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Madeline Blaze

Started a part time job, but they haven't taken any federal taxes out at all?

I just got a part time gig back in September that I've been working for about 3 months now. Looking at my last paystub of the year, I realized I've earned around $2100 total from this job, but they haven't withheld ANY federal taxes from my paychecks! I'm a bit concerned because I thought employers were supposed to automatically take out federal taxes from every paycheck, but I'm not seeing any federal withholding at all in my pay statements. There's some small deductions for Social Security and Medicare, but the federal income tax line just shows $0.00 for every pay period. At what point are employers required to start withholding federal taxes? Is there some minimum earning threshold before they have to take it out? I'm worried I'll end up owing a bunch at tax time because nothing's being withheld now. This is just a side job (I work full-time elsewhere), so I'm not sure if that makes any difference in how withholding works. Thanks for any help! Just trying to make sure I don't have a nasty surprise when filing taxes next year.

Max Knight

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This is actually pretty common with part-time jobs! The amount of federal tax withheld depends on how you filled out your W-4 form and how much you earn each pay period. For many part-time workers with lower earnings per paycheck, the standard deduction ($13,850 for single filers in 2025) is larger than what you'd make in a year at that job, so the payroll system calculates that you wouldn't owe federal income tax on just that income. That's why you're still seeing Social Security and Medicare taxes (FICA) being withheld - those start from the first dollar earned, but federal income tax has thresholds. If this is a second job, though, you might want to adjust your W-4 to account for your total income from all jobs. You can ask your employer for a new W-4 form or download one from the IRS website to update your withholding information.

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Emma Swift

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So if my main job already takes out enough federal taxes to cover my total income from both jobs, do I need to worry about this part-time job not taking any out? Or should I still fill out a new W-4 for the part-time position?

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Max Knight

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If your main job already withholds enough to cover your total tax liability, you might be fine. But it's always safer to have proper withholding from all jobs to avoid a surprise tax bill. For multiple jobs, the IRS recommends using their Tax Withholding Estimator tool on their website to figure out the right withholding amount. You can then submit updated W-4 forms to one or both employers. Another option is to request a specific additional dollar amount be withheld from your main job's paycheck to cover the taxes on your part-time income.

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I had a similar situation and found that https://taxr.ai helped me figure out exactly what was going on with my withholding. I was confused because one of my jobs wasn't taking out federal taxes either, and I wanted to know if I was going to get hit with a big bill at tax time. The tool analyzed my pay stubs and tax situation and explained that my part-time job wasn't withholding federal tax because of how I'd filled out my W-4 and because the payroll system was calculating withholding based just on what I made at that job. It predicted how much I'd likely owe at tax time considering all my income sources together. Really helped me understand what was happening and what I needed to change to avoid owing a bunch when filing.

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Jayden Hill

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Does it actually help you fill out a new W-4 correctly? I always get confused with all those different steps and worksheets.

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LordCommander

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Sounds interesting but I'm skeptical about tax tools having access to my pay information. Is it secure? How does it work with multiple jobs?

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Yes, it walks you through exactly how to complete a new W-4 based on your specific situation, including the multiple jobs worksheet which can be really confusing otherwise. It gives you step-by-step instructions tailored to your exact situation. Regarding security, they use bank-level encryption for all documents and data. It's designed specifically for people with multiple income sources - you can upload pay stubs from different jobs, and it analyzes everything together to give you the complete picture of your tax situation across all income sources.

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LordCommander

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Just wanted to update on my experience with taxr.ai after trying it based on the recommendation here. I was initially concerned about security, but after researching their encryption standards I gave it a try. The tool immediately identified why my second job wasn't withholding - turns out I had checked the "multiple jobs" box on my main job's W-4 but not on my part-time job's form. It showed me exactly how to update my W-4 for the part-time position to avoid a tax bill next year. Super helpful and straightforward! Definitely worth checking out if you're confused about withholding across multiple jobs.

