Joint vs. Separate Filing - Different Verification Timelines?
So here's what happened with our tax situation this year. My husband and I both filed on January 20th but had completely different experiences. He got verified on March 7th after having code 810 on his transcript, and finally got a refund date for April 12th. Meanwhile, my journey has been more complicated. I also filed January 20th but had to wait for a verification letter, which just arrived today. My transcript shows code 810 too, which was actually lifted yesterday, but I still need to complete the verification process. I remember going through something similar during my first tax season after college last year, but it was much quicker. Anyone else dealing with these verification delays? I'm just trying to understand why our timelines are so different even though we filed on the same day.
11 comments
Liam Sullivan
Oh wow, this is actually a common issue this year! Here's what's happening step-by-step: 1. The code 810 means the IRS has frozen your refund for verification purposes 2. When your husband's 810 was resolved on March 7th, his refund was released for processing 3. Your 810 was just lifted yesterday, which means you're now in the next phase 4. You still need to complete the verification they requested in the letter 5. Once you verify, it typically takes 9-21 days for processing I had no idea the IRS could treat joint filers so differently! It's like you're in completely separate systems even though you filed on the same day!
0 coins
Amara Okafor
Just to clarify - they probably filed separately, not jointly. Each return is processed independently. The 810 freeze code appears exactly 46 days after filing for about 22% of filers this season. The verification letter typically arrives 5-7 days after the code appears on your transcript.
0 coins
18d
Giovanni Colombo
I've seen this happen before with my parents. According to the IRS website (https://www.irs.gov/individuals/understanding-your-cp01-notice), they're sending more verification letters this year to combat identity theft. Has anyone else noticed that returns with certain credits seem to get flagged more often?
0 coins
17d
Write a comment...
Fatima Al-Qasimi
I had almost the exact same situation. My wife and I filed the same day. She got her refund in 21 days. Mine got the 810 freeze. Had to verify identity. The system works independently for each taxpayer. Follow the instructions in your letter exactly. Don't skip any steps. My verification took 3 days to process once submitted. Refund came 11 days after that.
0 coins
Write a comment...
StarStrider
Isn't it frustrating when you're stuck waiting on hold with the IRS for hours? And why do they make it so difficult to reach an actual person who can help? I spent three days trying to get through about my verification letter. Finally used Claimyr (https://claimyr.com) and got connected to an agent in about 15 minutes. They confirmed my verification was received and processing - saved me days of uncertainty. Wouldn't you rather spend your time doing literally anything else than listening to that hold music?
0 coins
Dylan Campbell
Is this service actually legitimate? I'm concerned about giving information to third parties. How does it even work? IRS lines are always busy.
0 coins
14d
Sofia Torres
I've read about these services before. They essentially use automated systems to dial repeatedly until they get through, then transfer you to the call. What happens if you pay and they still can't get you through? I spent 4 hours on hold last year and finally just gave up.
0 coins
13d
Write a comment...
Dmitry Sokolov
I think you might be confusing two different verification processes. On January 20th, 2024, you both e-filed. Then on March 7th, your husband completed verification and his 810 code was lifted. Your 810 code was lifted on April 10th (yesterday), but you still need to verify? The verification letter you received today (April 11th) might be for identity verification (Form 5071C) rather than return verification. Check the letter carefully for which form number it references.
0 coins
Write a comment...
Ava Martinez
Be careful with the verification process. I had a similar situation with code 810 and when my notice arrived, I didn't respond quickly enough. This triggered a 60-day review cycle that completely delayed my refund. The Identity Verification Letter (5071C) requires action within 30 days or they'll suspend processing. If it's a Return Verification (4883C), you need to have specific documentation ready before calling the number on the letter.
0 coins
Write a comment...
Miguel Ramos
Have you checked whether your return had different elements than your husband's? Like did one of you claim education credits or have self-employment income while the other didn't? I've noticed that compared to my friends with simple W-2 income, my returns with Schedule C always get extra scrutiny and verification steps. Could that explain the different treatment?
0 coins
Write a comment...
QuantumQuasar
This happens more than you'd think. The community wisdom on verification letters: • Respond to verification letters IMMEDIATELY • Use the exact method they specify (online, phone, or mail) • Have all requested documents ready before starting • Take screenshots/notes of your verification completion • Check your transcript 4-5 days after verifying • Expect 9-21 days for processing after verification I'm still surprised how many people don't realize that married couples filing separately are treated as completely independent taxpayers by the IRS systems!
0 coins
Write a comment...