Why did my FED OASDI/EE and FED MED/EE taxes disappear from my paycheck after changing withholding?
I just started working at my first corporate job about a month ago, and I'm really confused about something on my paystub. For my first paycheck, I noticed deductions for FED OASDI/EE and FED MED/EE (which I'm guessing are Social Security and Medicare taxes?). Since I'm not great with money and wanted to avoid owing anything at tax time, I decided to increase my tax withholding by about 50% starting with my second paycheck. But now I'm noticing something weird - my latest paystub shows $0 for both Social Security and Medicare taxes. Nothing's being taken out for either of these! My annual salary is around $47k, and I'm completely new to all this tax stuff and investing in general. Is this normal? Should I be concerned that these taxes aren't being withheld anymore? Did increasing my income tax withholding somehow affect these other taxes? Any help would be really appreciated because I'm kinda freaking out about messing up my taxes before I've barely started my career.
20 comments

Sergio Neal
This definitely doesn't sound right. FED OASDI/EE (Social Security) and FED MED/EE (Medicare) are separate from your federal income tax withholding. When you increased your withholding, you were likely only adjusting your federal income tax, not these payroll taxes. For 2025, employees should be paying 6.2% of wages for Social Security (up to the wage base limit) and 1.45% for Medicare (no wage limit). These are mandatory payroll taxes that should be showing up on every paycheck - you can't adjust these by changing your W-4. I'd recommend taking your paystub to your HR or payroll department ASAP. There might be a system error or some other issue that needs to be fixed. Not having these taxes withheld could potentially cause problems later.
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Savanna Franklin
Question - could this be related to reaching the Social Security wage cap? I know there's some limit where you stop paying SS taxes.
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Sergio Neal
No, that's a good thought, but it wouldn't apply in this case. The Social Security wage base limit for 2025 is $168,600, meaning you don't pay Social Security tax on earnings above that amount. Since OP mentioned their salary is around $47k annually, they're well below this threshold and should be paying these taxes on every paycheck throughout the year. The Medicare tax doesn't have an income cap at all - it continues to be withheld regardless of how much you earn (with an additional 0.9% for high earners over $200,000). It's definitely unusual for both taxes to suddenly stop appearing on the paystub, especially for someone just starting their career.
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Juan Moreno
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Amy Fleming
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Alice Pierce
How does this actually work? Like do you just upload a picture of your paystub and it tells you what's wrong or what? I'm confused about how a website could figure this stuff out.
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Juan Moreno
You can try the basic analysis features for free, which is what I started with. They'll tell you if you need a more comprehensive review for your specific situation. It's super straightforward - you can take photos of your paystubs or tax documents with your phone, or upload PDFs if you have electronic versions. The system uses some kind of AI to read all the information and then compares it against tax rules. It breaks everything down line by line and flags anything that seems unusual or potentially incorrect, like missing FICA taxes or deductions that don't add up correctly.
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Amy Fleming
Just wanted to follow up - I tried taxr.ai after seeing this thread and it was actually really helpful! I uploaded my last three paystubs and it immediately pointed out that my employer had been using the wrong state tax rate (I moved recently). The analysis showed exactly what should have been withheld vs what was actually taken out. The explanation was super clear and I was able to take screenshots directly to my payroll department. They fixed it right away and even adjusted my next check to make up for the difference. Saved me from having a surprise tax bill next year!
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Esteban Tate
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Ivanna St. Pierre
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Elin Robinson
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Esteban Tate
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Elin Robinson
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Atticus Domingo
Check if your employer might have classified you as an independent contractor instead of an employee by mistake. If that happened, they wouldn't withhold FICA taxes (OASDI/EE and MED/EE) from your paycheck because independent contractors have to pay their own self-employment tax instead. Easy way to check: did your employer have you fill out a W-9 form instead of a W-4? That would indicate they're treating you as a contractor rather than an employee.
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Leslie Parker
AuthorI definitely filled out a W-4, not a W-9. And my first paycheck did have these taxes taken out - it's just the second one (after I increased my withholding) that shows $0 for both. I'm going to talk to payroll tomorrow and show them both stubs to see what happened. Sounds like this definitely isn't normal and needs to be fixed ASAP!
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Atticus Domingo
That's interesting - the fact that your first check had the FICA taxes but they disappeared after you changed your withholding makes me think there might be some kind of system glitch. Sometimes payroll systems can have weird interactions when you make changes. Definitely bring both paystubs when you talk to HR - the side-by-side comparison will help them see exactly when and how the problem started. Also ask them to explain exactly what changes were made when you requested the increased withholding, as they might have accidentally applied those changes incorrectly.
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Beth Ford
Is it possible you hit the paycheck limit for your pay period? Sometimes if your gross pay is above the upper limit or below the lower limit for FICA taxes in your specific pay period, you might not see FICA withheld. When you increased your withholding did your net pay go down significantly? Just trying to understand the full picture.
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Morita Montoya
That's not how FICA taxes work. There's no "lower limit" where you stop paying them. And the annual upper limit for Social Security is $168,600 for 2025 - OP wouldn't hit that on a $47k salary. Medicare tax has no upper limit at all. Both should be withheld from every paycheck regardless of what other withholdings are set at.
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Beth Ford
Thanks for the correction. I was confusing this with another situation.
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Taylor To
This is definitely a payroll system error that needs immediate attention. As others have mentioned, FICA taxes (Social Security and Medicare) are completely separate from federal income tax withholding and should appear on every single paycheck regardless of any W-4 changes you make. The timing is very suspicious - the fact that these taxes disappeared right after you adjusted your withholding suggests your employer's payroll system may have a bug or configuration issue. When you speak with HR/payroll tomorrow, ask them to: 1. Show you exactly what was changed in the system when you requested increased withholding 2. Verify that you're still classified as a W-2 employee (not a contractor) 3. Run a test calculation to show what your FICA taxes should be based on your salary 4. Provide a timeline for when this will be corrected Don't let them brush this off as "it'll work itself out" - missing FICA contributions can create problems with your Social Security earnings record and potentially cause issues at tax time. If they can't fix it immediately, ask for written documentation of the error and their correction plan. You might also want to keep detailed records of this conversation in case you need to escalate or contact the Department of Labor if your employer doesn't resolve it promptly.
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