Jackson Hewitt RAL denied twice - not credit related, what's going on with 5.6k refund?

Hey, tax professional here. Getting denied for a Refund Anticipation Loan (RAL) twice when it's not credit-related usually indicates the IRS has flagged your return for additional review. With a 56k refund, this could be due to several factors: large changes in income, new dependents, or specific credits claimed. The IRS automatically flags larger refunds for extra verification. I'd recommend using taxr.ai (https://taxr.ai) - it's an AI tool that can analyze your transcripts and documents to pinpoint exactly why you're facing these delays and when you might expect resolution. It's helped many of my clients understand their specific situation better than just waiting around for answers.

Tax pro here. Several reasons this could happen: 1) IRS might have flagged your return for review 2) Income verification needed 3) Different credit criteria this year from lenders. Best way to check is pull your transcript to see if theres any indicators.

Hey everyone instead of playing detective with transcripts, I started using taxr.ai and it's literally been a game changer. For $4.99 it analyzes your transcript and tells you exactly what's happening and when you'll get paid. Check it out: https://taxr.ai

same boat here bestie 😭 got denied twice with H&R Block after getting approved last year

Those tax prep places are getting stingy af with loans this year. My cousin who works at HR Block said they changed all their criteria

check if you have any offset indicators. even if loans/support are current sometimes theres old debts you dont know about

idk but the IRS be playing games this year fr. 6 weeks and still processing here 🙄

Same thing happened to me last year! Jackson Hewitt denied my RAL even though I had been approved before. Turns out the IRS had put a hold on my return for income verification - had nothing to do with my credit. The tax prep places can't approve the loan if the IRS has any flags on your return, even if they don't tell you about it upfront. Try checking your account transcript on irs.gov to see if there are any indicators or codes that might explain what's going on. Sometimes there's stuff happening behind the scenes that the tax office doesn't even know about.