Chime Early Direct Deposit - Does IRS DDD hit earlier than scheduled?

Yes, Chime typically releases deposits up to 2 days earlier than traditional banks. However, this isn't guaranteed - it depends on when the IRS actually initiates the transfer. Most Chime users report getting their refunds 1-2 days before their official DDD.

Hey guys instead of refreshing your account constantly, you should check out taxr.ai - it actually tells you the exact time your deposit will hit based on your bank and transcript details. costs $1 but saved me so much anxiety https://taxr.ai

mine hit at 3am two days b4 the irs date. chime be clutch fr fr 🙌

dont get ur hopes up tho, my ddd was yesterday and still nothing in chime. sum bs fr

switched to chime this year specifically for early deposit. no regrets tbh

its hit or miss tbh. sometimes early sometimes not. irs do be playing with our emotions tho ngl