Did you receive your divorce decree in 2023? And were you living apart from your spouse for the last 6 months of the year? These details matter for Head of Household eligibility.

I had exactly this happen to me in 2022. My transcript showed MFJ for exactly 17 days after filing, then updated to HOH automatically. My refund was processed correctly with the HOH credits I was entitled to. The refund came 24 days after filing, which was 7 days after the transcript updated with the correct filing status. Just keep checking every few days and you should see it update.

Something nobody has mentioned yet is that if you're correcting information on a previously filed 1099-NEC (like changing the amount or the contractor's information), that's when you'd check the "CORRECTED" box on the 1099-NEC itself. The 1096 accompanying these corrected 1099s doesn't get marked as corrected though. Adding a brand new contractor is completely different - that's just a new submission with its own 1096, like others have said.

This is exactly the kind of confusion I ran into when I started handling payroll for our nonprofit! The key thing to remember is that the 1096 is just a summary sheet - it's not really "corrected" in the traditional sense. When you add a forgotten contractor, you're making a completely separate filing with its own 1096. That new 1096 should only reflect the information for the contractor(s) you're submitting in that batch, not a cumulative total of everything you've ever filed. If your ATX software is showing combined totals, it might be set up to resubmit all your 1099s together rather than just the new one. This isn't necessarily wrong, but it's doing more work than needed. You might want to check your software settings or contact ATX support to see if there's a way to submit just the additional contractor separately. The important thing is that you get the 1099-NEC filed for that contractor by the deadline. The IRS will reconcile all your submissions on their end regardless of how many separate batches you send them.

I had to call that number last month. They asked questions about my mortgage, previous addresses, and credit cards I have. Took about 20 minutes once I got through to someone. Is that similar to what others experienced? Did they also ask about loan amounts or just the existence of accounts?

Just wanted to add my recent experience - called 800-830-5084 last week after receiving a 5071C letter. The security questions were pretty thorough - they asked about my previous addresses going back 5 years, specific loan amounts (not just existence), and even asked about a credit card I had closed 2 years ago. The whole verification took about 25 minutes once connected, and they processed my return immediately. One tip: have your Social Security statement handy if you can access it online. They asked about my reported wages from 2 years ago which I wouldn't have remembered otherwise. The agent was very patient and professional throughout the process. For those asking about wait times - I called at 8:30 AM EST on a Tuesday and waited about 55 minutes, which seems pretty typical based on what others are reporting here.

Has anyone considered whether insurance proceeds should be reported as income? If you got a settlement for the total loss but then repaired it anyway, that settlement might be taxable if it exceeded your basis in the vehicle.

Just wanted to add one more point that might be relevant - if you're planning to sell the repaired vehicle in the future, you'll want to keep detailed records of what you spent on repairs. While you can't deduct these expenses now, they could affect your capital gains calculation when you eventually sell the car. For tax purposes, the repair costs you paid out of pocket (after receiving the insurance settlement) would be added to your "basis" in the vehicle. So if you originally paid $15k for the car, got a $10k settlement, then spent $4,800 on repairs, your new basis would be $9,800 ($15k - $10k + $4,800). This could reduce any potential gain if you sell it later for more than that amount. It's a small consolation since you can't deduct the expenses now, but at least those receipts might save you some taxes down the road if the car appreciates or you sell it for more than expected.

I was in the 0805 cycle last year and had almost given up when my refund suddenly appeared. What helped me was checking my Account Transcript rather than just the Return Transcript - it showed a different status that explained the delay. My sister had the same issue this year and her 0805 refund just hit her account yesterday after a 5-week wait.

I'm also stuck in the 0805 cycle and it's been 6 weeks since I filed! Filed on January 28th, got the 0805 code by February 14th, but still no direct deposit date. My transcript shows a "150 Transcript" with cycle code 20240805 but no 846 refund issued code yet. I've been checking WMR daily and it just says "still being processed." Starting to wonder if there's a systematic issue with certain 0805 returns this year. Has anyone tried calling the practitioner priority line or is that only for tax professionals?