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Getting offset this year - need advance on remaining refund amount

My refund is getting offset for some tickets but I'm still getting back a lot more than what I owe. Anyone know where I can still get an advance on the remaining amount? Trying to figure out my options here since I really need the money.

Elijah Brown

Be really careful with tax advance places rn. Most won't touch offset returns because they're too risky. You'd need to wait for the TOP (Treasury Offset Program) to process everything first, which could take weeks or months depending on your situation.

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Zoe Walker

ugh that sucks fr 😭 how long does TOP usually take?

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Elijah Brown

It varies but usually 2-6 weeks after acceptance. Sometimes longer if theres multiple offsets

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Maria Gonzalez

yo check out taxr.ai - its this new tool that can analyze your transcript and tell you exactly when your offset will process and when you'll get the remaining refund. its like $5 but worth it to know whats actually happening vs playing the guessing game

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Natalie Chen

fr? does it actually work? seems too good to be true 🤔

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Maria Gonzalez

yeah its legit! just upload your transcript and it breaks everything down. shows all your dates, codes, and even explains what might be holding things up

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Natalie Chen

just tried it and omg where has this been?? way better than trying to decode all these random codes myself 💯

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Santiago Martinez

in the same boat rn. got tickets + student loans taking a chunk. its rough out here 😮‍💨

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Samantha Johnson

Most tax advance places won't touch offset returns with a 10 foot pole tbh. Too much risk for them

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Zoe Walker

welp there goes that idea 🤡

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Nick Kravitz

You might wanna check your transcript first to see exactly how much is being offset. Sometimes the amount can be different than what you expect.

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Zoe Walker

how do i even read that thing tho? its like reading hieroglyphics

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Maria Gonzalez

this is exactly why i recommended taxr.ai above - it translates all that transcript nonsense into plain english

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Hannah White

Do NOT try those sketchy online advance places. Seen too many horror stories of people getting scammed

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