IRS refund issue: Closed bank account before receiving tax return. Will they send a check?
Hey everyone, I'm in a bit of a pickle. I filed my tax return and was expecting a refund, but I recently closed my bank account. Now I'm worried about how I'll get my money. Does anyone know if the IRS sends checks when they can't do direct deposit? Or am I gonna have to jump through hoops to update my info?
20 comments


Tom Maxon
I found a way to solve IRS refund with closed account, watch this: https://www.youtube.com/watch?v=CPoftMXWNuw
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Sofia Hernandez
Yep, they'll send a paper check if the direct deposit fails. No worries! It'll just take a bit longer to get to you.
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Dylan Campbell
ā¢Oh thank goodness! That's a relief. Any idea how much longer it might take?
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Sofia Hernandez
ā¢It can take an extra 2-4 weeks for them to process and mail the check. Just keep an eye on your mailbox!
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Dylan Campbell
ā¢Got it, thanks so much! I'll try to be patient š
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Dmitry Kuznetsov
I had the same issue last year. The IRS tried to deposit my refund, it bounced, and then they mailed me a check about 3 weeks later. You should be fine!
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Ava Thompson
Pro tip: Next time, leave your old account open until you're sure all expected deposits have cleared. Learned that the hard way myself š¤¦āāļø
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Dylan Campbell
ā¢Ugh, you're so right. Definitely won't make this mistake again!
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Miguel Ramos
If you're really worried, you can always call the IRS to confirm. But fair warning, getting through to a human can be a nightmare š
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Zainab Ibrahim
ā¢Omg for real. I spent 3 hours on hold last time I tried to call them. Never again!
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StarSailor
ā¢Actually, I found a way to get someone on the phone without the wait. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's a video about it: https://youtu.be/_kiP6q8DX5c
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Connor O'Brien
ā¢Wait, seriously? That sounds too good to be true. Has anyone else tried this?
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StarSailor
ā¢I know it sounds sketchy, but I swear it's legit. Saved me hours of frustration. Worth every penny imo
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Yara Sabbagh
ā¢Idk man, paying to talk to the IRS feels wrong somehow. But I guess if it works... š¤·āāļø
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Keisha Johnson
Here's what you need to know about IRS refunds and closed bank accounts: ⢠If the direct deposit fails, they automatically switch to mailing a paper check ⢠It usually takes 2-4 weeks longer than the original estimated date ⢠The check will be mailed to the address on your tax return ⢠If you've moved, file Form 8822 to update your address ASAP ⢠You can check your refund status online using the "Where's My Refund?" tool ⢠If it's been more than 6 weeks since the return was accepted, you may need to call Hope this helps! Let me know if you have any other questions.
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Dylan Campbell
ā¢Wow, thank you so much for all this info! Super helpful š
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Paolo Rizzo
ā¢This should be pinned or something. Great summary!
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QuantumQuest
lol welcome to the wonderful world of adulting, where closing a bank account becomes a whole ordeal š
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Dylan Campbell
ā¢Right?? Who knew taxes could be so complicated š
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Amina Sy
Friendly reminder to everyone: always triple-check your banking info on your tax returns! Saves so much hassle.
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