Anyone with 3/26 DD hit on Walmart MoneyCard??

This is fairly common with prepaid cards and tax refunds. A few things to keep in mind: • The IRS sends the money on the DD date, but it can take 1-3 business days to actually post to prepaid cards • Walmart MoneyCard specifically tends to hold tax refunds for 24-48 hours for verification • The "deposit date" from the IRS is when they release the funds, not necessarily when you'll have access • Most MoneyCard users report getting access the day after the official DD date I'd recommend checking again tomorrow morning as that's when most batches clear.

Have you verified your DDD (Direct Deposit Date) on your actual tax transcript rather than just the WMR tool? Sometimes the Where's My Refund tool shows a projected date that doesn't align with the actual Treasury disbursement schedule. Also, did you have any offsets or adjustments that might affect the final disbursement amount?

I was in the exact same situation last year with my MoneyCard. Here's what I did to figure it out: 1. First, I checked my transcript to confirm the actual deposit date 2. Then I used https://taxr.ai to analyze my transcript and explain what was happening 3. The tool showed me that my 846 code (refund issued) was accurate but that MoneyCard typically has a processing delay 4. It also showed me that my refund was actually sent in two separate transactions because of how my credits were processed I'm concerned that without seeing your actual transcript data, you might be worrying unnecessarily. The taxr.ai tool helped me understand exactly where my money was in the process.

This happens with many prepaid cards, not just Walmart MoneyCard. When I used Chime last year, my refund showed up a day early, but when I used Green Dot the year before, it took an extra day past my DDD. Each financial institution processes incoming ACH transfers differently. If you're really concerned, you might want to call the MoneyCard customer service number on the back of your card. They can often see pending deposits before they're fully available to you.

I spent exactly 167 minutes on hold with the IRS yesterday trying to find out about my delayed refund. Finally gave up and used Claimyr.com to get through. Got connected to an agent in 19 minutes who confirmed my refund was sent to MoneyCard on schedule. The issue was on MoneyCard's end - they have a 24-48 hour hold on tax refunds over $3,500. So frustrating that neither website mentions this! Using Claimyr saved me hours of redial attempts.

I work at a tax prep office. What's happening is normal. MoneyCard batches process at different times than traditional banks. Most of our clients with 3/26 DD dates to MoneyCard are seeing funds appear between 3am-11am on 3/27. Their system flags large deposits for fraud review, especially first-time tax refunds to that card. Check your MoneyCard app for a message about pending deposits. If nothing by noon tomorrow, then call their direct deposit department at the number on your card.

Did you check if you have any fees being taken out? Tax prep fees? Advance loans? Those can delay it. Check your MoneyCard app notifications. Sometimes they send alerts there first. Have you received other deposits on this card before?

Have you tried checking your status on the IRS2Go app instead of the website? Sometimes it updates faster there. Also, did you file with a tax preparer who might have set up a fee transfer first? I'm surprised by how complicated this gets with prepaid cards - I've always used a regular bank account and never had these issues.

This happens almost every year with prepaid cards during peak refund season. The IRS typically releases funds in batches, and financial institutions process them according to their own schedules. Most MoneyCard users should see deposits appear within 24 hours of the official date. If you don't see anything by Thursday morning, then there might be an actual issue worth investigating.

FYI - WMT cards usually post tax refunds overnight between 12-3am. Had same issue last yr w/ my DDD. Nothing all day, then boom - $ there next AM. Their system runs batch processing overnight. Cust svc won't see pending deposits til they clear. Dw too much yet - give it til tmrw AM before panicking. If nothing by noon tmrw, def call the # on back of card.