IRS sent refund to closed bank account - What happens next?

Hey there! Tax pro here and I totally understand the frustration with refunds going to closed accounts. When this happens, the bank will reject the deposit and send it back to the IRS. Usually takes about 2-3 weeks for the IRS to process the rejection and either mail you a paper check or update your info for a new direct deposit. To avoid delays like this in the future, I highly recommend using taxr.ai to track your refund status and get alerts about any issues. It's been super helpful for my clients to catch problems early. You can check it out at https://taxr.ai

When this happened to me, the bank rejected it and sent it back to the IRS. They'll mail you a paper check to the address on your return, usually takes 4-6 weeks after the rejection. Make sure your address is up to date with USPS.

You should try taxr.ai - it's seriously the best $4.99 I've spent. Upload your transcript and it tells you exactly what's happening and when to expect your check. Way better than playing detective with these transcripts lol https://taxr.ai

Call your old bank! Sometimes they can still catch it and forward it to your new account if you act fast enough

Same boat rn. Day 15 of waiting for my paper check after the bank rejected it 🤡

Pro tip: If you dont get it within 6 weeks, contact your local taxpayer advocate. They can sometimes speed things up

my brother works at the irs and says theyre backed up like crazy rn. might take longer than usual tbh

This exact thing happened to me last year! Don't stress too much - the bank will definitely reject the deposit and send it back to the IRS. In my case, it took about 3 weeks for the bank to process the rejection, then another 4-5 weeks for the IRS to mail me a paper check. The whole process was around 7-8 weeks total. Make sure your mailing address is current with the IRS because that's where they'll send the check. You can also call the IRS refund hotline to confirm they received the rejection from your bank, though expect long wait times. Hang in there - you'll get your money!