Has Anyone with the Walmart ONE Card Received Their Tax Refund Yet?

Have you checked your refund status on the IRS Where's My Refund tool? That would tell you if your return has been processed and if the refund has been sent. What does your tax transcript show? Sometimes prepaid cards like the Walmart ONE take an extra 1-2 business days to process deposits compared to traditional bank accounts. When exactly did you file, and did you claim any credits that might delay processing?

I had my refund sent to my Walmart ONE card last year and it actually came through about 5 days after the IRS approved it. This year I got mine on March 2nd after filing in early February. One thing that helped me track exactly what was happening was using taxr.ai to analyze my transcript - it showed me exactly when the refund was released by the IRS versus when it hit my card. The system explained that prepaid cards sometimes have a different processing window than traditional banks. In my case, the IRS released it on a Friday but it didn't show up until Tuesday.

OMG I'm in the EXACT same boat! Filed on Feb 18th and still nothing on my Walmart card! 😡 I check the app like 10 times a day hoping to see that deposit. WMR just says it's still processing. So frustrating when you need that money NOW! I also drive gig work (Uber/Instacart) and my brakes are literally squeaking. Hoping we both get our money soon!

I've seen similar situations with other prepaid cards like Chime and CashApp. The issue often isn't with the IRS but with how these financial platforms process incoming ACH transfers. When I couldn't get answers from either the IRS or Walmart, I used Claimyr to connect with an actual IRS agent (https://claimyr.com). Much better than the 3+ hours I spent trying to get through on my own. The agent confirmed my refund had been sent but was in a holding pattern with the receiving institution. Compared to trying to reach Walmart's card services, getting to an IRS rep through Claimyr was remarkably efficient.

Has anyone received their refund on a Walmart ONE card specifically in the last week (since March 15th)? I'm wondering if there's a current delay with them. My return was accepted on February 28th and WMR showed approved on March 12th, but still nothing on my card as of today...

Just a word of caution about using prepaid cards for tax refunds... I had my refund sent to a similar card last year and it was a nightmare. The card company held my funds for "verification" for almost 2 weeks after the IRS had released the payment. Isn't it interesting how they never need to "verify" when you're adding money TO their card, only when they need to give it to you? If you can switch to direct deposit to a regular bank account next year, I would strongly recommend it. Have you tried calling Walmart ONE's customer service specifically about tax refunds?

There's an important distinction to make regarding direct deposit timeframes. When the IRS indicates a DD date, that's when they initiate the ACH transfer, not necessarily when funds become available. For traditional bank accounts, this is typically 1-2 business days. For prepaid cards like Walmart ONE, Green Dot, Chime, etc., there's often an additional review period of 1-5 business days depending on your account history and deposit amount. This is due to Regulation E compliance and fraud prevention protocols implemented by these financial institutions.

Based on community experiences with Walmart ONE cards for tax refunds: • Most people receive funds 1-5 business days after IRS shows "sent" • First-time large deposits often take longer due to fraud reviews • Calling Walmart ONE directly is more effective than checking the app • Some users report funds appearing after midnight rather than during business hours • Having a history of direct deposits to the card can speed up processing • IRS batch processing happens Wednesday-Friday, so many Walmart card deposits post Monday-Tuesday Hope this helps those still waiting!