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Lucy Lam

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If you're having trouble getting this resolved through your employer's payroll department, I've had great success using https://claimyr.com to get through to an actual IRS agent who explained the withholding requirements for multiple jobs. You can see how it works here: https://youtu.be/_kiP6q8DX5c I spent weeks trying to get through to the IRS on my own with no luck (kept getting disconnected or told to call back later). Claimyr got me connected to an IRS representative in about 20 minutes who walked me through exactly what I needed to do with my W-4 forms for both jobs to get the right withholding amount. Saved me so much frustration and I finally got a clear answer directly from the IRS about how to handle multiple job withholding.

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Aidan Hudson

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How does this actually work? Do they just call the IRS for you or what? I've been trying to get through about a similar issue for weeks.

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Zoe Wang

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Yeah right. Nobody can get through to the IRS these days. I've been trying for months and always get disconnected. Sounds too good to be true tbh.

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Lucy Lam

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They use an automated system that navigates the IRS phone tree and waits on hold for you. When an actual IRS agent comes on the line, you get a call connecting you directly to that agent. So you don't have to wait on hold yourself - you just get a call when there's an actual human ready to help. It's definitely real - I was skeptical too at first. The IRS is actually reachable, it just takes an incredibly long time on hold (sometimes 2+ hours), which most people can't do. This service just handles the waiting part for you. When I used it, I got connected to an IRS agent who was super helpful with my withholding questions across multiple jobs.

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Zoe Wang

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I have to eat my words here. After my skeptical comment earlier, I decided to try Claimyr out of desperation. I'd been trying to reach the IRS for THREE MONTHS about a similar withholding issue with multiple jobs. Honestly, I couldn't believe it when my phone rang and there was an actual IRS agent on the line! Got connected in about 40 minutes. The agent pulled up my tax records and explained exactly why my second job wasn't withholding properly - turns out there's a specific way to fill out the W-4 when you have multiple jobs to ensure enough is withheld from each paycheck. Definitely saved me from a surprise tax bill. Wish I'd known about this service months ago instead of wasting hours redialing the IRS!

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If this is just a very small side job, another option is to just make quarterly estimated tax payments to cover what's not being withheld. I have a part-time gig that doesn't withhold anything, so every quarter I just make a payment through the IRS Direct Pay website. It's pretty straightforward - you calculate roughly what you'll owe on that income and make 4 payments throughout the year. Saves having to mess with changing your W-4 if it's just a small amount.

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Grace Durand

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Do you have to pay penalties if you just wait and pay it all when you file your taxes instead of doing the quarterly payments? Like if it's not a huge amount?

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It depends on how much you'll owe. The IRS generally won't charge penalties if you owe less than $1,000 at tax time. Also, you won't face penalties if you've paid at least 90% of your current year tax through withholding or estimated payments, or 100% of what you owed the previous year (110% if your income is over $150,000). So if your part-time job isn't causing you to owe a large amount extra, you might be fine just paying at tax time. But if you're going to owe significantly more, quarterly payments help avoid underpayment penalties and interest.

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Steven Adams

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This happened to me too! If you filled out your W-4 with the "Multiple Jobs" box checked on your main job, you're supposed to leave it unchecked on the second job. There's also a place on your W-4 where you can just request additional withholding from each paycheck. I ended up asking my main job to withhold an extra $25 per paycheck to cover what my part time job wasn't withholding. Easier than trying to get the part time job to set up withholding correctly.

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Alice Fleming

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Omg I did exactly the opposite! I checked "Multiple Jobs" on BOTH W-4 forms. Is that why neither job is withholding enough??

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GalaxyGazer

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I had this exact same situation with my part-time retail job! What helped me was looking at my W-4 form that I filled out when I started. If you claimed too many allowances or filled it out assuming this was your only job, that could explain why no federal taxes are being withheld. The good news is you can update your W-4 at any time - just ask HR or your manager for a new form. Since you mentioned this is a side job, you'll want to be extra careful about the "Multiple Jobs" section. The IRS has a really helpful online calculator called the Tax Withholding Estimator that can help you figure out exactly what to put on your W-4 based on both jobs. Also, keep in mind that even if nothing is being withheld now, you're not necessarily in trouble - you might just need to pay a bit more when you file taxes. But getting the withholding fixed now will definitely save you from a bigger bill later!

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