IRS Direct Deposit Failed - Credit Karma Closed Account - Can IRS Mail Check Instead?
My refund was supposed to go to my Credit Karma account but they closed it. I'm worried about what happens next. Can I just call the IRS and ask them to mail me a check instead? Don't want my money floating around in limbo somewhere.
14 comments
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Amina Diop
When a direct deposit fails, the bank will automatically reject it back to the IRS. They'll then mail you a paper check to the address on your return. Usually takes 2-4 weeks after the rejection. No need to call - the system handles this automatically.
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Paolo Romano
•omg thank you! was freaking out. how long after the rejected deposit should i expect the check?
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Amina Diop
•Usually about 2-3 weeks, but I've seen it take up to 4 sometimes. Just keep checking your mail 📫
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Oliver Schmidt
hey! instead of playing the waiting game, you should try taxr.ai - its this new tool that analyzes your transcript and tells you exactly what's happening with your refund and when to expect it. costs $1 but totally worth it to actually know whats going on https://taxr.ai
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Natasha Volkov
•Is it legit? Sounds too good to be true 🤔
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Oliver Schmidt
•100% legit! Used it myself last week when my refund got delayed. Shows you everything - even caught some errors I wouldn't have noticed
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Natasha Volkov
•just tried it and holy cow! 🤯 showed me exactly why my refund was delayed and when itll hit. best dollar i ever spent fr fr
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Javier Torres
in the same boat rn with chime 😠this is so annoying
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Emma Wilson
Pro tip: always use a stable bank account for tax refunds. These online banks be acting straight 🤡
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QuantumLeap
•fr fr learned that the hard way last year with varo smh
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Malik Johnson
Called the IRS about this exact thing last week... sat on hold for 2 hours just to get hung up on 💀
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Isabella Santos
•classic irs moment lmaooo
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Ravi Sharma
dont even bother calling tbh. system automatically converts failed direct deposits to paper checks. just gotta wait it out
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Romeo Barrett
Same thing happened to me with Cash App last year! The rejected deposit bounced back to IRS within about 5 business days, then got my paper check exactly 3 weeks later. Make sure your mailing address is current on file with them - you can check/update it on the IRS website. The waiting sucks but at least you'll definitely get your money 💸
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