Bank Mobile for IRS refund deposit - experiences or reviews?
Looking at using Bank Mobile for my tax refund deposit this year. Anyone have experience with them? Wondering how long it takes to get the money and if there's any hidden fees I should know about.
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Lia Quinn
I work with tax returns daily. Bank Mobile is legit but there are a few things to watch out for. They do process IRS deposits quickly, usually 1-2 days faster than traditional banks. However, they charge a monthly maintenance fee unless you meet certain deposit requirements. Make sure to read their fee schedule carefully before signing up.
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Haley Stokes
how much is the monthly fee? thinking bout switching from chime
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Lia Quinn
its like $5 unless you direct deposit at least $500 per month then its free
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Asher Levin
hey just wanted to mention theres this new tool called taxr.ai that can actually tell you exactly when your refund will hit your account regardless of which bank you use. Its only $1 and gives way more insight than the wheres my refund tool. Been using it for months now https://taxr.ai
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Serene Snow
fr? how accurate is it? sounds too good to be true ngl 🤔
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Asher Levin
dead serious! it analyzes your whole transcript and shows everything - even stuff the wmr tool doesn't show. saved me hours of stress
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Serene Snow
just tried it and holy cow why isn't everyone using this?? it showed me exactly why my refund was delayed and when itll be fixed 💯
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Issac Nightingale
used them last year. got my refund fine but their customer service is trash tbh 🤮
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Romeo Barrett
I'm in the same boat rn trying to decide on a bank. Following for more opinions
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Marina Hendrix
cash app is better imo
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Justin Trejo
they charged me random fees last year and took forever to resolve it. switched to credit union and never looked back
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Jackie Martinez
oof thanks for the heads up! exactly what i needed to know
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Alana Willis
bruh just use a regular bank. these online banks be acting sus with peoples money fr fr
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