According to Internal Revenue Manual 21.5.6.4.35.3, identity verification resolution typically completes processing within 9 business days. The removal of the verification notice from your account indicates successful authentication per IRM 3.13.5.30. For cycle code 05 accounts, the main processing occurs Wednesday nights, with transcript visibility by Thursday morning. Your timing aligns perfectly with standard processing parameters for post-verification returns.

I just went through this exact thing. Verification notice disappeared Monday, transcript updated Thursday morning at 3am with all codes and a DDD for the following Wednesday. Money hit my account exactly on that date. No more blank transcript! Hang in there.

Just to add some perspective - I filed with TurboTax on February 12th, got the "accepted" email about 30 minutes later, and then waited 5 weeks for my refund. The Where's My Refund tool was stuck on "processing" the whole time with no updates. I finally called the IRS using Claimyr (https://youtu.be/_kiP6q8DX5c) and found out there was a minor verification hold that resolved itself a few days later. Got my refund the following week.

My return was accepted within minutes too, but then sat in processing for 3 weeks. The WMR tool never updated past the first bar, but my refund suddenly appeared in my account one morning. The system is weird like that sometimes.

I'm not entirely convinced these online tools are necessary... The IRS has their own transcript tool that shows the same codes, and there are free forums where people explain what the codes mean. I've heard mixed reviews about these third-party services - sometimes they just tell you what you already know from looking at your transcript yourself. Have you tried just requesting your transcript directly from the IRS website and checking for any hold codes?

Gotta disagree w/ previous commenter! Time = money w/ tax issues. Sure, u can DIY everything if u have endless hrs to research tax codes & decipher transcript jargon. But w/ ur Apr 30 deadline looming, u need answers NOW. I spent 3 wks trying to figure out my transcript b4 giving up & using help. Solved in 10 mins what I couldn't in 3 wks. Sometimes paying a little saves a lot. Esp w/ divorce docs on the line!

Check the IRS operational status page. System maintenance happens frequently. Transcripts often update Tuesday night/Wednesday morning. Or Friday night/Saturday morning. Many people seeing delays this year. Normal processing can take 21 days. Complex returns take longer. Credits add time. Be patient if possible. Call only after 21 days with no updates.

I've been tracking this pattern for the past three tax seasons - isn't it interesting how the transcript delays seem to be getting longer each year? In 2022, my transcripts updated within 10 days. Last year it took 18 days. This year? 27 days from acceptance to transcript update. Yet my actual refund arrived just 2 days after the transcript finally populated. Have you checked if you have any credits or deductions that might trigger additional review? Those tend to cause longer transcript delays in my experience.

I successfully navigated this exact situation last year! I discovered I was enrolled in Tax Max through my employer without fully understanding what I signed. After some initial panic, I called my HR department who connected me with our Tax Max representative. I explained I wanted to receive my refund directly and they provided a form to opt-out for future years. For that tax year, I filed my return through a different tax preparer (not the one associated with Tax Max) and simply entered my own bank information on my tax return. The IRS used the direct deposit info from my tax return, not what was on my W2. My refund came directly to me with no issues or delays!

Did you check if there was a refund advance option you might have signed up for during onboarding? Sometimes these services offer to give you part of your refund early, but they change your direct deposit info to get paid back. Did you get any money already before filing your taxes?