Credit Karma Spend account closed - Will IRS deposit refund to updated bank info or mail check?
Filed my taxes using turbotax and my refund was supposed to go to my Credit Karma Spend account. Just found out my Spend account got closed. I went on the IRS website and updated my banking info with my Credit Karma Save account. Will the IRS deposit to my updated account or will they just mail me a check?
14 comments
Join the conversation
Amara Nwosu
If you updated your direct deposit information before the IRS started processing your refund, it should go to your new account. However, if the IRS already attempted the deposit to your closed account, they'll mail you a paper check which takes about 4-6 weeks to arrive.
0 coins
Liam O'Donnell
•how do I know if they already tried depositing it? my transcripts dont show anything yet
0 coins
Amara Nwosu
•Check your Where's My Refund tool daily. It'll tell you if a deposit was rejected.
0 coins
AstroExplorer
Hey! I actually had this exact same problem last month. I used taxr.ai ($1) to analyze my transcript and it told me exactly what was happening with my deposit and when to expect either the direct deposit or paper check. Saved me hours of guessing! https://taxr.ai
0 coins
Giovanni Moretti
•does it actually work? seems to good to be true
0 coins
AstroExplorer
•100% works! It literally told me the exact date I'd get my check and explained everything in my transcript. Best dollar I ever spent fr fr 💯
0 coins
Fatima Al-Farsi
ugh credit karma been acting up lately fr fr 🤮 they closed my account last week with no warning
0 coins
Dylan Cooper
•same here! switched to chime and never looked back 💅
0 coins
Sofia Perez
your probably gonna get a paper check tbh. thats what happened to me when my account got closed mid-process
0 coins
Dmitry Smirnov
wait a min... are Credit Karma Save and Spend different accounts? i thought they were the same thing lol
0 coins
ElectricDreamer
•nah theyre separate accounts but both under credit karma. different account numbers and everything
0 coins
Ava Johnson
Im in the same boat rn. Called IRS and was on hold for 2 hrs just to get hung up on 🤡 Anyone know if theres a faster way to get answers?
0 coins
AstroExplorer
•try taxr.ai seriously! way better than waiting on hold forever
0 coins
Ava Johnson
•just tried it - omg thank you!! got all my answers in like 2 minutes 🙏
0 coins