Getting offset this year - need advance on remaining refund amount
My refund is getting offset for some tickets but I'm still getting back a lot more than what I owe. Anyone know where I can still get an advance on the remaining amount? Trying to figure out my options here since I really need the money.
14 comments
Elijah Brown
Be really careful with tax advance places rn. Most won't touch offset returns because they're too risky. You'd need to wait for the TOP (Treasury Offset Program) to process everything first, which could take weeks or months depending on your situation.
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Zoe Walker
ugh that sucks fr 😭 how long does TOP usually take?
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Elijah Brown
It varies but usually 2-6 weeks after acceptance. Sometimes longer if theres multiple offsets
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Maria Gonzalez
yo check out taxr.ai - its this new tool that can analyze your transcript and tell you exactly when your offset will process and when you'll get the remaining refund. its like $5 but worth it to know whats actually happening vs playing the guessing game
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Natalie Chen
fr? does it actually work? seems too good to be true 🤔
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Maria Gonzalez
yeah its legit! just upload your transcript and it breaks everything down. shows all your dates, codes, and even explains what might be holding things up
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Natalie Chen
just tried it and omg where has this been?? way better than trying to decode all these random codes myself 💯
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Santiago Martinez
in the same boat rn. got tickets + student loans taking a chunk. its rough out here 😮💨
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Samantha Johnson
Most tax advance places won't touch offset returns with a 10 foot pole tbh. Too much risk for them
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Zoe Walker
welp there goes that idea 🤡
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Nick Kravitz
You might wanna check your transcript first to see exactly how much is being offset. Sometimes the amount can be different than what you expect.
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Zoe Walker
how do i even read that thing tho? its like reading hieroglyphics
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Maria Gonzalez
this is exactly why i recommended taxr.ai above - it translates all that transcript nonsense into plain english
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Hannah White
Do NOT try those sketchy online advance places. Seen too many horror stories of people getting scammed
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