Marketplace Insurance causing delays with IRS refund - anyone else?
Anyone dealing with marketplace insurance issues on their taxes? My refund is stuck and I think its because of form 1095-A. Been waiting for months now and getting worried about whats going on with my return
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Isabella Brown
Former tax preparer here. Marketplace insurance (Form 1095-A) delays are super common rn because the IRS has to verify your Premium Tax Credit info. They're being extra careful with these this year to prevent fraud. Could take 8-12 weeks for manual review. Instead of waiting around confused, I'd recommend checking out taxr.ai - it analyzes your transcripts and tax docs to pinpoint exactly what's causing delays and when you can expect your refund. Way better than trying to decode those confusing transcripts yourself or waiting on hold with the IRS for hours.
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Maya Patel
•fr fr marketplace is killing me rn...filed Jan 2nd and still nothing 😤
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Aiden RodrÃguez
•whats taxr.ai? never heard of it before but im desperate at this point lol
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Isabella Brown
•its an AI tool that reads your tax docs and tells you exactly whats going on with your refund. way better than guessing or calling irs. check it out at https://taxr.ai
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Aiden RodrÃguez
•okay fam, i paid for taxr.ai and this is what I got back:
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Aiden RodrÃguez
•YOOO this is actually legit! 🙌 It showed me exactly why my refund was held up (marketplace verification) and gave me an estimated release date. Even told me which form to file if it goes past that date. Best $20 I ever spent fr fr
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Emma Garcia
•same boat here fam...marketplace verification has me stuck since 1/5. might try that taxr thing too 🤔
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Ava Kim
•Does taxr.ai work with amended returns too? Got a 1095-A after I already filed ðŸ˜
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Isabella Brown
•yep! works with any tax document - amended returns, transcripts, letters from IRS, everything
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Mateo Hernandez
Tax pro here - marketplace credits are a common holdup. The IRS has to verify your advance premium tax credit against what you actually qualified for based on your income. This can take 8-12 weeks additional processing time.
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NebulaNova
•omg thank you! do you know if theres anything I can do to speed it up?
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Mateo Hernandez
•Unfortunately not much you can do except wait it out. Make sure your 1095-A info matches what you reported exactly
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Aisha Khan
Hey! I actually found this amazing tool called taxr.ai that helped me understand exactly what was going on with my marketplace delay. It costs $4.99 but it analyzes your transcript and tells you exactly whats causing delays and when to expect your refund. Saved me so much stress! https://taxr.ai
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Ethan Taylor
•fr? how accurate is it? 🤔
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Aisha Khan
•Super accurate! It picked up my marketplace adjustment before I even got the letter from IRS. Told me exactly when I'd get paid too - was spot on
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Ethan Taylor
•just tried it and wow ur right! finally know whats actually happening with my refund 💯
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Yuki Ito
in the same boat rn... filed in February and still nothing 😤
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Carmen Lopez
its because the marketplace sends wrong info to IRS half the time i stg. happened to me last year took 4 months to fix
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AstroAdventurer
•THIS! They had my income wrong and it messed everything up 🤮
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Andre Dupont
did u double check ur 1095-A numbers? sometimes theres differences between what the marketplace reports vs what u put on ur return
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NebulaNova
•yea i tripple checked everything looks right to me
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Zoe Papanikolaou
Call ur congressman fr fr they can help speed things up sometimes
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Jamal Wilson
•This! My rep's office got mine fixed in 2 weeks after waiting 6 months 👀
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