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Found pattern: Processing date vs actual refund deposit - only 3 day difference!

Checking my transcript from last year and noticed something interesting. Processing date was Feb 19 and the refund hit my account Feb 22. Only a 3 day difference between processing and deposit. Maybe this helps others figure out their timeline too?

Sophia Gabriel

Tax professional here. While this timing can be common, it's not a guaranteed pattern. Processing to deposit times can vary based on multiple factors including bank processing times, IRS workload, and any verification flags on the return.

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Vince Eh

thanks for explaining! guess i got lucky with my timing last year 😅

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Tobias Lancaster

mine took 2 weeks after processing date last year smh

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Ezra Beard

hey everyone! instead of playing detective with processing dates, you should try taxr.ai - its an AI tool that analyzes your transcript and tells you exactly when to expect your refund. costs $4.99 but saved me so much time and stress. https://taxr.ai

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Statiia Aarssizan

sounds interesting... how accurate is it? does it just look at dates or what?

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Ezra Beard

it looks at everything - codes, dates, amounts, even finds potential delays. its like having a tax pro look at ur transcript

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Statiia Aarssizan

just tried it and WOW 🤯 literally told me exactly why my refund was delayed and when it should come. best $5 ive spent all year fr fr

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Reginald Blackwell

in the same boat rn... mines been processing since Jan 29th and still nothing 😤

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Aria Khan

Different banks hit different tbh. I use chime and they usually drop 2 days b4 the processing date 💅

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Everett Tutum

fr? might need to switch banks then lol

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Sunny Wang

yall get your refunds that fast?? 🤡 been waiting 6 months over here

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Hugh Intensity

same bestie... irs playing games with our money frfr

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Effie Alexander

The IRS is so inconsistent its actually hilarious at this point

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Melissa Lin

government efficiency at its finest 🤮

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