get money back even if no federal taxes were withheld! Thanks everyone for sharing your experiences - this community is so helpful for navigating these confusing tax situations!
0 coins
Jungleboo Soletrain
•This is such great advice about filing even when you don't owe taxes! I hadn't thought about the Earned Income Credit potentially applying to part-time workers. Do you know what the income limits are for that credit? I'm making similar amounts to the original poster and wondering if it might apply to my situation too. Also, when you mention "other taxes that were withheld" - are you referring to things like state taxes that might have been over-withheld, or are there other types of withholdings that could result in refunds?
0 coins
Carmella Fromis
•Great question about the Earned Income Credit! For 2024, if you're single with no kids, you can qualify for EIC with income up to about $17,640, so both you and @Tristan Carpenter would likely qualify based on your part-time earnings. Even with such low income, you could potentially get a few hundred dollars back. As for other "taxes, I" was mainly thinking about state income tax withholding that might have been over-withheld, or if you had any backup withholding from bank interest or other sources. Sometimes employers also withhold state disability insurance or other state-specific taxes that you might get refunded if your total income is low enough. The key thing is that filing a return is usually worth it even when you don t'owe federal taxes - worst case you break even, best case you get money back!
0 coins
Christian Burns
This thread has been incredibly helpful! I'm dealing with a similar situation at my bookstore job where I'm only working about 15 hours a week. I was getting anxious seeing $0 federal withholding on my paystubs, but now I understand it's because my projected annual income will be well under the standard deduction. One thing I want to add for anyone in this situation - make sure you keep good records of all your paystubs throughout the year. Even though you might not owe federal taxes, having documentation of your total earnings and any taxes that were withheld (like FICA) will make filing your return much smoother next year. Also, if your situation changes mid-year (like you pick up more hours or get a second job), don't forget to submit a new W-4 to adjust your withholding accordingly. Your employer can't automatically know about income changes, so it's up to you to keep them informed if your tax situation shifts. Thanks to everyone who shared their experiences - it's so reassuring to know this is normal for part-time workers!
0 coins
QuantumQuasar
•This is such solid advice about keeping good records! I learned this the hard way last year when I couldn't find half my paystubs come tax time. Now I scan them all and keep them in a folder on my phone. Your point about updating the W-4 if your situation changes is really important too. I almost got caught off guard when I picked up extra holiday shifts that pushed my income higher than expected. Luckily I caught it in time and adjusted my withholding before the end of the year. One more tip for anyone reading - if you're using direct deposit, most payroll systems let you view and download your paystubs online even months later. That saved me when I lost some physical copies!
0 coins
Summer Green
This has been such an educational thread! As someone who just started their first part-time job at a local grocery store, I was completely panicking when I saw $0 federal withholding on my first few paychecks. I thought my employer was making a mistake or that I'd filled out my W-4 wrong. Reading through everyone's explanations about the standard deduction threshold has been a huge relief. I'm only working about 12 hours a week and will probably make around $3,000 for the year, so it sounds like I'm in the same boat as the original poster. One question I still have - if I do end up making slightly more than expected (maybe closer to $4,000-5,000), should I proactively ask my employer to start withholding some federal taxes just to be safe? Or is it better to just set aside some money on my own and pay any small amount owed when I file? Thanks everyone for sharing your knowledge - this community has been incredibly helpful for a tax newbie like me!
0 coins
Rudy Cenizo
•Great question @Summer Green! Even if you end up making $4,000-5,000, you'd still be well under the $13,850 standard deduction for 2024, so you likely wouldn't owe any federal income tax. However, if you want to be extra cautious, you have a couple of options. You could ask your employer to withhold a small amount by updating your W-4 and requesting additional withholding in Section 4(c). Alternatively, you could just set aside maybe $200-300 throughout the year as a safety net. Personally, I think setting money aside on your own gives you more flexibility - if you don't end up owing anything, you keep that money instead of waiting for a refund. Plus, at those income levels, even if you somehow did owe something, it would be a very small amount. The most important thing is that you're thinking ahead about this! That puts you way ahead of many people who get surprised at tax time.
