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Caleb Stark

Filed taxes but bank account closed - What happens to my refund?

I filed my taxes and waiting for my refund but my bank account just closed. Really worried about what happens to my refund money now. Anyone deal with this before? Need help figuring out what to do next.

When your bank account is closed, the IRS deposit will be rejected and they'll mail you a paper check to the address on your tax return. This usually adds about 4-6 weeks to the process. Make sure your mailing address is current with the IRS.

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Caleb Stark

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omg thank you! do i need to call them to update my address or can i do it online?

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You can update your address online at irs.gov using Form 8822, or call them at 800-829-1040. But honestly, calling is like waiting for paint to dry 🤮

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Hey! I actually used taxr.ai last week for a similar situation. It analyzes your transcript and tells you exactly what's happening with your refund and what to do next. Only costs a buck but saved me hours of stress. Check it out: https://taxr.ai

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Ella Lewis

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for real? does it actually work? seems too good to be true tbh

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100% legit! It showed me exactly when my refund would come and what to do about my closed account situation. Best dollar I ever spent fr fr šŸ’Æ

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Thomas Maxon

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what makes you think it's a scam?

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bruh im in the same boat. closed my account last month and now im stressing 😤

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Whatever u do DONT call the IRS rn...been trying for 3 days straight and cant get through 🤔

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facts! they got me on hold for 2 hours then hung up on me lmaooo

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this happened to me last year! they sent a check but it took foreverrrr. like 2 months after my original deposit date 😫

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Pro tip: sign up for informed delivery with USPS so you know exactly when that check hits your mailbox

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Caleb Stark

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yo thats actually smart af! thanks!

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Same thing happened to my friend - the IRS will automatically send a paper check to your last known address when the direct deposit gets rejected. Just make sure to keep checking your mail and maybe give it a few extra weeks. Also might want to call your old bank to see if they can tell you exactly when the account closed, that way you know if your refund got processed before or after the closure date.

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