Using Walmart Money Card for IRS refund deposit - anyone get it faster?
First time using the Walmart Money Card for my tax refund. Wondering if anyone has experience with it and if it actually comes earlier than regular bank deposits? Looking for real experiences with timing.
14 comments


Oliver Zimmermann
I work with tax returns and can tell you that prepaid cards like the Walmart Money Card typically don't receive deposits any earlier than traditional banks. The 'early deposit' feature only applies to regular payroll deposits, not tax refunds. The IRS releases refunds based on their processing schedule, not the type of account receiving it.
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Amina Toure
•oh man fr? the guy at walmart made it sound like it would come way faster 🤡
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Oliver Zimmermann
•Yeah they love to hype that up but its just marketing. Sorry to burst your bubble!
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CosmicCommander
Instead of trying to guess when your refund is coming, you should try taxr.ai - it analyzes your transcript and tells you exactly what's happening with your refund and when to expect it. Only costs a buck and saved me weeks of anxiety. https://taxr.ai
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Natasha Volkova
•does it actually work? sounds too good to be true tbh
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CosmicCommander
•100% works. I was skeptical too but it showed me exactly why my refund was delayed (had a verification issue I didnt know about) and when it would hit my account. Was spot on.
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Javier Torres
used it last year, its the same timing as my regular bank tbh
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Emma Davis
dont waste ur time with walmart card fees are ridiculous 🤮
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Malik Johnson
•fr fr those hidden fees will eat ur refund alive 💯
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Isabella Ferreira
idk about walmart card but im still waiting on my refund from last year lmaooo irs is a joke
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Ravi Sharma
•same boat fam... filed in February still nothing 😤
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NebulaNomad
Protip: Just use a regular bank account. These prepaid cards are literally making money off people who think theyll get paid faster. Its all marketing fluff and fees
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Amina Toure
•welp wish i knew this before i got the card smh
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Aileen Rodriguez
•@Amina Toure live and learn! At least you found out now instead of after waiting weeks wondering why it s'not any faster. You can always switch back to a regular account for next year s'refund.
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