0 coins
Zara Malik
This is such a great discussion! I'm in a similar situation working part-time at a restaurant, making about $1,900 so far this year. I was also worried about the $0 federal withholding until I read through all these explanations. One thing I want to mention that I learned from my experience - even though you might not owe federal income tax, it's still worth understanding your paystub completely. I noticed that besides Social Security and Medicare taxes (which everyone mentioned), my employer also withholds state taxes. In my state, the threshold for state income tax is different from federal, so I actually do have small amounts withheld for state taxes even though federal is $0. For anyone new to this like I was, I'd recommend taking a photo of your paystub and looking up what each deduction means. It really helped me understand my take-home pay and feel more confident about my tax situation. Also, @Tristan Carpenter, since you mentioned this is your first time dealing with this, you might want to bookmark this thread or save some of the key points people mentioned. I wish I had this kind of clear explanation when I started my first job!
0 coins
Anastasia Kozlov
•@Zara Malik, this is such helpful advice about understanding your full paystub! I never thought about state tax thresholds being different from federal. I should definitely check what my state's rules are. Your point about bookmarking this thread is spot on - there's so much useful information here that I'll definitely want to reference later. I'm also realizing I should probably learn more about how taxes work in general, since this is all pretty new to me. Thanks for mentioning the state tax thing specifically. I'll take a closer look at my next paystub to see if anything is being withheld for state taxes that I might have missed!
0 coins
Brooklyn Foley
This thread has been incredibly informative! As someone who works part-time at a local library and has been seeing $0 federal withholding on my paystubs, I was starting to get really anxious about tax season. Reading through everyone's explanations about the standard deduction threshold has put my mind at ease. I'm making about $2,400 this year from my weekend shifts, so I'm definitely in the same situation as many of you. What I found particularly helpful was learning about the difference between federal income tax withholding and FICA taxes - I was confusing the two and didn't realize that Social Security and Medicare taxes are still required regardless of income level. One tip I'd add for anyone tracking their earnings throughout the year: I created a simple spreadsheet where I log my gross pay from each paycheck. This helps me keep track of where I stand relative to that $13,850 standard deduction threshold, and it'll make tax filing much easier when the time comes. Thanks to everyone who shared their experiences and knowledge - this community is such a valuable resource for navigating these confusing tax situations!
0 coins
Sergio Neal
•@Brooklyn Foley, I love your idea about creating a spreadsheet to track earnings! That's such a smart way to stay on top of your income throughout the year. I'm definitely going to start doing that myself. It's really reassuring to see so many people in similar situations sharing their experiences. I was feeling pretty alone in my confusion about the $0 federal withholding, but now I realize it's actually quite common for part-time workers earning under the standard deduction. Your point about understanding the difference between federal income tax and FICA taxes is so important. I think that's where a lot of the initial confusion comes from - seeing some taxes being withheld but not others can definitely be alarming if you don't know what to expect. Thanks for adding such practical advice to this discussion!
0 coins
Taylor To
This entire discussion has been so helpful! I'm working part-time at a local coffee shop (similar to @Tristan Carpenter) and was also confused about zero federal withholding on my paystubs. Making around $1,800 so far this year, I was worried I was doing something wrong. What really clicked for me was understanding that the withholding system is designed to estimate your annual tax liability, not just look at individual paychecks. Since our part-time earnings will likely stay well under that $13,850 standard deduction threshold, the system correctly calculates that we won't owe federal income tax. I also appreciated learning about the importance of still filing a return even when you don't owe taxes - especially the possibility of qualifying for the Earned Income Credit that @Carmella Fromis mentioned. At our income levels, we might actually get money back! One thing I'm curious about - for those of you who've been through this process before, is there anything specific we should watch out for when we file our first returns with this type of situation? Any common mistakes to avoid?
