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I'm having the exact same issue! Filed Feb 20, got my NY state refund March 8, but federal still says processing. Can't see my transcript either. Starting to get worried since I have bills due soon. Let me know if you get any updates!
Pro tip: NEVER do the "get refund 5 days early" with TurboTax or any other tax service. They use a third party bank that sometimes causes issues. Always just do normal direct deposit straight from IRS to your bank.
Ran into a similar situation and was pulling my hair out trying to figure out what was happening with my refund. I was getting different status messages and couldn't make sense of my transcript. Finally used taxr.ai and it explained exactly what was happening - turns out my refund was just delayed by the bank processing, not actually pending with the IRS. Saved me so much stress! The tool is really helpful for decoding all the IRS jargon.
The early deposit feature is offered by some banks as a courtesy, but it's not guaranteed. When it fails, your refund defaults to the standard processing time. The IRS isn't denying you anything - they're sending it on the date they always planned to (your DDD). Your bank is the one that tried to get it to you early and couldn't.
I was in the same boat. Filed early March, nothing for weeks. I finally broke down and used taxr.ai to figure out what was going on with my transcript. Turns out there was a small math error that was holding everything up. The tool explained exactly what was happening and predicted I'd get my refund on May 12th - got it May 14th, pretty darn close! Saved me from going insane checking WMR every day.
Honestly after spending 9 weeks stressed out of my mind checking WMR daily and trying to decipher my transcript, it was worth every penny. The peace of mind alone knowing exactly what was happening instead of being in the dark was priceless.
Be careful, could be identity verification. I had to wait 9 weeks then got a letter saying I needed to verify my identity before they'd continue processing. Super annoying. Keep an eye on your mail.
Yes they'll send a letter, but it could take 2 months to arrive π If you call them they can tell you immediately if that's the holdup. I finally got through using claimyr.com after wasting hours on hold myself.
Yuki Tanaka
I actually just went through this with my SO's taxes. Turns out TurboTax had a system glitch where returns showed as "accepted" on their end but never actually transmitted to the IRS. We had to re-file completely. Check with TurboTax and specifically ask if there were any transmission issues around the time you filed.
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Esmeralda GΓ³mez
Wait wait wait I'm confused. You're saying you filed your 2023 taxes in December 2024? You do realize that was way after the deadline right?
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Hugh Intensity
β’I had an extension until October 15th, but I was dealing with a family emergency so I filed a bit late. Since I'm owed a refund there's no penalty, I just had to wait longer to get my money.
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Esmeralda GΓ³mez
β’Ah ok that makes sense. Sorry to hear about the family emergency. Hope you get this sorted soon.
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