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I was in your exact situation last year. When my refund got delayed: ⢠Called IRS 14 times ⢠Spent 3+ hours on hold ⢠Got disconnected twice ⢠Finally reached someone who confirmed PayPal was causing the delay This year I used Claimyr (https://claimyr.com) and got through to an IRS agent in 15 minutes. They confirmed my PayPal deposit was scheduled correctly. Worth every penny not to waste a day on hold.
There's a significant misconception regarding Treasury Disbursement protocols for third-party financial platforms. The Automated Clearing House (ACH) network processes IRS refunds according to established Federal Reserve parameters, but PayPal operates as a Financial Service Provider (FSP) rather than a traditional depository institution. This distinction means they're not bound by the same Regulation E requirements for immediate fund availability. Most users report receiving funds on the actual DDD, not before.
I'm a tax preparer and we're seeing TONS of delays this year, especially with TaxSlayer and other similar services. The IRS is overwhelmed with early filers. If your return is straightforward, you should see movement within 21 business days from acceptance (which would be around March 14th). If it goes beyond that, then you should start making calls.
Anyone know if calling helps speed things up? I verified my identity on March 1st and STILL don't see any updates on my transcript or WMR. It's been 7 weeks! I need this money for medical bills due next week. Should I call? Has anyone had success getting their case expedited after verification?
Has anyone noticed a pattern with verification timing? I verified on March 22, 2024, and I'm wondering if there's a specific day of the week when updates typically happen. My last refund (2022 filed in April 2023) updated on a Wednesday night, but I'm not sure if that's consistent for post-verification updates.
Last year I entered my routing number incorrectly - transposed two digits. What happened in my case was that about 4 weeks after filing, my tax transcript updated with a TC846 code (refund issued) but then a week later showed a TC841 (refund cancelled). Three days after that, I got another TC846 with a new date. That paper check showed up in my mailbox exactly 8 days after the second TC846 date. I literally checked my mail three times a day waiting for it! The whole process added about 5-6 weeks to my refund timeline, which was super frustrating since I needed the money for a car repair.
This happens every year. Don't panic. IRS will try deposit. Will fail. Check will mail. Address must be correct. Allow extra 4-6 weeks. Nothing to do now. System works automatically. Keep checking WMR. Status will update. Paper checks batch weekly. Tuesday processing. Friday mailing. Good luck.
Carmen Ortiz
I experienced this exact scenario last year. My 2021 Form 1040 remained unprocessed while my 2022 return was fully processed within 21 days of e-filing. The key factor is the processing pathway. Current-year electronic returns typically follow the Automated Under-Reporter (AUR) pathway, while prior-year returns, especially paper submissions, are routed through the Submission Processing Center (SPC) workflow. When I contacted the IRS through the Practitioner Priority Service line, they confirmed these are parallel processes with separate resource allocations and timeline metrics.
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Andre Rousseau
Hate to be the bearer of bad news but my 2021 return is STILL unprocessed and we're in 2024 now. IRS processed my 2022 and 2023 returns no prob. When I finally got thru to someone, turns out my 2021 return got flagged for identity verification but they never sent the letter. Now I'm stuck in bureaucratic hell trying to prove I'm me from 3 yrs ago. Check ur mail carefully and don't assume no news is good news w/ the IRS. They can process returns out of order and it can bite u later.
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