PATH Act refund deposits starting - who's getting money before transcript updates? 🤑
So we're finally past the PATH act hold and deposits are starting to hit accounts. Been seeing people getting their money even before transcripts are updating on WMR. Anyone else refreshing their bank account every 5 mins? Let's see who gets lucky first lol
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Zara Ahmed
Tax professional here - this is actually pretty normal during PATH release week. The IRS systems are under heavy load, so transcript updates can lag behind actual deposits by 24-48 hours. Keep checking your bank accounts, especially if you filed in January with EITC/ACTC.
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Luca Esposito
•filed 1/16, still nothing showing but hoping to be one of the lucky ones 🙏
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Nia Thompson
•do you know if credit unions typically show deposits first?
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Zara Ahmed
•Yes, credit unions and some online banks like Chime often show deposits 1-2 days earlier than traditional banks
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Mateo Rodriguez
Guys check out taxr.ai - it's been a game changer for me. Instead of refreshing constantly, it analyzes your transcript and tells you exactly when to expect your deposit. Only $1 and totally worth it for peace of mind https://taxr.ai
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GalaxyGuardian
•fr? does it actually work? tired of playing detective with these transcripts 😩
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Mateo Rodriguez
•100% works. It caught stuff in my transcript I would've never noticed. Predicted my DDD exactly 💯
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Aisha Abdullah
just checked my account AND ITS THERE!!!! Filed 1/19, Chase Bank, no transcript update yet but got my 7k refund!!! 🎉🎉🎉
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Ethan Wilson
•bruh what time did it hit? im with chase too
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Aisha Abdullah
•3:42 AM EST! check ur account fam!
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Yuki Tanaka
still stuck on delayed beyond normal timeframe smh. this system is a joke fr
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Carmen Diaz
my transcript still says n/a but netspend just dropped 5k lets gooooo
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Andre Laurent
•congrats! did you have path credits?
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Carmen Diaz
•yep! EIC and CTC
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AstroAce
Wells Fargo here, nothing yet. Heard they're usually last to deposit 🤡
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Zoe Kyriakidou
•same boat. wells fargo always playing games with our money smh
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