0 coins
ThunderBolt7
•@Taylor To, great question about common mistakes to avoid! As someone who went through this exact situation last year, here are a few things to watch out for: 1. Don't forget to report ALL your income, even if it seems small. The IRS gets copies of your W-2s, so they'll know about every job. 2. Make sure you're using the correct filing status - most part-time workers our age will file as "Single" unless you're married or have dependents. 3. Double-check that your employer issued you a W-2 (not a 1099) since you're an employee, not a contractor. Coffee shops sometimes get this wrong. 4. Even though you won't owe federal income tax, don't skip reporting the Social Security and Medicare taxes that were withheld - this establishes your work credits for future benefits. 5. If you do qualify for the Earned Income Credit, make sure you claim it! The tax software should catch this, but it's worth double-checking since it could mean getting money back. The good news is that with our simple tax situations (just one W-2, no complex deductions), filing should be pretty straightforward. Most free tax software will walk you through everything step by step.
0 coins
Freya Johansen
This has been such an educational thread for someone new to the workforce! I'm working part-time at a local retail store and was also panicking about $0 federal withholding on my paystubs. Making about $2,300 so far this year, I thought something was seriously wrong with my W-4. What really helped me understand was the explanation about how the withholding system looks at your projected annual income rather than just individual paychecks. Since we're earning well below that $13,850 standard deduction threshold, the system correctly determines we won't owe federal income tax. I've been following @ThunderBolt7's advice about tracking everything carefully, and I'm already preparing for tax season by keeping all my paystubs organized. It's reassuring to know that our situations are actually quite normal for part-time workers, and that we might even qualify for credits like the Earned Income Credit. Thanks to everyone who shared their experiences - this community has been incredibly helpful for understanding these tax basics that nobody really teaches you when you start your first job!
0 coins
Charity Cohan
•@Freya Johansen, I'm so glad this thread has been helpful for you too! It's really reassuring to see how many of us part-time workers were in the same boat with the $0 federal withholding confusion. Your income level of $2,300 definitely puts you in the safe zone under the standard deduction, so you should be all set. I love that you're already getting organized for tax season - that's going to make everything so much smoother when the time comes. One thing I'd add is don't be afraid to ask your employer's HR or payroll department if you have any other questions about your paystub. Most of them are used to explaining this stuff to part-time employees, especially during tax season. Sometimes it helps to hear it directly from the people processing your payroll too. It's crazy how much anxiety this zero withholding thing can cause when you don't understand what's happening, but now we all know it's totally normal for our situation. Thanks for contributing to such a helpful discussion!
0 coins
Felix Grigori
This thread has been incredibly reassuring! I'm in a nearly identical situation working part-time at a local bookstore, earning about $2,000 for the year, and I was also worried about the $0 federal withholding on my paystubs. What really helped me understand was learning that the withholding calculation is based on your projected annual income, not just individual paychecks. Since we're all earning well below the $13,850 standard deduction for 2024, the system correctly determines we won't owe any federal income tax. I've been keeping track of my earnings throughout the year, and it's actually kind of nice knowing that I won't have to stress about owing money at tax time. Plus, learning about potential credits like the Earned Income Credit means I might even get some money back when I file! For anyone else in this situation, I'd recommend double-checking that Social Security and Medicare taxes are still being withheld (they should be around 7.65% total). Those are required regardless of income level, so seeing those deductions while federal income tax shows $0 is completely normal. Thanks to everyone who shared their experiences - this community has been so helpful for understanding something that seemed scary at first but is actually totally normal for part-time workers!
0 coins
Connor Rupert
•@Felix Grigori, this is such a great summary of everything we've learned in this thread! Your situation sounds exactly like mine - I'm also working part-time at a small business and was initially confused by the zero federal withholding. What I found most helpful was understanding that this is actually the tax system working correctly for our income levels. It's kind of amazing how the withholding tables are designed to automatically account for the standard deduction so we don't have unnecessary taxes taken out that we'd just get refunded later. Your point about checking that FICA taxes are still being withheld is spot on. I think that's one of the key things that confirms your employer is handling payroll correctly - you should see Social Security and Medicare deductions even when federal income tax is zero. I'm definitely going to look into that Earned Income Credit when I file. It's wild that we might actually get money back even though we're not paying federal income tax! Thanks for reinforcing all the key points from this discussion - it's been such a learning experience for all of us first-time workers.
