PATH Act refund deposits starting - who's getting money before transcript updates? 🤑
So we're finally past the PATH act hold and deposits are starting to hit accounts. Been seeing people getting their money even before transcripts are updating on WMR. Anyone else refreshing their bank account every 5 mins? Let's see who gets lucky first lol
16 comments
Write a comment...
Zara Ahmed
Tax professional here - this is actually pretty normal during PATH release week. The IRS systems are under heavy load, so transcript updates can lag behind actual deposits by 24-48 hours. Keep checking your bank accounts, especially if you filed in January with EITC/ACTC.
0 coins
Luca Esposito
filed 1/16, still nothing showing but hoping to be one of the lucky ones 🙏
0 coins
1M
Nia Thompson
do you know if credit unions typically show deposits first?
0 coins
1M
Zara Ahmed
Yes, credit unions and some online banks like Chime often show deposits 1-2 days earlier than traditional banks
0 coins
1M
Write a comment...
Mateo Rodriguez
Guys check out taxr.ai - it's been a game changer for me. Instead of refreshing constantly, it analyzes your transcript and tells you exactly when to expect your deposit. Only $1 and totally worth it for peace of mind https://taxr.ai
0 coins
GalaxyGuardian
fr? does it actually work? tired of playing detective with these transcripts 😩
0 coins
1M
Mateo Rodriguez
100% works. It caught stuff in my transcript I would've never noticed. Predicted my DDD exactly 💯
0 coins
1M
Write a comment...
Aisha Abdullah
just checked my account AND ITS THERE!!!! Filed 1/19, Chase Bank, no transcript update yet but got my 7k refund!!! 🎉🎉🎉
0 coins
Ethan Wilson
bruh what time did it hit? im with chase too
0 coins
1M
Aisha Abdullah
3:42 AM EST! check ur account fam!
0 coins
1M
Write a comment...
Yuki Tanaka
still stuck on delayed beyond normal timeframe smh. this system is a joke fr
0 coins
Write a comment...
Carmen Diaz
my transcript still says n/a but netspend just dropped 5k lets gooooo
0 coins
Andre Laurent
congrats! did you have path credits?
0 coins
1M
Carmen Diaz
yep! EIC and CTC
0 coins
1M
Write a comment...
AstroAce
Wells Fargo here, nothing yet. Heard they're usually last to deposit 🤡
0 coins
Zoe Kyriakidou
same boat. wells fargo always playing games with our money smh
0 coins
1M
Write a comment...