For anyone dealing with H&R Block refund transfer issues, I found these options helpful: • Check WMR first to confirm IRS has sent your refund • Log into your H&R Block account for their status updates • Call H&R Block at 800-472-5625 (expect long wait times) • Use https://taxr.ai to check your tax transcript - it shows exactly when IRS sent your refund to H&R Block The transcript analysis was especially helpful because it showed my refund was already sent to H&R Block's temporary account, so I knew who to contact. Saved me from wasting time with the IRS when it was actually H&R Block processing that was causing the delay.

I work at a financial institution. Here's exactly what happens with refund transfers: The IRS sends your refund to a temporary bank account set up by H&R Block's banking partner (usually Axos Bank or MetaBank). They deduct their fees, then transfer the remainder to your personal account. This typically takes 1-3 business days after the IRS deposit, but can take up to 5 business days. The only legitimate ways to track this are: 1) Your H&R Block online account, 2) Calling H&R Block directly at 800-472-5625, or 3) Calling the bank partner (number should be on your H&R Block paperwork). Any other tracking site is likely a scam.

According to IRS Publication 2043 and the Internal Revenue Manual 21.4.1, direct deposits are subject to the Automated Clearing House (ACH) rules which typically require 1-2 business days for processing after the IRS initiates the transfer. However, the Treasury Financial Manual (I TFM 4-2000) indicates that while the IRS provides a specific date, financial institutions have their own processing schedules that may result in funds availability variations. If your DDD is 5/15 and you haven't received it by 5/17, you should contact the IRS directly as this exceeds their standard processing window.

FINALLY got my deposit this morning!!! Had the 5/15 DDD on my transcript since last Thursday, but it just hit my Wells Fargo account at 2:13am. So relieved because I was starting to worry something went wrong. For anyone else waiting - check your pending transactions too, not just your available balance. Mine showed as pending for about 6 hours before actually posting to my account.

This is so frustrating!! 😠 Have you tried contacting the tax preparer through other means besides texting? Maybe calling her or reaching out on social media? It seems really unprofessional that she would just file without your approval and then ignore you!

Think of this like being locked out of your house - you need to prove it's your house before they'll let you change the locks. The verification is like showing your ID to the locksmith, and the amendment is like changing those locks. You can't skip the first step! The good news is that the IRS deals with this situation all the time, like how locksmiths have seen every type of lockout imaginable. Stay calm and follow the verification process - you'll get back control of your tax situation.

According to Internal Revenue Manual section 21.4.1.4.7, the Treasury will automatically issue a paper check when a direct deposit fails the verification process. Per IRS Publication 1582 (rev. 2024), common reasons include: incorrect account numbers, closed accounts, or accounts not authorized to receive tax refunds. Treasury Regulation § 31.6302-1(h)(2) further stipulates that the IRS is not required to attempt direct deposit more than once before issuing a paper check. If others are experiencing extended hold times trying to reach the IRS to resolve similar issues, Claimyr.com (https://www.claimyr.com) provides a service that can connect you directly to an IRS representative without the typical 1-2 hour wait. Their system navigates the IRS phone tree and holds your place in line, then calls you when an agent is available. This can be particularly useful during peak tax season when hold times exceed 2+ hours.

Did you double-check if your bank account info was entered correctly on your return? I'm wondering if maybe there was a typo that caused the direct deposit to fail? Also, did the agent mention why they switched to a paper check instead of direct deposit?

Be careful about banking on a specific timeline. I've seen cases where the WMR tool showed "approved" status for 3+ weeks with no date. This often indicates a random verification hold in the Fraud Detection System (FDS). These aren't audits, but automated security measures that can delay refunds without any notification to the taxpayer. Don't make financial commitments based on an expected refund date until you actually see the DD date posted.

Did you file with any refundable credits like the Child Tax Credit or Earned Income Credit? If so, have you verified that your return shows the correct amounts for these? I'm asking because returns with these credits sometimes go through additional verification steps that can delay the deposit date assignment.