0 coins
Chloe Green
This thread has been such a lifesaver! I'm working part-time at a local gym and was completely freaking out about having $0 federal withholding on my paystubs. Making around $1,600 so far this year, I thought I had messed up my W-4 somehow. Reading through everyone's explanations about the standard deduction really cleared things up for me. It makes perfect sense that if you're earning well below $13,850, the withholding system would calculate zero federal income tax owed. I was overthinking it! What I found particularly helpful was learning the difference between federal income tax and FICA taxes. I was getting confused seeing some deductions but not others on my paystub. Now I understand that Social Security and Medicare taxes (7.65% total) are required from the first dollar earned, while federal income tax only kicks in once you exceed the standard deduction. I'm definitely going to start that spreadsheet tracking method that @Brooklyn Foley mentioned to keep tabs on my total earnings throughout the year. And knowing I might qualify for the Earned Income Credit when I file is actually exciting - who knew being a part-time worker could potentially mean getting money back at tax time! Thanks to everyone for sharing their experiences and making this confusing topic so much clearer!
0 coins
Isabella Silva
•@Chloe Green, I'm so glad this thread helped clear things up for you too! Your situation with $1,600 in earnings definitely puts you well within the safe zone under the standard deduction, so zero federal withholding is exactly what should be happening. It's really interesting how many of us part-time workers were having the exact same anxiety about this! I think it just goes to show how little tax education we get before entering the workforce. The distinction between federal income tax and FICA taxes was a huge lightbulb moment for me as well. The spreadsheet tracking idea is genius - I've started doing the same thing and it's so helpful to see your running total throughout the year. Plus, it'll make tax filing so much easier when you have everything organized from the start. And yes, the potential for getting money back through the Earned Income Credit is such a nice surprise! It's pretty cool that the tax system actually has provisions to help lower-income workers rather than just taking money away. Thanks for adding your experience to this discussion - it's been amazing to see how this thread has helped so many people understand their tax situations better!
0 coins
Sofía Rodríguez
This has been such an incredibly helpful thread! I'm also working part-time at a small local business and was getting really anxious about the $0 federal withholding showing up on my paystubs. Making about $1,400 so far this year, I kept thinking I had filled out my W-4 incorrectly or that my employer was making some kind of mistake. Reading through all these explanations about how the withholding system accounts for the standard deduction has been such a relief. It's actually pretty clever that the system automatically calculates that we won't owe federal income tax when our annual earnings stay well below that $13,850 threshold. What really helped me was understanding that this is completely separate from FICA taxes - I was seeing Social Security and Medicare deductions on my paystub and getting confused about why some taxes were being taken out but not others. Now I know that the 7.65% FICA rate applies to every dollar earned regardless of income level, while federal income tax only applies once you exceed the standard deduction. I'm definitely going to implement some of the tracking strategies mentioned here, especially keeping better records of all my paystubs and maybe starting that spreadsheet to monitor my total earnings. And learning about the potential Earned Income Credit has me actually looking forward to filing my first tax return! Thanks to everyone who shared their experiences - this community has turned what felt like a scary tax situation into something I actually understand and feel confident about!
0 coins
Tyrone Hill
•@Sofía Rodríguez, this thread has been absolutely amazing for all of us part-time workers! Your earnings of $1,400 definitely put you in that sweet spot where zero federal withholding is completely normal and correct. I love how this discussion has evolved from initial panic about $0 federal withholding to actually understanding that it shows the tax system is working properly for our income levels. It's such a relief to know we're not alone in this confusion! Your point about the FICA vs federal income tax distinction is so important - I think that's where most of the initial confusion comes from. Seeing those Social Security and Medicare deductions while federal shows zero can definitely be alarming until you understand they serve different purposes. The record-keeping tips everyone has shared are gold! I've already started implementing the spreadsheet idea and it's giving me so much peace of mind to track my progress toward that standard deduction threshold throughout the year. It's really incredible how this one thread has transformed so many people's understanding of their tax situation. From anxiety to confidence - exactly what this community should be about! Thanks for sharing your experience and contributing to such a helpful discussion for all us newcomers to the workforce.
0 coins