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Dylan Campbell

IRS refund issue: Closed bank account before receiving tax return. Will they send a check?

Hey everyone, I'm in a bit of a pickle. I filed my tax return and was expecting a refund, but I recently closed my bank account. Now I'm worried about how I'll get my money. Does anyone know if the IRS sends checks when they can't do direct deposit? Or am I gonna have to jump through hoops to update my info?

Tom Maxon

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I found a way to solve IRS refund with closed account, watch this: https://www.youtube.com/watch?v=CPoftMXWNuw

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Yep, they'll send a paper check if the direct deposit fails. No worries! It'll just take a bit longer to get to you.

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Oh thank goodness! That's a relief. Any idea how much longer it might take?

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It can take an extra 2-4 weeks for them to process and mail the check. Just keep an eye on your mailbox!

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Got it, thanks so much! I'll try to be patient šŸ˜…

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I had the same issue last year. The IRS tried to deposit my refund, it bounced, and then they mailed me a check about 3 weeks later. You should be fine!

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Ava Thompson

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Pro tip: Next time, leave your old account open until you're sure all expected deposits have cleared. Learned that the hard way myself šŸ¤¦ā€ā™‚ļø

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Ugh, you're so right. Definitely won't make this mistake again!

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Miguel Ramos

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If you're really worried, you can always call the IRS to confirm. But fair warning, getting through to a human can be a nightmare šŸ’€

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Omg for real. I spent 3 hours on hold last time I tried to call them. Never again!

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StarSailor

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Actually, I found a way to get someone on the phone without the wait. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's a video about it: https://youtu.be/_kiP6q8DX5c

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Wait, seriously? That sounds too good to be true. Has anyone else tried this?

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StarSailor

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I know it sounds sketchy, but I swear it's legit. Saved me hours of frustration. Worth every penny imo

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Yara Sabbagh

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Idk man, paying to talk to the IRS feels wrong somehow. But I guess if it works... šŸ¤·ā€ā™‚ļø

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Here's what you need to know about IRS refunds and closed bank accounts: • If the direct deposit fails, they automatically switch to mailing a paper check • It usually takes 2-4 weeks longer than the original estimated date • The check will be mailed to the address on your tax return • If you've moved, file Form 8822 to update your address ASAP • You can check your refund status online using the "Where's My Refund?" tool • If it's been more than 6 weeks since the return was accepted, you may need to call Hope this helps! Let me know if you have any other questions.

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Wow, thank you so much for all this info! Super helpful šŸ™

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Paolo Rizzo

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This should be pinned or something. Great summary!

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QuantumQuest

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lol welcome to the wonderful world of adulting, where closing a bank account becomes a whole ordeal šŸ˜‚

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Right?? Who knew taxes could be so complicated šŸ™ƒ

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Amina Sy

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Friendly reminder to everyone: always triple-check your banking info on your tax returns! Saves so much hassle.

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