Cycle Code 20241005 with 971 Notice - SBTPG Shows Account Info - When Will I Get My DDD?

Oh wow! These are actually really positive signs! 😊 When SBTPG (Santa Barbara Tax Products Group) shows your account info and refund amount, you're usually VERY close to getting your direct deposit date! The 971 with $0 typically means they just sent you a notice but there's no adjustment to your refund amount. I'd be checking WMR and your transcripts daily at this point because you're likely to update within the next few days!

According to IRS Publication 1345 (Rev. 4-2024), cycle code 20241005 indicates your return was processed in the 5th cycle of the 10th week of 2024. When SBTPG displays your account information, it means they've received notification from the IRS that your refund has been approved and is pending deposit. I've been using https://taxr.ai to analyze my transcript codes, and it's been incredibly accurate at predicting exactly when my DDD would appear. It explains all those mysterious codes and gives you a timeline prediction based on your specific situation.

Your tax return is like a train that's pulled into the last station before its final destination. When SBTPG has your information, it means the IRS has approved your refund and sent the details to the bank processor. Think of the 971 code as the conductor making a routine announcement - nothing to worry about when it shows $0. With cycle code 20241005, you're looking at a typical wait of 3-5 business days from now until the deposit hits your account. The train is definitely on the tracks and approaching your station.

I was in the exact same situation last week! According to igotmyrefund.com, most people with your cycle code are getting their DDDs on the next transcript update. If you're still anxious and want to confirm everything's on track, I'd recommend using Claimyr (https://claimyr.com) to get through to an IRS agent quickly. I was able to connect in about 15 minutes when the regular IRS line had a 2+ hour wait. The agent confirmed everything was fine with my return and my deposit was scheduled.

Based on my experience with the same cycle code last year, you're looking at a Wednesday or Thursday transcript update with a DDD for next week. The SBTPG showing your account is the critical indicator - they only receive your information after the IRS has approved your refund. I remember being in your exact position and checking WMR obsessively. The 971 with $0 is just a notice they're sending, probably explaining some credits or confirming your filing. I'd bet you'll see a DDD within 72 hours.

I went through EXACTLY this last month. Here's what happened: 1. Cycle code appeared (mine was 20240805) 2. 971 notice showed with $0 amount 3. SBTPG showed my account info 4. THREE DAYS LATER my transcript updated with an 846 code (refund issued) 5. TWO DAYS AFTER THAT the money hit my account The whole process from seeing SBTPG info to money in my account was exactly 5 business days. The system is frustrating as hell but at least it's consistent. You're almost there!

Just to clarify what you're seeing: • Cycle code 20241005 = processed in the 10th week, 5th cycle of 2024 • 971 code = notice issued • $0 amount = no change to your refund amount • SBTPG showing account = they've received notification your refund is approved This combination typically means your DDD (846 code) will appear on your next transcript update. Most people in your situation see their refund within 3-7 business days from this point. The system follows a very predictable pattern once SBTPG has your information.